ARF Financial Reviews 286

TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

If you can't fund with ease and manage your client expectations, you need to fire yourself or get into another business. This company is more transparent than any other. Steve Ensworth, Andrew Matta... See more

Rated 5 out of 5 stars

Marie is amazing! She got our new restaurant funded in no time flat and is a pleasure to work with. Her assistant Amy is also a bright light and a true knowledgeable professional. We look forward to c... See more

Rated 5 out of 5 stars

Working with Celeste is amazing! She follows up and is all over our referrals. She is always accessible and knows her stuff. She closes almost everything we send and when she can't do a deal she le... See more

Rated 5 out of 5 stars

We referred Karen a customer of ours who was looking for working capital. We weren't able to assist this customer since that isn't a product we have to offer. As usual, Karen was able to help out so... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Consultant

Written by the company

As the #1 direct lender for restaurateurs and hospitality businesses across the country, backed by decades of experience, we know a thing or two about business owners like you. What’s more, we live and work in your community, understand the local market, and we’re committed to offering the right financial products to fulfill your individual business goals.

Fast and easy restaurant loans!

Larger loan amounts, longer terms

Larger loan amounts, longer terms
We have built relationships with banks around the country, so you can acquire a bank loan fast without collateral and with limited paperwork.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

286 reviews

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Replied to 100% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

Love working with Maria & Valentina…

Love working with Maria & Valentina they made the process smoother then I thought lol , As a broker I really feel at home and they make sure my clients feel comfortable, and knowledgeable about their loan . Thank you , ARF

June 19, 2025
Rated 5 out of 5 stars

I’ve had the pleasure of working with…

I’ve had the pleasure of working with ARF Financial for several of my clients, and I can’t recommend them highly enough. They are professional, efficient, and funds quickly —everything you want in a financial partner. The customer service is top-notch, and I especially appreciate working with Marie. She is always available to answer my questions, offer support, and she ensures that the process runs smoothly. It’s clear they genuinely care about their clients and partners. A reliable and trusted resource in the financing world which sometimes can be hard to find!! I look forward to working with them with more of my clients!!

May 9, 2025
Rated 5 out of 5 stars

The Highest Accolades for a Great Experience

The ARF team is friendly, efficient, effective, experienced, knowledgeable, professional and responsive. I look forward to working with the ARF team again and would invite any business person looking for financing to contact Marie L.
ARF receives my highest recommendation.

April 22, 2025
Rated 5 out of 5 stars

“Working with ARF Financial has been…

“Working with ARF Financial has been one of the best decisions I’ve made for my business. The team has been incredibly helpful, responsive, and supportive every step of the way. With their funding solutions, I’ve been able to grow my business significantly and generate a six-figure income. They truly understand what business owners need and deliver with professionalism and care. I’m proud to continue building with ARF Financial by my side.”

April 10, 2025
Rated 5 out of 5 stars

From start to finish

From start to finish, the creativity and hard work and responsiveness to our needs was truly outstanding and consistent with the history of why we stay with Celeste and ARF

March 21, 2025
Rated 5 out of 5 stars

A sincere pleasure working with Celeste from ARF

We refer all our clients to ARF. They have some of the best solutions for Business Owners in todays market. Our point of contact is Celeste and her team. They are reliable, efficient and convey confidence and trust with all our clients. As a referral partner we could not ask for anything more. This is a review and also a thank you to the team we work with!!

March 21, 2025
Rated 5 out of 5 stars

When In Need Of Working Capital

This the second time that I have used ARF! Both times they have been there for me in a time of need. Quick and efficient is how they operate. I would recommend their team when in need of working capital! Great Job!

December 23, 2024
Rated 5 out of 5 stars

Awesome Experience!

I had an awesome experience with Marie, Amy and Valentina! They were able to provide my client with the right product for their business. They keep you informed of the process from beginning to end. And I received some awesome cookies to put a cherry on top. (smile) I am looking forward to establishing a long working relationship with ARF.

December 23, 2024
Rated 1 out of 5 stars

They don’t care about their clients

I should have known not to get a loan with these people when they gave me such a hard time to get the loan in the first place because my business had just switched payment processors. Fast forward to this terrible economy I reached out to my ARF consultant to ask to pause 2 payments because business was slow and I needed to pay other bills and was told no because it had to go through underwriting. I wasn’t asking for additional money. I just wanted you I pause their outrageous payments. I borrowed 45k and am paying back almost 70k. NEVER AGAIN! I do not recommend this. This made my situation worse not better

January 1, 2024

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