I was a returning customer, promise the cheaper rate, was not that much cheaper! It's sad that I have to go this route and use tribal loans at outrageous interest rates but fighting my cancer is killi... See more
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Review summary
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What people talk about most
Reviews shaping this summary
They came to the rescue when I had no way to make a payment due to a job change and so on, and I was waiting for my payments. Even if you have a bad credit score, these guys will help you and approve... See more
why do you have to charge 400% i was 720 credit and had something happen in my life. i'm so mad that i have had to get one of these loans. i get it on your side your making a killing but your not h... See more
Company replied
Very professional and money was in my bank within 15 mins before even getting off the phone w agent! Thank You!
Company details
About WithU Loans
Written by the company
W6LS, Inc. dba WithU Loans offers fast and easy access to installment loans up to $2,500 to help manage life's unexpected events. Our signature approach and streamlined technology matches you with on-demand loans that fit your unique need. Offering fast approvals, flexible terms and financial support made for the moment — we're WithU, every step of the way! Want to know what else makes us proud?
WithU Loans is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a federally-recognized Indian tribe. WithU Loans is licensed and regulated by the Otoe-Missouria Consumer Finance Regulatory Commission, which regulates all consumer financial services conducted from tribal land of the Otoe-Missouria Tribe of Indians. Revenue from WithU Loans funds tribal community programs including elder service, education, after school programs, improvements for housing and infrastructure, and public safety. We think that's pretty darn cool!
Contact info
8151 Hwy 177, 74651-0348, Red Rock, United States
- 866-404-0674
- customercare@withuloans.com
- withuloans.com
4.0
Great
11K reviews
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These people are scammers
These people are scammers. I’d tried to settle my account but the company refused to allow me to do so. As if they want more money from me!
October 14, 2025
Reply from WithU Loans
Dear Angelia,
Thank you for sharing your thoughts. At WithU Loans, we are committed to providing fast and easy access to cash for unexpected life events. We’re sorry to hear you’re unhappy with your experience.
If you’d like to speak with us further about your experience, you can reach out to us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
Easy and quick application and approval
So appreciated the response and help it came at a needed time! It was easy and quick as far as applying and approval and the funds were also there in the time frame!
March 2, 2026
The company always gives me what I…
The company always gives me what I need, that’s why I will give this 5 stars for being a excellent company
March 2, 2026
This company gave me a chance to show…
This company gave me a chance to show how I can pay back a loan on time where other places wouldn’t even take a chance to see if I could. I work hard but don’t really have the best credit cause I don’t have any at all so I am glad this company took a chance on me!
March 2, 2026
good like to solve problems quickly.
March 2, 2026
They addressed an issue with my process…
They addressed an issue with my process and were very professional with me
March 2, 2026
The promptness.
March 2, 2026
Easy Peasy
Excellent customer service delivered in an expeditious manner!! Professional but friendly staff and make the experience seamless. Thank you!!
March 2, 2026
I didnot realize that their was so many…
I didnot realize that their was so many payments for a small amount.
March 2, 2026
Reply from WithU Loans
Dear Veronica,
Thank you for your comments and feedback. WithU Loans provides fast and convenient access to loans when you need them, or to help you navigate any unexpected events.
In accordance with the Truth in Lending Act, we provide the terms, payment schedule, and cost of a loan before the Loan Agreement is signed.
We regret that you are not completely satisfied with your loan experience. Please keep in mind that we do not charge prepayment penalties and you may pay off your loan at any time to save on interest. If you need further assistance, please contact us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
Knowing the payments were going to be…
Knowing the payments were going to be high turned out to be a little higher than expected but that's life. Everything else was fabulous. Thank you
March 2, 2026
I applied for a second loan
I applied for a second loan, because the first one went well . Great customer service,I give them a ten out of 10 where ten being the highest of a good experience.
March 1, 2026
The speed in which we received loan.
February 24, 2026
Reply from WithU Loans
Dear Brian,
Thank you for sharing your thoughts. At WithU Loans, we are committed to providing fast and easy access to cash for unexpected life events. We’re sorry to hear you’re unhappy with your experience.
If you’d like to speak with us further about your experience, you can reach out to us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
The process is easy
The process is easy. The only issue i have is the high interest rate you provide. But the money was there within 24 hours is finishing up my application.
March 1, 2026
Quick and easy
February 28, 2026
Reply from WithU Loans
Dear Shenise,
Thank you for taking the time to voice your concerns. WithU Loans’ highest priority is to offer efficient access to cash, especially when you need it most.
We regret to hear that you weren’t able to receive your funds in the time you expected. If you still have not received your funds, please call us at 866-404-0674.
Warm regards,
The WithU Loans Team
Everybody is helpful thank u
February 28, 2026
They offered me a 600$ loan but made it…
They offered me a 600$ loan but made it impossible to actually get the loan! I finally gave up!
January 3, 2026
Reply from WithU Loans
Dear Gretchen,
Thank you for sharing your thoughts. At WithU Loans, we are committed to providing fast and easy access to cash for unexpected life events. We’re sorry to hear you’re unhappy with your experience.
If you’d like to speak with us further about your experience, you can reach out to us at customercare@withuloans.com.
Best regards,
The WithU Loans Team
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