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Cambridge & Counties Bank Reviews 

47
TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

Omitted to move funds from a Fixed rate bond when the term expired. I received an email reminding me to check this position. I spoke to Nicky who was very helpful and really easy to speak to. She c... See more

Company replied

Rated 5 out of 5 stars

The client support staff at CCB are fantastic (says me as a grumpy old man). They are responsive, charming, fast and clear. Love 'em!

Rated 5 out of 5 stars

Nicky was a great help today. To be fair, every time I have had to contact CCB the experience has been extremely good. I am the treasurer for a small charity and appreciate being able to speak to som... See more

Company replied

Rated 2 out of 5 stars

Been with this bank for a few years through my company, but have to say recently they have been poor. Interest rates on savings products are pretty good, but to wait over 2 weeks for a simple saving... See more

Company replied

Company details

  1. Bank

About Cambridge & Counties Bank

Written by the company


Built on understanding, Cambridge & Counties Bank is the result of two well-respected institutions who joined together to create a responsible expert-banking specialist. We offer property finance, asset finance, and a range of savings accounts to businesses.

Working together and building a relationship with SMEs means we can provide the right support and solutions to help them grow and prosper. And when you pair this with our traditional banking values and modern thinking, that’s when you get something a little bit special.


Brokers Get in touch Savings products Real Estate Finance Asset Finance

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4.4

Excellent

TrustScore 4.5 out of 5

47 reviews

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4.4

All reviews

(47)

24 reviews in the last 12 months

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Rated 5 out of 5 stars

Great application process and customer service

I applied for a business 6-month fixed rate bond with CC Bank. The whole process has been straightforward and customer service has been professional, prompt, polite, pleasant and friendly. Both Nicky and Mitesh sorted the queries both they and I had in the application and transaction phases. Nicky was lovely and provided a quick and easy fix to a potentially stressful situation. This level of customer service is why I am really pleased with my decision to go with CC Bank.

August 8, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you for your lovely feedback, Kathy! We're glad to hear that you had such a positive experience. We have passed your kind words to Nicky and Mitesh.

Rated 5 out of 5 stars

Fantastic service from Lewis Ashford at…

Fantastic service from Lewis Ashford at Cambridge & Counties supporting a client refinance and purchase additional property. Would definitely recommend and use again.

June 30, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you for your feedback, John. We are glad to hear that you have had such a pleasant experience and have passed this on to Lewis and his team.

Rated 5 out of 5 stars

Have just opened a new business fixed…

Have just opened a new business fixed rate account with them. I found them very helpful on the telephone the couple of times I needed to call them. It was very easy to open this new account online.

August 5, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Hi Nigel,

Thank you so much for your positive feedback. We are glad to hear that you have had such a pleasant experience with our team and have passed this to the relevant team members.

Rated 5 out of 5 stars

Smooth and efficient

The relationship between broker and lender can often be difficult despite having the same goal. C&C have a pragmatic approach to underwriting and provide smooth and efficient expirience for both broker and client.

July 1, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Hi Phil,

Thank you so much for your positive TrustPilot review — we're really pleased to hear you’ve had such a great experience with us.

We’d love to pass your kind words on to the right team. Would you mind letting us know who you dealt with? You can contact us at website@ccbank.co.uk

Thanks again,
Cambridge & Counties Bank

Rated 5 out of 5 stars

Speaking to a Helpful, Pleasant Human was Invaluable!

When my savings bond approached maturity I had to give instructions as to next steps. This included changing the nominated bank account to which payments would be made. Although the interactive update form wasn't too bad, it was long winded & a bit of a faff. So I tried calling & was answered quickly, & helped by a pleasant, polite & efficient advisor. I was easily able to update a number of pieces of information. What a pleasant change. i wish more companies would grasp the value of real human interaction.

July 7, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Hi Kate,

Thank you for taking the time to leave a review. We are glad to hear that you have had such a pleasant experience with our team. Your feedback is valuable and we have passed this on to our savings team to review.



Rated 5 out of 5 stars

Easy comms. Helpful knowledgeable staff.

Answered the phone in person very quickly. Very helpful friendly and knowledgeable staff. Many thanks to those who dealt with my application and questions about transferring funds.

May 12, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Hi Andrew,

Thank you for taking the time to leave a wonderful review! We’re delighted to hear that you have had such a positive experience. We have passed on your feedback to the team.

