Advance FinancialReviews 

14,176
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 1,723 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their professionalism, patience, and helpfulness, making the application process smooth and pleasant. The customer service is consistently highlighted as excellent, with many appreciating the clear communication and efficient assistance provided. Reviewers also found the overall service and user experience to be quick, easy, and straightforward, often receiving funds rapidly. However, some customers also noted issues with payment clarity, finding the wordage unclear regarding increased payment amounts when taking out more money. A few other people also felt that navigating the site for credit information was difficult and experienced problems with bank verification or receiving funds after approval.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting their helpfulness, patience, and... See more

Customer service

Consumers find customer service to be positive, with many reviewers praising the helpfulness, patience, and... See more

Payment

Customers consistently note ambiguous experiences with payment, with many reporting unexpected increases in... See more

Service

Customers had positive experiences with service, with many appreciating the clear communication and fast... See more

User experience

Reviewers highlight positive aspects of user experience, with many finding the process smooth, easy, and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Marcy continue d to try and help me even though I was frustrated, she stayed professional. I figured things out the next day and got the money. Thanks Marcy.

Rated 5 out of 5 stars

Mr Rob was very helpful! Quick and easy process! Took his time to get me more money than needed! He was very patient and helpful on the phone even tho we couldn’t get approved through the phone due to... See more

Rated 5 out of 5 stars

It was a good experience, straight forward. I'm already in a difficult situation and advance came in and got right to helping me... I really appreciate them and would use them again...

Rated 5 out of 5 stars

The lady that worked there was super nice and friendly. Also, best thing about it is that I got approved for the exact amount that I needed without her even knowing what I needed… THANK YOY for your h... See more


Company details

  1. Money & Insurance

About Advance Financial

Written by the company

Tennessee based, Advance Financial was founded in 1996. From its humble beginnings as a 3-store chain, the company has grown to include more than 70 locations throughout Tennessee. Advance Financial is a leading fintech company offering online line of credit and installment loans across the country.

Recent recognitions include 2019 Inc. 5000 fastest-growing private companies for the eighth straight years; A+ rating by the Better Business Bureau; Nashville’s 4th fastest growing company (2019, Nashville Business Journal); Forbes Best Employers for New Graduates (2018); and, Indeed Top-Ranked Workplace for Compensation/Benefits (2019). Advance Financial is the second largest family-owned company headquartered in Nashville (2019, Nashville Business Journal).


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

14K reviews

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4.3

All reviews

(14,176)

1,543 reviews in the last 12 months

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Rated 1 out of 5 stars

DON’T DO IIIIIITTTTTT

DON’T SO IT!!!!SEARCH AND MAKE ANY OTHER CHOICE OF LOAN, ASK A FRIEND OR RELATIVE AND PAY THEM A $100 or 2 EXTRA IN RETURN BECAUSE THIS IS A RIPOFF; A PONZI SCHEME LIKE TYPE OF SCAM!!!!!!!!!!
If I could’ve given (NONE-0) that’s what they’d get!!!!!
The fact that they charge such a high interest rate that only fifteen dollars goes towards the principal is absurd and ought to be illegal!!! For some of us on fixed income with not so great credit may run into an unexpected financial situation and make the mistake of choosing them as a solution are only being setup for a future financial disaster because we’re stuck paying the rest of our lives!!!!! A simple $600-1000 dollar loan shouldn’t take $2424 from our limited, fixed income in a year time and still owe $720!!!
I wish I had known this before I made this mistake!!!!!!!!!!!!
I’ve been away seven months and thought it was pif by now …. Lord help me, have mercy on my income and smite these thieves!!!!!!!!!!!!!
THE ENEMY THAT HAS COME TO KILL, STEAL AND DESTROY ALL OF US THAT HAVE BEEN TAKEN BY THIS EVIL IN DISGUISE!!!!!!

July 5, 2025
Unprompted review
Rated 5 out of 5 stars

The man who helped me with my loan was…

The man who helped me with my loan was very patient, informative, and kind and he made an otherwise stressful experience needing the loan pleasant. Hopefully I won’t ever need to use this service again, but if I had to, I would come back to this location.

July 1, 2026
Rated 1 out of 5 stars

I always get approved for a certain…

I always get approved for a certain amount and then get an email stating my limit has been decreased no one ever follows up with an explanation of why. Just dissatisfied all the way around

July 2, 2026
Advance Financial logo

Reply from Advance Financial

Hi. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

Rated 1 out of 5 stars

I wouldn't even give them one star if I…

I wouldn't even give them one star if I didn't have to,to write the review. Their wordage and what they give you is extremely unclear when you take out more money. And then they overcharge your account. You go from 100 and something dollar payments twice a month to $500 and something dollar payments twice a month. No warning no communication. Worst company ever. The second this loan is paid off I will never work with him again and I will never recommend them.

June 18, 2026
Unprompted review
Advance Financial logo

Reply from Advance Financial

Hi Amanda. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

Rated 5 out of 5 stars

Customer service Blessing…

My experience alone with the electrical entry of my data was not working, but my customer service helper Rebecca had extreme patience my case. Even with her help it took a lot of try’s. Thank you so very much Rebecca. I really needed the funds. God Bless you and thank you Advance Finance.

July 1, 2026
Rated 1 out of 5 stars

You send a pre approved letter so.i…

You send a pre approved letter so.i spend an hour with someone giving all my info and i am not approved for nothing thank for the false hope so you ruin my whole day

July 1, 2026
Unprompted review
Advance Financial logo

Reply from Advance Financial

Hi Kimberly. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

Rated 2 out of 5 stars

Your website wont let me add my debit…

Your website wont let me add my debit card

July 1, 2026
Advance Financial logo

Reply from Advance Financial

Hi Dimitri. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

Rated 5 out of 5 stars

My Online Loan Application

I was satisfied with my online loan application experience with the agent. The Advance Financial agent worked patiently with me to complete the information, and she answered all my questions without hesitation. Thank you for your assistance.

June 27, 2026

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