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auxmoney Reviews 

10,494
TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

I have applied loan and got rejected due to my resident permit expiry is near. After again applied with low months and application was accepted. However, they were unable to provide post-ident. I cont... See more

Company replied

Rated 5 out of 5 stars

they are quick and uncomplicated,their customer service is top notch,everything is done online and in a few days you have your credit paid out.This is the place to run to for people with low income an... See more

Company replied

Rated 5 out of 5 stars

I can really recommend auxmoney to anyone who is looking for a credit decision. Almost everywhere, my credit requests were rejected. I was only successful with auxmoney. It takes like two weeks to pay... See more

Company replied

Rated 5 out of 5 stars

I’m writing in English because my German isn’t very good. Overall, I had a great experience with the process — it was quick, efficient, and completely handled online without any extra hassle.

Company replied

Company details

  1. Non-Bank Financial Service

About auxmoney

Written by the company

Unkomplizierte und flexible Kredite auxmoney ist die Plattform für alle, die unkomplizierte und flexible Kredite suchen. Mit über 580.000 vermittelten Krediten bieten wir Dir eine zuverlässige Alternative zu traditionellen Banken.

Vorteile von auxmoney
  • Vollständig digitaler Prozess: Unser vollständig digitaler Prozess spart Dir Zeit und eröffnet auch dann Möglichkeiten, wenn die klassische Bonität nicht perfekt ist.
  • Individuelle Bonitätsbewertung: Durch die intelligente Kombination von über 3.000 Datenpunkten bewerten wir Deine Bonität differenziert und präzise, um Dir faire Rückzahlungsbedingungen zu bieten.
  • Finanzielle Teilhabe: Wir sind der Überzeugung, dass der Zugang zu Krediten eine zentrale Voraussetzung für gesellschaftliche und finanzielle Teilhabe ist. Deshalb ermöglichen wir auch Menschen eine Finanzierung, die bei Banken pauschal abgelehnt werden.

Unsere Mission
Wir glauben an eine Welt, in der jeder Mensch seine Ziele erreichen kann. Es geht nicht nur ums Geld, sondern um die Träume und Vorhaben, die wir damit verwirklichen.

Deine Vorteile
💻 Digitale und unverbindliche Anfrage
🕒 Kreditentscheidung nach wenigen Sekunden
✔️ Auszahlungsbereit in 24 Stunden

Dein Partner für faire Finanzierung

Written by the company

Verantwortungsvolle Kreditvergabe
Bei auxmoney setzen wir auf eine verantwortungsvolle Kreditvergabe, um mehr Menschen den Zugang zu fairen Finanzierungsmöglichkeiten zu ermöglichen. Unser innovativer Ansatz nutzt über 3.000 Datenpunkte, um die Bonität individuell zu bewerten und Kreditanfragen differenziert zu prüfen. So schaffen wir eine bessere Grundlage für realistische und tragbare Rückzahlungsbedingungen. Unser Ziel ist es, mehr Menschen dabei zu unterstützen, ihre finanziellen Ziele zu erreichen – mit einer fairen und verantwortungsvollen Finanzierung, die Chancen eröffnet.

Contact info

Promotion box for auxmoney

Kredit. Einfach. Online

Beantrage Deinen Kredit mit schneller Auszahlung bei auxmoney!

4.8

Excellent

TrustScore 5 out of 5

10K reviews

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4.8

All reviews

(10,494)

7,575 reviews in the last 12 months

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Rated 1 out of 5 stars

Worst experience ever

I am really disappointed. Already waiting 2 months and nothing, despite following up by email without any news!! I did a video-identity-check etc on June 30th. I do not understand what a "fast payout" means to you…

August 16, 2023
Unprompted review
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Reply from auxmoney

Thank you for your feedback. We are sorry that you had this experience with us. This is an error on our part and must not happen. We just send you an E-Mail. Please check your mailbox.

Rated 5 out of 5 stars

I had a fantastic experience with…

I had a fantastic experience with Auxmoney. The process was incredibly easy and I was able to get the financing I needed quickly and efficiently. The interest rates were competitive and the repayment options were flexible, which made it easy for me to manage my finances. I would highly recommend Auxmoney to anyone looking for alternative lending solutions.

April 3, 2023
Unprompted review
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Reply from auxmoney

Hello, thanks for your great feedback! We appreciate you being satisfied with our service. If you need a loan again, we will be happy to help you again.

Rated 5 out of 5 stars

super Service!!

super Service!!! very helpful in every way.THANKS!!!!

October 2, 2022
Unprompted review
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Reply from auxmoney

Hi Donnie, thank you for your positive feedback. It's nice to hear that you're satisfied with our service.

Rated 5 out of 5 stars

Two positive Experiences - Reliable!

I have had two very positive experiences with auxmoney so far. My conclusion: fast, uncomplicated and extremely reliable!

September 24, 2022
Unprompted review
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Reply from auxmoney

Hello Alexander, thank you for your positive feedback. It's nice to hear that you have chosen us again. We're very pleased that you're satisfied with the process and our service.

Rated 2 out of 5 stars

Very slow or probably you never get

They are very slow when it comes to sending the approved loan amount even after sending all the necessary documents. I am still waiting for the money! If I look at the previous reviews I fell I would never get the money in my bank account, disappointed after spending lot of time to complete the process and end up waiting.

