Alliant Credit Union Reviews 

167
TrustScore 2.5 out of 5

2.5

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Review summary

Created with AI, based on recent reviews

Considering 43 reviews, most reviewers were unhappy with their experience overall. Consumers frequently complained about poor customer support, mentioning unhelpful representatives, long wait times, and persistent difficulties resolving basic account issues. Many individuals also experienced frustrating payment problems, unexpected account closures, and complicated loan processes that completely lacked proper communication and transparency from the financial institution. The minority of people were satisfied with the professional loan officers and helpful support staff assisting them through the home buying process. Some reviewers also noted competitive interest rates on certificates of deposit and appreciated having access to specific banking accounts without dealing with excessive monthly fees.

What people talk about most

Payment

Users describe negative interactions with payment processes, highlighting frustrating experiences such as... See more

Customer service

Customers had negative experiences with customer service, reporting frustration and disappointment with... See more

Service

Consumers find service to be ambiguous, with highly mixed experiences reported across different interactions.... See more

Staff

Customers consistently note ambiguous experiences with staff, reflecting high disagreement in their reviews.... See more

Price

Reviewers express widespread dissatisfaction regarding unexpected charges and increasing costs. Consumers... See more

Reviews shaping this summary

Rated 3 out of 5 stars

Pros The bank has no fees, which is awesome, especially in today's world. Customer service is available and can be helpful at times. You get paid one day early, not two days early as adve... See more

Rated 3 out of 5 stars

UPDATE: My funds were released and my home is safe. I appreciate it being taken care of timely, but the anxiety of it all was absolutely unnecessary. ***** I’ve been with Alliant CU for several yea... See more

Company replied

Rated 2 out of 5 stars

Lots of incompetence. Tried to open accounts, checking and savings, in my trust and ACU is abysmal — protocol and customer service around the process. They won’t allow customers to speak directly to... See more

Rated 2 out of 5 stars

Definitely has gone downhill. I joined in 2021 and had no problems until recently. Over the last year, the amount of technical difficulties they face almost daily is ridiculous. App constantly down fo... See more


Company details

  1. Credit Union
  2. Financial Institution

Written by the company

Alliant Credit Union is the largest credit union in Illinois and one of the largest in the U.S. With over 85 years of history and 900,000+ members nationwide, we're 100% digital and not-for-profit, so we can reward our members by offering high savings and checking rates, low loan rates, rich credit card rewards and fewer fees.


Contact info

2.5

Poor

TrustScore 2.5 out of 5

167 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 3% of negative reviews

Typically replies within 2 weeks

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See how their reviews and ratings are sourced, scored, and moderated.

2.5

All reviews

(167)

38 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Terrible customer service

The 2.5% cashback rate is nice, and that's what brings them up to two stars -- but customer service is terrible. They believe that the right way to deal with an angry customer is to be snarky in both their email replies and on the phone. I've been dealing with them on a credit card fraud issue, and they continue to insist I reach out to a merchant with whom I've never done business. In addition, when they turned off the card, they cut off my access to see last month's charges and failed to post last month's statement online. There's a good chance that I will soon be a former customer.

December 20, 2024
Unprompted review
Alliant Credit Union logo

Reply from Alliant Credit Union

We appreciate your feedback, Richard, and have shared it with our team. In the meantime, we encourage you to call 800-328-1935 and ask to speak with a supervisor to discuss your experience further.

Rated 5 out of 5 stars

This bank is great

This bank is great, easy to use app and no hassle on anything.

December 10, 2024
Alliant Credit Union logo

Reply from Alliant Credit Union

Thank you, Adrian! We're pleased to hear that you're enjoying your experience and appreciate your positive feedback.

Rated 5 out of 5 stars

Alliant has been user friendly

Alliant has been user friendly. When I need them I can get a live person. Website is easy to navigate.

December 11, 2024
Alliant Credit Union logo

Reply from Alliant Credit Union

Thanks, Cheryl! We're glad you find our services user-friendly and easy to navigate. Our agents are always here to assist you.

Rated 5 out of 5 stars

FABULOUS INTEREST EARNED

My first savings bank that has allowed me to earn great interest and accumulate money for my grandies. I bless Suze Orman every time I think of her for she led me to you. Thank you!

December 10, 2024
Alliant Credit Union logo

Reply from Alliant Credit Union

Thanks, Sandra! We're delighted to hear about your positive experience and appreciate your membership.

Rated 5 out of 5 stars

Great interest rates

Great interest rates, easy to transfer money

December 10, 2024
Alliant Credit Union logo

Reply from Alliant Credit Union

Thank you for sharing your positive feedback and for being a valued member.

Rated 5 out of 5 stars

Dependability

Can depend on Alliant for accurate and timely information about my accounts.

December 10, 2024
Alliant Credit Union logo

Reply from Alliant Credit Union

Thank you for sharing your positive feedback, David! We appreciate you being a valued member.

Rated 5 out of 5 stars

Happy with the service

I am always happy with the service I get and the people at Alliant. Great company and caring knowledgeable people

December 5, 2024
Alliant Credit Union logo

Reply from Alliant Credit Union

Thank you for sharing your feedback! Our agents are always happy to help.

Rated 5 out of 5 stars

I was impressed and satisfied how the…

I was impressed and satisfied how the supervisor Lynn of the customer service reps answered questions I had about the delayed process of completing the process of a totaled car. I've been a member of Alliant Credit Union since 2007 and I still think it's the best Credit Union. Both my son's are now members. I'm always referring them to friends and family.

December 9, 2024
Alliant Credit Union logo

Reply from Alliant Credit Union

We're delighted to hear about your positive experience, Darleen! We appreciate your continued membership and referrals. Thanks for sharing!

Rated 5 out of 5 stars

LONG TIME USER

I've been using this credit union since the 1980s and have always had excellent service. I have no complaints at all.

December 10, 2024
Alliant Credit Union logo

Reply from Alliant Credit Union

Thank you for sharing, James! We appreciate your loyalty and positive feedback.

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