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Review summary

Created with AI, based on recent reviews

Looking at 139 reviews, most reviewers were let down by their experience overall. Many people were dissatisfied with the company's poor service and unresponsive customer support, often finding it difficult to reach a real person. Consumers frequently reported being pestered by calls even after stating disinterest. Reviewers also encountered issues with pricing, including hidden charges, high rates, and unfair deductions, and criticized staff behavior as unprofessional and disrespectful. Some people were dissatisfied with the company's EMI system, citing fixed early payment dates leading to unexpected penalties. Others had concerns regarding information provided by sales representatives about charges and cashbacks.

What people talk about most

Service

Consumers find service to be extremely poor and disappointing, with many describing it as the "worst service"... See more

Customer service

Customers consistently note negative experiences with customer service, expressing disappointment and... See more

Payment

People report negative experiences with payment, citing issues such as unexpected charges, including AMC... See more

Staff

Reviewers mention significant dissatisfaction with the staff, frequently describing them as rude,... See more

Price

Clients share negative opinions on price, frequently citing high annual maintenance charges for flexi loans... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Once you take their service, they pester you via calls - a minimum of 4-5 calls and a maximum of 10 calls a day to take more loans. Bajaj Finance are CROOKS! Paying via Credit Card would have costed l... See more

Rated 1 out of 5 stars

This company it irritates us everyday every minute. The people here call us even though we do not need any loans. Government has to take actions and ban these type of companies. Because of their calls... See more

Rated 1 out of 5 stars

Very disappointing and unfair experience with Bajaj Finserv. I paid my loan installment before the due date and even closed the loan ahead of time. Despite this, Bajaj Finserv deducted a do... See more

Rated 1 out of 5 stars

Bajaj Finserv has a very misleading fraudulent over draft loan practice. The sales people are duping hard earned money of Indian middle class people with fake promises like 0% charges on insurance, pr... See more


1.2

Bad

TrustScore 1 out of 5

276 reviews

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1.2

All reviews

(276)

144 reviews in the last 12 months

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Rated 1 out of 5 stars

FRAUD MARKETING OF LOANS

FRAUD MARKETING OF LOANS - HIDDEN CHARGES ADDED AFTER FINALISING ALL LOAN TERMS IN ANNEXURES SENT SUBSEQUENTLY POST LOAN FINALISATION AND APPROVAL.
NO ORIGINAL/CERTIFIED LOAN LETTERS OR DOCUMENTS GIVEN TO CLIENTS AFTER APPROVING LOAN.

June 14, 2024
Unprompted review
Rated 1 out of 5 stars

I have taken bajaj personal loan

I have taken bajaj personal loan , I paid for one year and went to foreclose the loan. They made us run many times as there server was down. Foreclosure charges 20k and even though it was there mistake they have charged extra charges 800. I have taken 4,87000. But I paid 600000 against the loan . Which really too much. I paid 18k per month , but it was reflecting only 8k in the app. Balance was showing more to pay. Really don't take loan from bajaj u have sell the. Property to clear their loan. One day if u delay your payment. They keep increasing intrest for each day. Such a fraud and cheaters they are. Manager was very rude while speaking on phone. Very rude.dont go for bajaj loan.worst ever experience

May 7, 2024
Unprompted review
Rated 1 out of 5 stars

Very very worst management bajaj…

Very very worst management bajaj finserv
Makkalai ematrum niruvanam.. sathyama soldren neenga ellam velangave matinga
Emathura ellame onnum illama azhinji poiduvinga
Makkale pls ushar ah irunga rmb kevalam bajaj pls yarum edhula mattum loan vangidadhinga

April 6, 2024
Unprompted review
Rated 1 out of 5 stars

Worst ever platform

Worst ever platform. I request everyone to look for better options. Day after tomorrow you will literally hit your head on wall and regret. They are nothing but a pure scam.

March 26, 2024
Unprompted review
Rated 1 out of 5 stars

They do not trasact the money on given…

They do not trasact the money on given date and then when while checking in app shows that payment is received. And after few days they start calling and threating and take extra charges . Rude shamelss and cheap bank. No manners to speak.

March 29, 2024
Unprompted review
Rated 1 out of 5 stars

Bajaj finserv is the worst finance…

Bajaj finserv is the worst finance company in India. It is the cheating company and very bad to customer. The managers are worst specially one of manager Mr. Vishal Goyel
RCU team. They don't no the manner and behaviour how to talk with customer during loan process. Finally these guys are rejected after taking all document and sign of approved amount.

I would like to request all please don't go with Bajaj Finserv and this type of team member in RCU team.

March 15, 2024
Unprompted review
Rated 1 out of 5 stars

Guys this is a glorified ford company

Guys this is a glorified ford company, so many hidden charges that they never discussed upon and you cannot even think, please don't rely on them, I strongly advise against relying on their products or services, and I cannot recommend them based on my highly negative experience.

March 6, 2024
Unprompted review
Rated 1 out of 5 stars

This is not a genuine organisation they…

This is not a genuine organisation they used to impose charges with out having any reason dont prefer this , unlimited spam calls , before taking any loan they will guide you very politely , later no one will respond properly , dont prefer this people

April 1, 2023
Unprompted review
Rated 1 out of 5 stars

Unlimited spam calls

It is easier to escape the earth and reach the moon than to escape from calls from this company. Despite opting for DND, I keep getting calls from this company every day, 3 times daily. I have blocked more than 100 numbers from this company but I still keep receiving these calls. I am thinking of changing my phone number just to escape this ordeal.

Dear Bajaj,
I do not need a loan. Please leave me alone!! Please respect the privacy of people.

January 24, 2024
Unprompted review
Rated 1 out of 5 stars

Finance cancer cell

Y never ever do for mistakes this fraud suite thief . i will explain suppose you want 60000 persinal loan they give as easily you get in 59 thousands somthing 36 emi / 3017 per month if you have pay around 15 emi something ask for setilment bajaj finserv company spacial calculator find setlment give as pay for around 52 thiusand somthing why .. its happend .. if you are hardly try to close the cancer cell finance multiple with as around 90000 thousand above its multipled around 15 months you pay with 45000 lost amount with your life .. so be aware. this company is cancer finance cell..

January 8, 2024
Unprompted review
Rated 1 out of 5 stars

Nasty Calls from Bajaj

every month ending there would be 40 to 70 calls from lumpen elements reminding the up comming EMI . such nasty finance company i have never seen. Blocked more than 370 numbers from Tamilnadu. Nasty Bajaj

January 2, 2024
Unprompted review

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