If you can't fund with ease and manage your client expectations, you need to fire yourself or get into another business. This company is more transparent than any other. Steve Ensworth, Andrew Matta... See more
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Marie is amazing! She got our new restaurant funded in no time flat and is a pleasure to work with. Her assistant Amy is also a bright light and a true knowledgeable professional. We look forward to c... See more
Working with Celeste is amazing! She follows up and is all over our referrals. She is always accessible and knows her stuff. She closes almost everything we send and when she can't do a deal she le... See more
We referred Karen a customer of ours who was looking for working capital. We weren't able to assist this customer since that isn't a product we have to offer. As usual, Karen was able to help out so... See more
Company details
Written by the company
As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.
Fast and easy restaurant loans!
Larger loan amounts, longer terms

Contact info
1300 Concord Terrace, Suite 310, 33323, Sunrise, FL, United States
- 866-702-4430
- funding@arffinancial.com
- www.arffinancial.com
Replied to 100% of negative reviews
Typically replies within 1 month
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Love working with Maria & Valentina…
Love working with Maria & Valentina they made the process smoother then I thought lol , As a broker I really feel at home and they make sure my clients feel comfortable, and knowledgeable about their loan . Thank you , ARF
I’ve had the pleasure of working with…
I’ve had the pleasure of working with ARF Financial for several of my clients, and I can’t recommend them highly enough. They are professional, efficient, and funds quickly —everything you want in a financial partner. The customer service is top-notch, and I especially appreciate working with Marie. She is always available to answer my questions, offer support, and she ensures that the process runs smoothly. It’s clear they genuinely care about their clients and partners. A reliable and trusted resource in the financing world which sometimes can be hard to find!! I look forward to working with them with more of my clients!!
Kendall Severson pulled me through the…
Kendall Severson pulled me through the process… She was great!
The Highest Accolades for a Great Experience
The ARF team is friendly, efficient, effective, experienced, knowledgeable, professional and responsive. I look forward to working with the ARF team again and would invite any business person looking for financing to contact Marie L.
ARF receives my highest recommendation.
“Working with ARF Financial has been…
“Working with ARF Financial has been one of the best decisions I’ve made for my business. The team has been incredibly helpful, responsive, and supportive every step of the way. With their funding solutions, I’ve been able to grow my business significantly and generate a six-figure income. They truly understand what business owners need and deliver with professionalism and care. I’m proud to continue building with ARF Financial by my side.”
Great response knowledgeable team!
From start to finish
From start to finish, the creativity and hard work and responsiveness to our needs was truly outstanding and consistent with the history of why we stay with Celeste and ARF
It was great working with Celeste and…
It was great working with Celeste and Kyleigh. They were so patient and understanding and made the process seamless.
A sincere pleasure working with Celeste from ARF
We refer all our clients to ARF. They have some of the best solutions for Business Owners in todays market. Our point of contact is Celeste and her team. They are reliable, efficient and convey confidence and trust with all our clients. As a referral partner we could not ask for anything more. This is a review and also a thank you to the team we work with!!
Very professional team work!
EXCEPTIONAL COMPANY WITH EXCEPTIONAL…
EXCEPTIONAL COMPANY WITH EXCEPTIONAL PEOPLE.
Marie and Amy are wonderful to work…
Marie and Amy are wonderful to work with. They take care of business owners and listen to their needs.
Don’t have one
When In Need Of Working Capital
This the second time that I have used ARF! Both times they have been there for me in a time of need. Quick and efficient is how they operate. I would recommend their team when in need of working capital! Great Job!
Awesome Experience!
I had an awesome experience with Marie, Amy and Valentina! They were able to provide my client with the right product for their business. They keep you informed of the process from beginning to end. And I received some awesome cookies to put a cherry on top. (smile) I am looking forward to establishing a long working relationship with ARF.
ARF is very efficient and thorough
Celeste and her team are the easiest to work with and has a very simple streamlined process.
They don’t care about their clients
I should have known not to get a loan with these people when they gave me such a hard time to get the loan in the first place because my business had just switched payment processors. Fast forward to this terrible economy I reached out to my ARF consultant to ask to pause 2 payments because business was slow and I needed to pay other bills and was told no because it had to go through underwriting. I wasn’t asking for additional money. I just wanted you I pause their outrageous payments. I borrowed 45k and am paying back almost 70k. NEVER AGAIN! I do not recommend this. This made my situation worse not better
It was a pleasure working with Laura…
It was a pleasure working with Laura Claydon at ARF Financial. Friendly, helpful and professional. And we were approved for our credit line!
Amy and Marie are the best !
Amy and Marie are the best !! Everything runs seamless with them and I will keep working with them as long as I can !
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