Bell & Company Reviews 68

Having worked with Bell & Co in 2022, where they assisted me with several shortfalls on mortgages that came out of the credit crunch in 2010, I had to reconnect with them this year after one final property had been sold and the mortgage company were asking for the £100k shortfall payment!!
I had five accounts with this mortgage company and upon clearing four of them two years ago, the mortgage company agreed that the fifth and final property would fall under this one payment and no further payments would be required!
Having got this in writing and then receiving the demand for the shortfall for this fifth property, I spoke to Peter and Micaela at Bell & Co and after a bit of back and forth they managed to have the final property shortfall written off (as this had already been agreed previously) and the mortgage company then realised that I was due a rebate, of which I should receive in the New Year!!
All round a great result, which means I can draw a line under everything that happened 15 years ago and this was made so much easier with the support, professionalism and perseverance of the staff at Bell & Co!!
If you are having problems with debt and creditors then I would not hesitate to recommend these guys as they are good at what they do and in my case achieved a great result!!!!!

I'm writing this because I want to help others to have the confidence to go out and get help. Obviously when you contact companies like this you are nervous and not in a great place. I certainly was. It was a huge step for my wife and I to trust these guys with our financial position. But we did and paid a significant amount of money to get them started on our case. Scary! Hand on heart, this was one of the best decisions we have made since losing our company after the pandemic. The all round service and understanding was always perfect and their dedication to fighting our corner and protecting our emotions was first class. It's very rare I write reviews but I want people to know that they can trust this company. If you are reading this, I'd like to wish you all the best moving forward. Stay positive and talk to the people around you.

I used Bell & Company to help me with a large overdrawn directors loan account after going through a company insolvency. They were very understanding to my situation, it was an extremely worrying and stressful time for me being contacted directly from the insolvency practitioners solicitor and being concerned about losing my house. Rory was assigned to my case and was straight onto it, he explained everything clearly and told me what information to gather and send to him. Being such a large sum I was surprised at how quickly Rory negotiated an agreement, from a figure that the insolvency company had of 250K to the settlement figure of 35k and with a payment plan, I cannot thank Rory and his team at Bell & Company enough for the excellent service and great result, I can't actually put into words how good it feels to have this all behind me and to be able to move on with my life. I would highly recommend them to anyone with financial difficulties.

We cannot thank the team at Bell & Company enough for their support during what was an extremely difficult time for both me and my business partner financially. At a time when we were concerned about losing homes the team were able to guide us through the process and lead the negotiation, owning all communication and discussions with the lenders, saving many sleepless nights and taking the extended process/ work load away from us.

I can comfortably say the team underpromised and overdelivered saving us more than 60% of the money we had personally guaranteed. This was an unbelievable result.

The team were easy to work with, understanding of our situation, and quick to respond to our questions or concerns.

I would strongly recommend talking to the team at Bell & Company if you are concerned about your business financial situation and any personal guarantees you have committed to.

We would also like to thank Michael for helping us to decide Bell & Company were the right firm to support and to Sam for helping us through the journey.

Thank you!

I am incredibly grateful to Sam and the team at Bell & Company for their exceptional help in reducing the cost of repaying a Barclays loan under a personal guarantee. They navigated our financial challenges with expertise and dedication, providing clear guidance and expert negotiation skills. Thanks to their efforts, they managed to reduce our outstanding debt from £100,000 down to just £20,000. Sam's professionalism and commitment to achieving the best outcome for us were evident throughout the process. I highly recommend Bell & Company for anyone facing similar financial difficulties—they truly deliver results and prioritize their clients' needs. Thank you so much for your outstanding service!

"Liam's customer service is exceptional. Their representatives are attentive, knowledgeable, and go above and beyond to resolve any issues. Quick response times and a genuine willingness to help make them stand out. Highly recommended!"

I first contacted Bell & Co in Jan 2022 when my mortgage became no longer manageable and the property was no longer worth what I paid originally.