Rated 1 out of 5 stars

Very difficult to change signatories

Can't believe C&C are still contacting me - we have been trying to change our signatories for ages but still getting loads of e-mails. Please leave me alone now!!

April 29, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Dear Christine,
Thank you for your feedback, and we’re very sorry to hear about your experience. We understand how frustrating this must be and apologise for the continued contact after your request.
We can confirm that we have now updated our records, and you will not receive any further emails. If you have any further concerns, please let us know.

Rated 5 out of 5 stars

Excellent customer service

I had a tremendous experience this morning with Nicky, Customer Service representative at Cambridge and Counties Bank. She was professional, attentive and efficient and obviously enjoys her work. She should be commended for her professionalism.

April 17, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Hi Robin,

Thank you for your fantastic review! We’re delighted to hear that you have had such a positive experience. We have passed on your feedback to Nicky and the team.

Rated 5 out of 5 stars

My experience with C&C bank

My experience with C&C bank over the past 2 years has been very good. The staff are extremely helpful and intelligent - especially Aimee who has aided me in a recent experience. Very secure protocols with great rates of return.

March 31, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you for taking the time to leave a wonderful review. We’re delighted to hear that Aimee made such a positive impression. Customer service is at the heart of what we do and we will be sure to pass on your kind words to her. Your feedback means a lot to us, and we appreciate your support. If there’s anything else we can help you with, please don’t hesitate to reach out.

Rated 5 out of 5 stars

Can't find sufficient words!

Can't find sufficient words!

This bank is what banks should be; an easily navigated on-line offering backed up by helpful and efficient people who answer the phone quicky.

Other banks take note.

March 27, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Dear Ian
Thank you for your fantastic review! We’re delighted to hear that you find our online services easy to use and our team helpful and efficient. Your feedback means a lot to us, and we truly appreciate your support.

Rated 5 out of 5 stars

I had fabulous service today from Nicky…

I had fabulous service today from Nicky Sonigra. I only post reviews when customer service is amazing, and today it was exactly that. When calling, Nicky recognised me as she's the one that had sent me the email that i was calling up about, and we had a lovely chat. Nicky was efficient and friendly. It genuinely felt such a personalised experience rather than the humdrum call centres we get these days.
Well done to Nicky and to the bank. You have a fab member of staff. I hope the bank passes this feedback onto her, and she gets some recognition.
Congrats all round.

February 28, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you for taking the time to leave a wonderful review. We’re delighted to hear that Nicky provided you with a personalised and exceptional experience. Customer service is at the heart of what we do, and it’s fantastic to know that Nicky made such a positive impression.
We will be sure to pass on your kind words to Nicky and ensure she receives the recognition she deserves. Your feedback means a lot to us, and we appreciate your support. If there’s anything else we can help you with, please don’t hesitate to reach out.

Rated 5 out of 5 stars

Good interest rates and a personal service

I was looking for a bank that offered good interest rates and was easy to deal with for a small UK Charity. From the initial phone call (which was answered promptly by a real person!) through the application process and transferring of funds the service has been exemplary. The staff with whom I have spoken are knowledgeable, professional and always helpful. Special shout out to Zoe & Nicky.

January 28, 2025
Unprompted review
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Reply from Cambridge & Counties Bank

We're delighted to hear that you’ve had such a positive experience with us. Providing excellent service and a smooth experience is something we truly value. It’s fantastic to know that our team, were able to support you throughout the process. We appreciate you taking the time to share your feedback and look forward to continuing to assist you in the future. If there’s anything else we can do, please don’t hesitate to reach out!

The Cambridge & Counties Bank Team

Rated 5 out of 5 stars

First rate understanding of businesses and execution of loans

I have enjoyed dealings with Cambridge and Counties as a commercial finance broker over a few years now previously dealing with the promoted Paul Howard and, more recently, with Lewis Ashford. Response, service, understanding of subject businesses and execution (even if there are 'bumps in the road) are first rate.

October 3, 2024
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you for the feedback Simon, we will pass it onto the team and will endeavour to deliver for you and the customer in the future.

Rated 5 out of 5 stars

Flexible and Friendly approach

I have been working with Cambridge and Counties bank for the past 4 years.
My direct contact is Stephen Parr (Senior Business Development Manager).
Each and every time I have worked Stephen and Cambridge and Counties bank, I got impressed with the flexibility, professionalism and friendly approach.
My clients are happy and would always go to Stephen for any deals I have.
The good part is that he will tell me quickly if its once for them or not so I dont waste anyone time.
There are more reason but cant write everything here

July 4, 2024
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you for the feedback Akmal. We'll make sure it is passed on to Stephen and please let us know if there is anything else we can help you or your clients with.

