Advance Financial Reviews 

14,507
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 1,297 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the customer service representatives are extremely helpful, patient, and professional throughout the entire online application process. Consumers also deeply appreciate the fast, reliable, and smooth service when obtaining a loan or a line of credit. Many people state that the forms are easy to fill out and funding is provided very quickly. However, some reviewers were not happy with unexpected payment withdrawals and frustrating issues regarding bank account deductions. Some people noted that unexpected or excessive charges made managing their ongoing repayment plans extremely difficult and stressful.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising representatives for being exceptionally... See more

Customer service

People report positive experiences with customer service, noting that representatives are professional,... See more

Payment

Reviewers mention ambiguous feedback about payment, noting that while some consumers appreciate the easy... See more

Service

Users describe positive interactions with service, highlighting that it is quick and easy to get a line of... See more

User experience

Customers had positive experiences with user experience, highlighting that the online forms and application... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Your service rep and IT team went above and beyond. They had to reset my information in order to get my loan. Unfortunately I cannot remember the reps name, but he was amazing. Extremely patient throu... See more

Rated 5 out of 5 stars

Well, for starters I'm not happy that you closed the Crossville, Tn office. It made the process take a little bit longer than I was expecting. However, all of the reps that helped get my application t... See more

Rated 5 out of 5 stars

It was easy to apply. Very smooth process. No problems at all. Definitely would recommend their service


Company details

  1. Money & Insurance

About Advance Financial

Written by the company

Tennessee based, Advance Financial was founded in 1996. From its humble beginnings as a 3-store chain, the company has grown to include more than 70 locations throughout Tennessee. Advance Financial is a leading fintech company offering online line of credit and installment loans across the country.

Recent recognitions include 2019 Inc. 5000 fastest-growing private companies for the eighth straight years; A+ rating by the Better Business Bureau; Nashville’s 4th fastest growing company (2019, Nashville Business Journal); Forbes Best Employers for New Graduates (2018); and, Indeed Top-Ranked Workplace for Compensation/Benefits (2019). Advance Financial is the second largest family-owned company headquartered in Nashville (2019, Nashville Business Journal).


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

15K reviews

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4.3

All reviews

(14,507)

1,317 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

My experience was great

My experience was great. The agent was very professional knowledgeable and very patient. I appreciate the time she took with Me. She was excellent. Great customer service.

October 26, 2026
Rated 1 out of 5 stars

Customer service email doesn't work

Customer service email doesn't work, phone doesn't ring and shows account locked but reset link doesn't send anything.

October 27, 2026
Unprompted review
Advance Financial logo

Reply from Advance Financial

Hi. Thank you for sharing your feedback. We value hearing from our customers, and we'd welcome the opportunity to address your concerns directly. Please visit www.af247.com/contact/ if you'd like to discuss your experience with our team.

Rated 1 out of 5 stars

Interest rate

Your interest rate for the loan was 399%! Are you serious? You should be ashamed

October 24, 2026
Advance Financial logo

Reply from Advance Financial

Hi Pawlo. Your feedback is important to us, and we're grateful you took the time to share it. We're sorry to hear we didn’t meet your expectations. If you'd like to speak with our team, visit www.af247.com/contact/ and we'll be happy to help.

Rated 5 out of 5 stars

Dependable

It was quick and easy. The representative was very friendly and patient and walked me through the process. I had no problem at all with anything.

October 22, 2026
Rated 1 out of 5 stars

This store is a absolute JOKE

This store is a absolute JOKE. I just left making a 560.00 payment. Out of that payment 58.00 went towards the principal. UNBELIEVABLE.. please DO NOT go to any of those stores for money, YOU WILL REGRET IT

October 20, 2026
Unprompted review
Advance Financial logo

Reply from Advance Financial

Hi. Thank you for letting us know about your experience. We take feedback seriously and would welcome the chance to learn more. Please contact us at www.af247.com/contact/ if you'd like to discuss your concerns.

Rated 1 out of 5 stars

I was approved for $550 then it dropped…

I was approved for $550 then it dropped to $50. Horrible service

October 19, 2026
Advance Financial logo

Reply from Advance Financial

Hi Abby. Thank you for your feedback. We’re sorry to hear we didn’t meet your expectations. If you’d like to discuss this further, please contact us at www.af247.com/contact/ so we can connect with you.

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