The team talked me through all my options and helped advise on the best course of action - in this case voluntary surrender. My case worker Luke, walked me through the process step by step, keeping me updated throughout. He managed all the paperwork and discussions with the mortgage provider meaning I no longer had to have difficult conservations with the lender, who kept trying to find new ways to keep me paying the mortgage I couldn’t afford.
Once the house was handed back and eventually sold, Luke then took on the task of negotiating the settlement fee on over £130,000 of debt. This was an extremely scary number for me and if I had had to tackle myself would have ended up more in debt and with very low mental health. But Luke and his team leader Sam rose to the challenge fantastically! Worked on my case for nearly two years, worked around me taking 9months maternity leave to ensure I was not pestered from the debt collection agency and then to reassess my situation when I returned to work.

The team worked tirelessly to get to a settlement figure so I could walk away from what was a horrendous situation I had been living in for years. They always worked within my budget and ensure any minor changes to settlement figures were within my limits to pay. Sam secured a settlement of around 25% of the original debt, and now I am able to start again.

I was in a situation that many people may have encountered - housing market crash, COVID, with a house I could no longer afford to pay for and honestly felt like I had no hope of getting out of it. But Bell & Co listened with compassion, and fought to get the best deal for me so I can move on with my life. They removed all the stress and anxiety of trying to manage this myself. I cannot thank the team enough!

A company that “does what is says on the tin” through an extremely difficult and complicated situation of mine. Bell and company managed to remove a lot of stress and were professional in all communications from start to finish. Bell and co (team) managed to facilitate some justice in an unjust situation.

Exceptional service provided

Very efficient service with clear professional advice.

Bell & Company made a stressful situation easy to digest and deal with, we couldn't have resolved our matter without their experienced, professional and efficient problem solving.
I particularly appreciated the attention they put into ensuring we understood our options in a considerate manner.
I could not recommend their services enough.

I found Luke to be very competent and helpful. He was able to resolve all issues successfully which led to a very good outcome.

The team at Bell have been available to talk to me throughout the process of securing a position to managhe my case in a way that is in line with my business. I felt very well supported by a team of people who are highly knowledgeable in this area. They wereable to unlock dialogue doors that I thought would be impossible to open

I approached Bell & Company in early 2022 with a personal guarantee that had resulted in a charge on my house. This left very little leeway for negotiation.

My case administrator Luke was calm and extremely professional. Working methodically whilst always reminding me that there was no certainty he kept in regular contact by phone and email. In Autumn 2022 Bell & Company finally managed to settle with the bank for £10k plus fees on a charge of over £50k.

However the story didn’t end there. Big bank admin meant that it took another 12 months to amend the Land Registry. Even though their obligation towards me had ended, Bell & Company through Luke continued to chase the bank repeatedly until the matter was completely settled.

Luke’s diligence and hard work have made a huge difference to my life. The worry and stress of these problems are well known. I thank Luke and Bell & Company and I recommend them most highly. It is obvious that the wealth of knowledge and expertise within Bell & Company can influence even the most powerful financial organisations.

The team at Bell & Company was absolutely fantastic and got our issue sorted incredibly expeditiously. From identifying that the statutory demand letter had significant flaw to then negotiating a settlement that, even including fees, was less than 50P on the pound, £114,000 cost us only £47,000 and will allow our firm to keep going and not have any redunancies.

Sam has been excellent. Communication has been key and Sam has been very proactive at all times. Would highly recommend this company. Thank you

I have dealt with Terry and the team at Bell & Company for what was a difficult few years. They have always been on hand to deal with any issues I faced and handled them professionally through to a conclusion. I received continuous updates throughout and I would highly recommend them to anyone facing sleepless nights over their financial situation

Having known Bell& company for over ten years now I can safely say they have never failed to deliver. Fast efficient and friendly service.

Some years ago I transferred thirty thousand pounds to the chairman so he could negotiate debt on my behalf. He stole this money. I took him to court and a county court judgement was awarded at Skipton court. He never paid me back. The above is fact.

When my business called in the administrators I was left with a great deal of debt and stress. A contact of mine recommended Bell & Company as a debt management service that I had not previously considered, expecting to have to manage the situation on my own. After an initial conversation, it was clear that Bell & Company had a great deal of experience and knowledge they could apply to help me while I got back on my feet in what were uncertain times. Since then they have constantly been supportive and importantly able to negotiate acceptable deals with creditors. This meant that I could concentrate on rebuilding my life while not having to worry about anything I might receive in the post or via phone calls, everything was routed through them. I would recommend no one goes through this alone and Bell & Company make great partners who have made the whole process bearable and allowed me to sleep at night.