August 13, 2022
Unprompted review
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Reply from auxmoney

Thank you for your feedback. We are always happy to receive feedback that helps us to improve our product and our processes. To help you, I need some more information. Please call us on 0211 737 100 020 or send us an e-mail to info@auxmoney.com.

Danke Dir für Dein Feedback. Wir freuen uns immer über Rückmeldungen, die uns dabei helfen unser Produkt und unsere Abläufe zu verbessern. Damit ich Dir weiterhelfen kann, benötige ich noch ein paar weitere Infos. Ruf uns doch bitte an unter 0211 737 100 020 oder schicke uns eine E-Mail an info@auxmoney.com.

Rated 2 out of 5 stars

Very high interest rates and fees! If possible, look elsewhere!

Very high interest rates and fees, even with an excellent credit history, income, and permanent employment contract. I recently switched to another financial institution, and received roughly a third of the interest rate that Auxmoney was charging me with a much higher approved amount. If this is your only option, then it's nice that they look at other factors to allow more people to take out a loan - but if you have a good, steady income, with a permanent contract or other assets, look elsewhere.

August 7, 2022
Unprompted review
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Reply from auxmoney

Thank you for your feedback. It‘s a pity that our credit offer couldn’t convince you. Our interest rates are based on credit ratings. For each credit request, we evaluate a variety of characteristics to determine the true creditworthiness. In doing so, we use not only information from credit bureaus, but also many digital data points. In this way, we offer people with good and weaker credit ratings exactly the loan that suits them.

Vielen Dank für Dein Feedback. Schade, dass Dich unser Kreditangebot nicht überzeugen konnte. Unsere Zinsen werden auf Basis der Bonitätsbewertung ermittelt. Bei jeder Kreditanfrage werten wir eine Vielzahl von Merkmalen aus, um die echte Bonität zu ermitteln. Dabei nutzen wir nicht nur die Informationen von Auskunfteien, sondern auch viele digitale Datenpunkte. So bieten wir Menschen mit guter und schwächerer Bonität genau den Kredit an, der zu ihnen passt.

Rated 1 out of 5 stars

Don't count on them being quick

I am really dissapointed. I needed money on time because of something very important. When I went through their forms for my request they asked me what is most important to me, I checked "quick payout", like that would make any difference. Apparently it does not. Tomorrow it is going to be a week since I requested money. I did a video-identity-check etc on the 25th of July. It's the 31st now. I am just dissapointed. I do not know what a "fast payout" means to you but in this time I could have printed out all my income statements, have physically mailed them to some bank, have had someone, in person, look through them and then mail me back a "yes" or a "no". The whole online-thing did not save me any hassle in this case.

July 31, 2022
Unprompted review
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Reply from auxmoney

Your request is still being processed. In the last weeks we received more requests than usual. Therefore, the processing takes longer. We are doing our best to get the money to your account quickly and ask you to be a little bit more patient.

Deine Anfrage wird gerade noch bearbeitet. In den letzten Wochen kamen bei uns mehr Anfragen an als üblich. Deshalb dauert die Bearbeitung leider länger. Wir geben unser Bestes, damit das Geld schnell auf Deinem Konto ist und bitten Dich noch um etwas Geduld.

Rated 2 out of 5 stars

So far not happy with service…

So far not happy with service everything is done got loan offer last week and the signed contract send back from last 5 days but stil no payout of loan and always when called they said some problem in file but nobody know whats the problem...and always says we ll call you back but noone call back...i dont know if they are serious at all..

June 15, 2021
Unprompted review
Rated 1 out of 5 stars

Terrible experience

I've requested a credit through N26 and auxmoney and then all the pain begin.After I did the Identification ,i had to contact them several times to know some documents were missing (i did everything what they said).Then i ve sent to their partner bank all documents, and after also several messages from me and time they told me the request was rejected. After 2 months auxmoney contacted me again that they were missing some documents! Never ever with auxmoney and n26!!!

August 10, 2020
Unprompted review
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Reply from auxmoney

Hello Andy,
We would like to apologise for the inconvenience you experienced and assure you we are constantly working on the optimization of processes with our partners.
Thank you for your understanding and feed back.
Best Regards,
Your auxmoney Team

Rated 1 out of 5 stars

Worst bank or non bank service!

Worst bank or non bank service!! Have applied to them for a credit, it was approved next day, and after 3 weeks , still wait for the money. They are not serios. Everytime you ask them, "everything is ok, you need to wait! " very bad services!!!
If they have 1000 demands, in 1 month, and 2 employes, still can't take them more than 1 month to sign a paper, and send it to the bank, or where they need to. If you need money for Christmas, and it's august, then maybe it's good service.
And at this interest, you think they do the best, but no! They screw you, on your money!!!

July 27, 2020
Unprompted review
auxmoney logo

Reply from auxmoney

Hello Vlady,
there has been increased demand in the last few weeks, which unfortunately led to an increase in our processing times.
We sincerely apologize for the inconvenience this may have caused you and are working on a timelier payout.
Thank you for your understanding and patience.
Best Regards,
Your auxmoney Team

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