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CashNetUSA Reviews 

41,063
•
TrustScore 4.5 out of 5

4.4

Non-Bank Financial Service
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Review summary

Created with AI, based on recent reviews

Evaluating 2,158 reviews, reviewers overwhelmingly had a great experience with this company, often highlighting the overall ease of borrowing. Customers appreciate how fast and simple the process is to obtain funds, noting that money is deposited quickly when unexpected financial emergencies arise. Consumers frequently praise the customer service team for being extremely helpful, polite, and knowledgeable during phone interactions and support calls. Some reviewers were not happy with the extremely high interest rates and the expensive repayment amounts required by the loan agreement. People also noted that their scheduled payments mostly cover fees and interest rather than significantly reducing the actual principal balance over time.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with many reviewers praising the fast same-day funding and... See more

Service

Reviewers highlight positive aspects of service, frequently praising the quick loan options and professional... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are helpful,... See more

User experience

Users describe satisfaction with the user experience, highlighting that everything is simple and easy to... See more

Price

People report negative experiences with price, expressing widespread dissatisfaction over extremely high... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Its nice to be able to borrow again as i pay on my current loan and that I am offered an increase as well. However your company like most loan companys in this country set the interest rate so high th... See more

Rated 5 out of 5 stars

I got fast approval and signed my paperwork all online. The interest rate is 285% but i needed to get some bills paid. Just make sure you read everything before you sign. Other than that my experience... See more

Rated 5 out of 5 stars

Rapid decision, financing approved and sent to my bank the same day. Although interest rates are high, it can be an incredible asset to tide one over! All was completely done by phone in just a few mi... See more

Company details

  1. Non-Bank Financial Service
  2. Financial Institution
  3. Loan Agency

About CashNetUSA

Written by the company

CashNetUSA logo

Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†

Instant Decision*
Receive an immediate decision

Quick Application
Apply online in minutes

CashNetUSA can get you the funds you need. Whether or not you have a perfect credit score, you deserve equal access to credit. That's why we do our best to consider your overall finances — not just the number on your credit report. Our alternative credit check makes it possible for those with less-than-perfect credit to be approved.* So you can be the hero of your finances.

*CashNetUSA is not a lender in all states. CashNetUSA and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.

†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

41K reviews

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4.4

All reviews

(41,063)

2,154 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Easy to Use App

I reviewed my account and noticed I had funds available. It was very simple to check my account and request my available funds. They were directly deposited into my account the same day.

September 9, 2026
Unprompted review
Rated 3 out of 5 stars

Use caution

I dislike that they have random payments it is hard to budget when not on straight payment and very high interest.

September 10, 2026
Unprompted review
Rated 4 out of 5 stars

My Review

I don't give perfect ratings because if I did that there would be no improvement needed. Just would like to be able to get easier access like a app you could download.

August 6, 2026
Unprompted review
Rated 1 out of 5 stars

Opportunists and greedy company that…

Opportunists and greedy company that takes advantage of those in actual need

Do not do business with them their interest rates are extremely high

August 8, 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Walter,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 2 out of 5 stars

I was approved for 1500

I was approved for 1500. I put in my new account info and it was deposited into my old closed account. How do I get my money? I'm not paying back money I haven't received. I still need it.

September 8, 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Shelly,

We’re sorry that we didn’t meet your expectations. To discuss further with a member of the team, please contact our dedicated CashNetUSA Customer Service line at (888) 801-9075.

Rated 2 out of 5 stars

I took this loan because we hit a bind…

I took this loan because we hit a bind trying to get everything situated for our new child and it was a mistake the service fees that apply to this loan I don't have a problem paying interest on a loan but 14 dollars a day service fees are ridiculous and completely uncalled for charge more in interest and remove service fees and you actually might get more people to use it do not take a loan here for godsake go stand on a corner and beg for money before taking out this loan because you will never pay it back with the hidden fees

September 9, 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Carl,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html.

Rated 1 out of 5 stars

Not at all as they describe online!

Not at all as they describe online!

September 7, 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Jonathon,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

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