AFC Home Warranty Reviews 

506
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 304 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for being helpful, knowledgeable, and professional, often explaining options clearly and providing intelligent recommendations. Many people highlight the excellent customer service, appreciating the patient and understanding approach of representatives who ensure positive interactions. However, some customers also noted concerns regarding service and warranty coverage. People mentioned issues where appliances were not replaced, but prorated based on age, or specific components were not covered. Additionally, some reviewers experienced delays in service, such as waiting for warranty approval or having to find their own contractors for repairs.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting their helpfulness, knowledge, and... See more

Customer service

Clients share positive opinions on customer service, with many reviewers highlighting helpful, knowledgeable,... See more

Service

Users describe ambiguous interactions with service, with some customers reporting painless processes and... See more

Warranty

People report ambiguous experiences with warranty, with some expressing satisfaction and hope upon joining or... See more

Product

Reviewers highlight ambiguous aspects of product coverage, with many expressing frustration over unexpected... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I just starting with them, I am waiting for my paper work showing my policy to come in the mail showing what is covered and what is not.

Company replied

Rated 4 out of 5 stars

Have only been a client for a few weeks. Got the policy through a home a home purchase. Didn't get coverage for over a week while they waited for the check to arrive and be processed from the title co... See more

Rated 5 out of 5 stars

Since we are new to AFC the only person we have been in contact with is our salesman, Jesse. I must say he was really the reason we decided to go with AFC. He kept in touch and always asked us if we... See more

Rated 5 out of 5 stars

I recognized the time was right for us to get a home warranty plan, but I'd heard too many bad stories about the quality of service associated with such plans. It was Jacci and Mike Milo, good friends... See more


Company details

  1. Home Insurance Agency

Written by the company

For almost two decades, America’s First Choice Home Warranty has protected homeowners against unexpected and costly repair bills when systems and appliances in their homes break. Bringing savings and peace of mind to homeowners is our number one goal, and our home warranty plans deliver. When systems or appliances fail in your home, simply call or request service online and AFC takes care of the rest. We’ll schedule the repair professional (you may also use a professional of your choice) and cover the cost of repair or replacement.* After that, we’ll guarantee the repair for the life of your plan. AFC covers all of your home’s essential systems and appliances, from HVAC, electrical, and plumbing systems to kitchen and laundry appliances to home electronics and more. We even cover outdoor sewer and water supply lines. And with so many items that could need repair, you can use your warranty plan as often as needed to keep your home running smoothly. With thousands of pre-vetted technicians in our nationwide network, AFC brings quality, efficiency, and savings to the table when you need us. That lets stop worrying about household repairs so you can focus on, well, living your life. *Limitations and exclusions apply.

Our Unbeatable Workmanship Guarantee

We guarantee repairs for the life of your plan

AFC is in the business of making lasting repairs that keep your home running smoothly for the long haul. So when we fix something in your home, we guarantee the repair for the life of your plan with us. If, at any time during your coverage term, AFC’s repair fails, we’ll send a technician out to fix the failure at no cost to you. Depending on the plan length you choose, that’s up to three years. No other company in the industry guarantees repairs for that long.

Contact info

4.1

Great

TrustScore 4 out of 5

506 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 15% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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4.1

All reviews

(506)

255 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Buyer beware

Buyer beware. Based on my experience, this company appears to look for technicalities or loosely interpreted exclusions to deny valid claims—even when the stated reason is not clearly supported by their own contract or addendum.

The technician who came to my home verbally explained the issue one way, but the written report submitted to the warranty company reflected something completely different. That written version was then used as the basis to deny my claim. When I questioned the discrepancy, I was told I could obtain a second opinion and resubmit the claim for reconsideration. However, even the independent company I hired for that second opinion warned me that this is a common tactic used by some home warranty companies, and that approvals after initial denial are extremely rare.

The process felt misleading and inconsistent, and I do not feel the company acted in good faith. Consumers should review their contracts very carefully and proceed with caution before trusting this company with major home repairs.

I would not recommend doing business with them.

March 4, 2026
Unprompted review
Rated 1 out of 5 stars

No communication, lying regularly

First claim I made, AFC pre-scheduled the technician and then lied claiming they never did. The technician worked it out with me, but struggled with their communication channels. Second claim, and now it's an emergency, the agents know absolutely nothing. Apparently they outsource an answering service with the absolute salt of the earth that you'd wonder how they hold a job there, and then the main person answering claims incorrectly that the manufacturer's warranty is still in-service. When I found out it's not transferable to me, I can't get them on the phone anymore. They might as well not even be covering my home at this point.

March 2, 2026
Unprompted review
Rated 1 out of 5 stars

Very disappointed since we have been…

Very disappointed since we have been clients for a really long time. The one time that we go to use the policy, you guys say that we can’t. Should have gone with another agency or the one that our realtor had recommended.

February 17, 2026
Rated 2 out of 5 stars

Failure

Ittook8daystogetarepairpersontomy house.
He wasn't sure what was wrong
He went back to order 3 items.
Never heard from him again.
Had a different person arrive about 4-5 days later.
He said 2 of the items were working fine.
He tried to order the 3rd part and it wouldn't allow him blaming the failure of a spring on us.
I lost everything in my refrigerator and freezer.
You're lucky this review is a 2.

February 21, 2026
Rated 1 out of 5 stars

RUN, not the company it claims to be

This company is not what it claims. I have tried twice to submit legitimate claims, and both were declined. I even used their technicians. One of which just stopped showing up after he tried to upsell me on the repair.

January 2, 2026
Unprompted review
Rated 1 out of 5 stars

Have not received policy or any…

Have not received policy or any information regarding my warranty. Sent request to contact me no response. The policy will not be renewed

August 11, 2025
AFC Home Warranty logo

Reply from AFC Home Warranty

Hi there, thank you for sharing this and we are sorry for the confusion and frustration.

Your review request was triggered automatically as part of our standard onboarding process, and it looks like there was a delay in the delivery of your policy documents. That is not the experience we want for our customers, and we appreciate you bringing it to our attention.

We would like to make this right by confirming your coverage details, ensuring your paperwork is delivered, and addressing your non renewal request if that is your preference. Please reach out to us directly at info@afchomeclub.com
, and our team will be happy to help right away.

Thank you for giving us the opportunity to resolve this.

Regards,
AFC Home Warranty

Rated 5 out of 5 stars

Jesse was AWESOME

Jesse was AWESOME. In the Webster dictionary for Customer Service there should be a picture of her. This was a GREAT investment for my future warranty plans.

February 13, 2026

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