Borrowed twice from C4UN whilst repairing my credit. Their underwriting team is thorough in my experience. My score was less than desirable when I took out my first loan, however, they examined my inc... See more
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Borrowed twice from C4UN whilst repairing my credit. Their underwriting team is thorough in my experience. My score was less than desirable when I took out my first loan, however, they examined my inc... See more
Company replied
Applied for loan in April 2022 as I needed to buy some computer parts for my PC, which I paid off in the next 3 months. The loan was approved within 30 mins and the money was in my account within the... See more
Company replied
Would have been 5 stars apart from trying to update payment details and the online link not working and call centre staff talking amongst themselves whilst I'm trying to make my final payment.. other... See more
Company replied
Much better experience this time as needed funds on the day and all processed within a few hours. 4 star only because interest rates higher than I would ideally like but needed urgently. Very helpful... See more
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Even if you are on the bones of your backside avoid this company like the plague emailed numerous times to say I would have to miss this month's payment due to a change in my pay and they have continually harassed me by phone message email, my job is mostly under ground so can't use phone and I can't talk to them as their office hours are not inline with my work hours dreadful company can't wait to pay them off and never have to deal with them again

Reply from Cash4unow
Well they are good for lending short term but they don’t listen I’ve told them not to take payment as early as they try as wages don’t get to my bank then they send a message payment failed which I get but then for a while now which as never been fixed they say go online and pay but no it don’t work as your loan ref number isn’t valid so sort the issue then because you can’t sort it you have to call them if not you get charged five quid for late payment which wouldn’t happen if they sorted there site out.

Reply from Cash4unow
Absolutely the best always supporting no matter what. Thankyou so much

Reply from Cash4unow
Very disappointed thus far. Online application on a Thursday morning. Email confirmation of loan and payment schedule received. Feeling optimistic as email received quickly!! Needed money as not paid for another week. Called later Thursday, spoke with seemingly disinterested call advisor said would be processed the following day (Friday) by 18:00. I asked if money would be in my account by Friday night then? Reply yes. Friday night no money in my account. Closed all weekend. So today Monday thought would give benefit of doubt, afternoon still no money, no email updates. no response to email I had sent. Tried calling number to speak with underwriting team. Busy, no reply, no voicemail facility just a brief we will be in touch. I get paid this Friday and payment due out from my account to cash4u !!! Not even received loan yet!!! Must admit not impressed by lack of contact, interim update or funds. Want to cancel but cannot get hold of anyone to do it. My advice go somewhere else for a loan. I am in customer service myself. Very poor.
Update - Wednesday 17/08. Despite being told on Thursday 11/08 by underwriter that my loan application would be processed by 18:00 Friday 12th. Received an email Tues16th, your loan application has been declined!! If my application was destined to be declined, why say funds would be on my account by 12th? Cash4u need to advise people more clearly when they phone in with an enquiry, explain better and give the honest timeframes. Don't be fooled by the quick response emails after application. In my opinion they should make it clear that this is SUBJECT TO CONFIRMATION as very misleading, makes you feel your application was accepted and only a matter of time before you receive funds. Still for me a poor experience, waiting, not getting the right updates or advice. Only after all that to be declined. Will not use again. Have had much better experience with other short-term loan companies.

Reply from Cash4unow
Very easy application I got money very quickly. Thanks

Reply from Cash4unow
I needed some cash to last till payday (which, at the time of writing this, is only 8 days away), for basics like food, petrol, electric top-up etc. The magic of the internet recommended this site, but I wish I would have read the reviews here first.
I filled in the usual application form and was emailed to say I was provisionally accepted. I then got another email to digitally sign the agreement. I then had a phone call and had to go through the whole application again! Another 2 emails saying they're trying hard to process my application, and finally, this morning, an email saying I'd been unsuccessful.
I know these companies have to be careful when lending, but I needed a few quid for a week, yet I was treated like I wanted a half a million pound mortgage.
Plus, I had to agree to this invasive practice where you have to grant access to your bank account, which I hope has now ended since I failed to qualify.
In contrast, last year, I applied for a £1000 loan for home improvements (with a company I won't name but put an excellent review of on here) and the funds were in my bank within 20 minutes. That is paid off in full now.
My credit score is way above the national average, and miles higher than my area, so obviously it counts for nothing.
I DEFINATELY won't be recommending these to anyone.

Reply from Cash4unow
So very quick and the funds available immediately…can’t thank you enough!

Reply from Cash4unow
Fully recommend this loan company,had a road traffic accident a few years ago and wages plummeted,really fast and a very low rate of interest.

Reply from Cash4unow
Fantastic company to deal with. I would definitely use again, very professional.

Reply from Cash4unow
Great experience , quick and easy process , will always recommend !

Reply from Cash4unow
Use at your own risk of complete incompetence and silly silly business models - or do yourself the biggest favour and go elsewhere

Reply from Cash4unow
A waste of time!! Rather than decline you straight away they let you wait for a whole day or 3 then when you contact they tell you you’re declined! I really could have gone elsewhere and got a decision sooner!! Not a bad company but it would be best to let people know straight away rather than waste a whole 2 days for a measly decision!! Not cool

Reply from Cash4unow
I missed a payment due to my payment date changing, I rang and spoke to someone and they advised that it was fine and I could make payment on my new due date, inbetween payments I was receiving 5 calls a day and multiple texts and emails. I find this company very harassing!!!

Reply from Cash4unow
Great. Few hoops to jump through, i received affordable loan which i paid back within 2 days. I guess you respect the system and all is good. I have full time employment too, just had a gap in pay and they helped. Pay quick avoid interest

Reply from Cash4unow
Was a really pleasant to get help from Cash4U. They are professional and very respectful. Many thanks!

Reply from Cash4unow
Applied for loan in April 2022 as I needed to buy some computer parts for my PC, which I paid off in the next 3 months. The loan was approved within 30 mins and the money was in my account within the next 15 mins. The online application procedure is simple and takes few minutes. Customer service is great and I would certainly recommend anyone if they are looking for immediate cash.

Reply from Cash4unow
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