Admiral travel insurance stepped in after Jet2 failed to refund our cancelled holiday to Cyprus due to the attacks on the British army base. Their staff were very understanding of the situation we w... See more
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Admiral was launched in 1993 and is now one of the UK’s largest providers of insurance. As well as car and home insurance Admiral offers black box insurance with Admiral LittleBox and is the home of MultiCar for households with more than one car to insure. For anyone who has to insure their home and their car, Admiral offers MultiCover, designed to cover all your vehicles and home on a single policy giving you a discount on your premium and the ease of one renewal date. Whatever the type of insurance, Admiral’s aim is to give great service and value for money to UK consumers.
Tŷ Admiral, David Street, CF102EH, Cardiff, United Kingdom
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Honestly, I will never go with Admiral again. I unfortunately had to put a claim in for my travel insurance as I fractured and dislocated my shoulder the week before my trip.
The trip was a group trip so was booked by one person in the group. I received a callback today from the claims team who stated I need to get the person who booked the trip to sign a form and provide a bank statement of his. They also requested I contact Jet2 to get proof I didn't attend the flight and get proof from the AIRBNB host that I wasn't there (the host didn't visit once as it was a lockbox for the key so I'm unsure how they could provide proof I wasn't there if they weren't even there themselves!!). Surely this is part of the the claims process that if they require proof, they can contact the airline themselves. The amount of hoops I have had to jump through for this has been absolutely scandalous and it's such a poor customer journey!!
I requested a manager callback and was told 3 working days. I work as a manager in a complaints team myself and, whilst I appreciate same day callbacks can't always happen, 3 working days is extremely poor to say the least.

Reply from Admiral Insurance
Competitive price.
easy to access.
Extremely polite and knowledgeable Agent

Reply from Admiral Insurance
Getting an insurance quote was a straightforward and easy process. The insurance options offered were comprehensive

Reply from Admiral Insurance
Had excellent service from you consultant. Her name was Evie.

Reply from Admiral Insurance
Insurance wise, great price the more vehicles you have. However they only send out notification to renew 15 days to the policy renewing. This isn't great and i would like for it to be longer.

Reply from Admiral Insurance
Easy to get accurate quotes for exactly what you need and very fair pricing. Will use Admiral for all of my insureance going fowafds.

Reply from Admiral Insurance
I am having a cataract removed next week and because I disclosed that, it became a major problem and it will not be covered what I understand is a short procedure.

Reply from Admiral Insurance
Telephone answered quickly, Admiral had all my details stored so amending policy was simple & efficient

Reply from Admiral Insurance
I realised I had put some wrong information on my online form and when I rang to correct it the man I spoke to was brilliant. He was professional and efficient and sorted it out in a minute.

Reply from Admiral Insurance
looked at the best way to insure my car and save money doing so

Reply from Admiral Insurance
I had an accident on 16th September 2025, and as of 23rd April 2026 my car is still not repaired properly — with no resolution in sight.
My car has been in the garage multiple times. On the second visit, it was there for nearly 8 weeks to fix a wrong-colour grille and a dashboard warning light — something I was told was a simple fix. When the car was returned, it had been scratched across the entire body during cleaning, so it had to go back again.
On the third return, there was still a chip on the door, and I was told this would be resolved locally. I have heard nothing further from either the garage or Admiral. After using the car, I also discovered that previously reported issues were still not fixed — scratches near the door hinge and a banging noise every time the door is opened. The car is not in a condition I can return to my leasing company.
At no point has Admiral contacted me to check whether I am satisfied. Every interaction has been me chasing them.
I raised a formal complaint on 25th February and was told this would be properly managed. Seven weeks later, I received a response claiming I had said I was happy with the repairs (which is completely untrue), along with an offer of £75 for an unrelated issue. This response did not reflect my complaint at all.
I also pay extra for a courtesy car, yet every vehicle provided has been unreliable or unsafe — including faulty keys, damaged wheels, and starting issues. I regularly drive my 4-year-old son, so this is extremely concerning.
This situation has had a serious impact on my mental health, causing ongoing stress, sleepless nights, panic attacks, and difficulty concentrating.
From my understanding of UK consumer and insurance regulations, including the requirement to provide services with reasonable care and skill, as well as fair complaint handling standards, this situation falls significantly below what is expected.
Based on guidance from the Financial Ombudsman Service, I believe the level of compensation offered is wholly inadequate. Given the circumstances, I would expect compensation to reflect:
• **Distress & inconvenience** (7+ months of delays, repeated failed repairs, and ongoing mental health impact): £500–£1,000
• **Loss of use / poor repairs** (vehicle not returned to pre-accident condition, multiple returns to garage): £200–£400
• **Courtesy car failures** (unsafe and unreliable vehicles despite paying for this service): £100–£300
This places a fair and reasonable total in the region of £800–£1,200.
At this stage, I am asking for:
* My car to be fully repaired to its pre-accident condition
* Compensation that properly reflects the scale of failures and impact caused
I responded to the complaint outcome 7 days ago and have not even received an acknowledgment.
If this matter is not resolved as a matter of urgency, I will be escalating my complaint to the Financial Ombudsman Service for independent review.
Very disappointing experience.

Reply from Admiral Insurance
What an amazing service I have just received from Tom, it was a call I was dreading to make, but he handled it with the upmost professional manner and respect. I have never received such amazing care and support. Thank you so much Tom.

Reply from Admiral Insurance

Reply from Admiral Insurance
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