Advance Financial - WI Online Reviews 185

Horrible company had a revolving loan for over a year paid on time never late. Paid off my loan now they say my bank which I was using for over a year kind you had to many people defaulting on the loan. If I owned a business I would want my better quality customers to stick around. Will never advise anyone to work with this company

The guy that I talked to was Incredible. Very knowledgeable and good at his job

fast deposit! The team members are excellent with communication

Beware of this company they created a fraudulent address and used my name to be a compliance with the state that they supposed to be working in I live in the state of Georgia they do not have license to work in this state they have been trying to collect money from me for months using a fraudulent address I have contacted my bank to put a stop to these fraudulent people

I am so sorry that I ever applied and got approved but I was in a dire need and of course never really read all the fine lines. I have always made my payments but it seem my principal just never gets lower and my payoff balance always gets higher, I have read other reviews and I wish I would have read before getting this loan shark loan. I paid in back in the more than $15 k on a $3000 balance I wish there was a way to get out from under them but I just can not come up with the payoff so I am basically stuck and even when I pay extra to the principal it doesnt seem to make a difference. Stuck in hell.

Easy to use site, very prompt on what things they needed to process loan

Very quick decision and delivery!!! Self explanatory as well! Thanks

My experience was awesome. It was very professional. Was simple thank you. Would refer you any time!!

The customer service experience and how prompt was the response to my needs. Thank you

Super easy to use!!

Horrible business, taking money out of checking, when not authorized to do so!!! Just like dealing with a LOAN SHARK!!! THIS COMPANY TAKES ADVANTAGE OF CUSTOMERS, WITH EASY , QUICK MONEY !!! OVER $800 A MONTH TO PAY BACK!!!! I JUST WANT TO PAY THIS DAMN LOAN OFF!! The website IS A JOKE!! FLEXIBLE MONTHLY PAYMENTS TO FIT YOUR BUDGET🤣🤣 THIS COMPANY WON'T WORK WITH YOU, THEY ARE LIARS, LOAN SHARKS, SCUM......

I had a very frustrating experience with Advance Financial. I borrowed a total of $4,385, and after making several payments from my bank account, including $236.13 on January 9, 2026, $364.45 on January 23, 2026, $387.45 on February 5, 2026, and $379.21 on February 20, 2026, for a total of $1,367.24 paid to date., I noticed that very little of what I paid was actually going toward reducing the principal balance due to the extremely high interest and fee structure.

When I realized this, I contacted their customer service department to try to work out a solution. I explained the situation and asked if there was any way to lower my payment or restructure the loan so that more of my payment would go toward reducing the principal. I was hoping for some type of hardship option or reasonable repayment arrangement because I do not want to default or have negative credit on my report.

Unfortunately, the only option they offered was for me to increase my monthly payment if I wanted the principal balance to go down faster. In other words, the only “solution” provided was to pay even more money. There was no flexibility, no attempt to work with the customer, and no meaningful assistance offered.

The way the loan is structured makes it extremely difficult to make real progress on the balance, and the lack of willingness to work with customers who reach out for help is very concerning. Consumers should be extremely cautious before borrowing under these terms, because what may seem like short-term help can quickly become a very expensive and difficult cycle.

Based on my experience, I would strongly encourage others to fully understand the total cost and repayment structure before using this service.

Thank you! I needed the help while Trump can't provide it, you can!!!

everything. y'all lie and charge to much

24/7 is not a good business to get money. Once they have your card info, they will take payments are there pleasure. They took (3) payments in two days from me which cause other problems paying my bills.

Why don’t you tell people upfront that you want to charge them 399 % interest and you have to pay it back in five months

This place charges 300% sometimes 500%+ for their loans. That’s 🤪. This is a complete rip off! Stay away!

Becky made it a great experience I don't know what branch she's at. But she is in Tennessee

Despite the numerous negative reviews seen, in which this company has sued consumers for more money than was ever loaned to them, I decided to try (desperation=stupidity). I was declined for loan after giving them transparency to my bank account showing the numerous repeat deposits from my employer as well as side gigs. They declined because they say my bank account is listed as a savings or prepaid account, which is completely false. I receive numerous deposits to this account weekly, and many times daily! A legitimate bank account with checking AND savings! Aren’t all bank account prepaid?!? You’ve got to be kidding me.

Quick and easy to apply. I had the money I needed for emergency travel within 2 hours.