Rated 5 out of 5 stars

New Relationships

‘I was delighted to work with Lewis, and Cambridge and Counties, to secure a facility which allows my client the flexibility to continue to grow his business interests.

Communication throughout was first class, with a duty of care to deliver on terms indicated at outset and within the agreed timescales’.

Clive Offord, Cofford & Co Property Finance

July 2, 2024
Unprompted review
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Reply from Cambridge & Counties Bank

We really appreciate the feedback Clive, thank you. Hopefully we can continue to deliver for you and your clients in the future.

Rated 5 out of 5 stars

Highly recommended professional bank

I recently had the pleasure of working with Lewis Ashford at Cambridge & Counties, and I am thoroughly impressed with the level of service and professionalism displayed throughout my experience.
His in-depth knowledge of banking products and services was evident, and he took the time to understand my financial needs and goals. And his expertise was invaluable.

July 8, 2024
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you for your feedback; it is greatly appreciated. We will make sure to pass your comments on to Lewis and look forward to helping you again with any future needs.

Rated 5 out of 5 stars

Exceptional

We are a North Cornwall based SME which decided early in 2024 that time was right to refinance. We talked and received indicative terms from a number of lenders including Cambridge & Counties. Cambridge & Counties offered the best terms and, more important, delivered on the terms offered. The process, start to finish, was slick. Our BDM, Lewis, was excellent; commercial, innovative, responsive and an "under-promiser". We own a number of properties, have been trading for 25+ years and have dealt with many different lenders. Service levels and outcomes were right up there with the best.

July 8, 2024
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you, we really value your feedback and will ensure it is conveyed to Lewis. We hope that Lewis will have more opportunities to deliver for you again in the future.

Rated 5 out of 5 stars

Opened a savings account for my…

Opened a savings account for my business recently. All pretty straight forward and their customer service team is super lovely. Called them up and they helped me straight away when I had a question about how to fill in the application. Can really recommend them!

June 24, 2024
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you for the feedback Karen, we will make sure we pass your positive comments on to the team. If there is anything we can help with in the meantime, please don't hesitate to get in touch.

Rated 5 out of 5 stars

Excellent Customer Experience

We are a recently incorporated, highly rated Top 100 golf club in England, we started our relationship with Cambridge & Counties Bank in 2023 and found the onboarding process extremely straight forward. We set up a One Year Bond and have subsequently also opened a 95 Day Account, both offer competitive, agreeable returns. The customer service that we continue to enjoy (and have enjoyed from the start of our relationship) is nothing short of excellent.

June 27, 2024
Unprompted review
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Reply from Cambridge & Counties Bank

Thank you for your feedback Richard, we really appreciate it. The team work hard to deliver a great service for our customers and receiving feedback helps us to continually improve. We will make sure we pass on your positive comments.

Rated 1 out of 5 stars

Very poor dealings with this bank!

We are a small Ltd business which has been operating successfully for 10 years. We opened a one year fixed account with another bank and to spread the risk thought we would open a second one with Cambridge and Counties bank, who at the time were offering a competative interest rate. However, having completed their lengthy application process, we received an email 8 days later to say that it had been 'unsuccessful'. No reason was given other than 'We are limited in the specific details that we can provide, other than to 'advise that we have internal policies in place which are aligned to our terms & conditions, as well as the broader rules and regulations under which we operate.' (what does that even mean!) and that 'there is no additional information that you could provide that would enable us to reconsider this decision.' We requested more detail on why we were unsuccessful and received an email from the Customer Operations Team Leader, which was virtually a cut and paste job from the first email we received! We have never been turned down when applying to open up a deposit account over the years, so I don't know whether this sort of dismissive response is typical of banks in this situation, but it is totally inadequate! It gives the impression that they simply don't want to bother with smaller businesses. Happily we opened an account with another bank straight away who had no such issues, dealt with it quickly and also gave a better rate of interest as CC had reduced theirs! The moral of the story is if you are a small business, think twice about applying to this bank to open a deposit account, as you may well find it a waste of time and effort with no explanation given should they turn you down!

January 17, 2024
Unprompted review

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