Clearpay UK Reviews 

44,761
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 4,297 reviews, reviewers overwhelmingly had a very great experience with this company. Consumers often share that the platform is extremely simple to set up and navigate, while appreciating the helpful payment plans that make managing large purchases much easier by spreading costs over time without extra interest. People also consistently find the automated notifications incredibly useful for keeping track of upcoming dues without experiencing any stress. However, some customers also noted frustrating challenges regarding sudden account lockouts, unexpected reductions in spending limits despite consistent repayments, and difficulties reaching a human support agent instead of automated chat tools.

What people talk about most

Payment

Users describe positive interactions with payment, noting that the app is easy to use and helps spread the... See more

User experience

Customers had positive experiences with user experience, highlighting that the app is straightforward and the... See more

Service

Consumers find service to be a wonderful and helpful tool for spreading the cost of purchases over time with... See more

Product

Clients share satisfaction regarding the product, noting that it provides great payment flexibility to... See more

Customer service

Reviewers mention ambiguous feedback about customer service, as experiences vary widely across different... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Simply the best of the bunch when money is a little tight, as the payment plans are always more affordable than most others. The whole process is so very simple, it literally takes less than a minute... See more

Company replied

Rated 5 out of 5 stars

I’ve had a really positive experience with Clearpay. The app is easy to use, payments are clearly explained, and being able to spread the cost into manageable instalments can be really helpful. I also... See more

Company replied

Rated 5 out of 5 stars

Just love the site. Flexibility is brilliant as cant always pay for large purchases in one so it makes it much more palliatable than taking the one big hit. Another bonus is more and more companies ar... See more

Company replied

Rated 5 out of 5 stars

Clearpay is so easy to use and the pay in 4 (2 weeks between each payment) is a bonus, the fact that it can be used for groceries as well is excellent Clearpay has interest free payments and has he... See more

Company replied


Company details

  1. Payment Service
  2. e-Commerce Solution Provider
  3. Fashion Accessories Store
  4. Internet Shop
  5. Outlet Mall

Written by the company

Part of the Afterpay Touch Group - helping people to get what they want now and pay for it later, follow us on Twitter, Facebook and Instagram.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

45K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 93% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(44,761)

4,311 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

FRAUDULENT PAYMENTS IGNORED!

FRAUDULENT PAYMENTS IGNORED!
Order #400494811206
I have been the victim of a sim swap scam recently where scammers have access to your entire phone. In my case they ordered over £2500 of digital E-gift cards one of the ways they dis this was with Clearpay. They also used Zilch a similar app and my bank accounts. I explained this to clearpay and they said our specialist team is looking into it. O2, my bank and Zilch all have been amazing resolved all they could on their side within a few days, Zilch especially cannot fault them. Clearpay on the other hand have been awful absolutely terrible i am sick of ringing them asking why it is not sorted yet were now nearlly 4 weeks down the line the other companies sorted it in a week!! Iv rung them around 7 times now iv asked to speak to mangers iv asked to speak to this ‘specialist’ team all they say is we’ll be in touch and i hear nothing from them! Not only that even though it aas a fraudulent payment there trying to make me still pay the instalments and threatening me with a late payment fee if i dont make a payment. Once this is sorted i will be deleting clearpay and sticking with Zilch

If anyone reads this from clearpay do not reply to this like you have the other negative reviews saying ‘ we want to help you with this please contact us’ ….NO!!! I am sick to deaf of contacting you for you to do nothing!!! I will be contacting the financial ombudsman and explain to them how awfull this process is becoming with Clearpay!

August 24, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you,

Rated 1 out of 5 stars

Used clearpay to purchase an item from…

Used clearpay to purchase an item from a company called Picadex on the 10th July, I contacted Clearpay several times to inform them I had not received the item, they were no help at all and were only interested in getting the money. To date I have still not received the item

July 10, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

http://spr.ly/62043B1q9Ff

Rated 5 out of 5 stars

Very good service

August 23, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Mrs Mcardle,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!

Rated 5 out of 5 stars

Very easy to use

Very easy to use. Good re.inders in advance when payment is due.

August 22, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Mark,

Thank you for taking the time to provide us with your feedback!

Have a great day

Rated 5 out of 5 stars

Very good service

Very good service and prompt at refunding when necessary
I have used this company a few times and highly recommend

August 23, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Kathryn,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 5 out of 5 stars

Easy to use.

Easy to use.

August 23, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Richard,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 1 out of 5 stars

Do not use this company

Non existent customer care when informing them that I had been scammed. Their reply was basically “nothing to do with us” even though since July 2026 BNPL are covered by consumer credit protections . You’d think they’d be checking on the vendors they allow to use their service, probably this is why the dodgy vendors use them. I will never use this shoddy company ever again. Klarna are a far better company to deal with

August 22, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

HI there,

We really want to help you out with this.

Can you get in touch with us directly please? You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you.

Rated 5 out of 5 stars

Just what you need

Easy to use, fair & responsible lending with multiple options to make it work for me. Really helped when I’ve got to buy school uniform, shoes, coats & trainers for 3 kids as I could spread the cost a little . Thank you!

August 22, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We love this, thank you for the positive feedback!

Enjoy our services, and happy shopping! 💕

Rated 5 out of 5 stars

Easy access to the app and you get…

Easy access to the app and you get reminders the day before that a payments due so you can make sure they don't get missed. Great way to make purchases if your a little short. And you can pay early if you get chance.

August 22, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Alan,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping! 🤗

Rated 1 out of 5 stars

Trying to change my email mobile number…

Trying to change my email mobile number threw email for a life time sent them all details get reply's off different people asking for same thing over and over i give up deleted the app they are a bunch of thickos prob not english

August 22, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you,

Rated 2 out of 5 stars

CLEARPAY NOT HELPING ME WHEN THEY SAID THEY WOULD

I LEFT FEEDBACK ON CLEARPAY REGARDING THEM CLOSING MY ACCOUNT DESPITE ALWAYS PAYING IN ADVANCE AND BEING A CUSTOMER FOR YEARS I GOT A MESSAGE FROM THEM THEY UNDERSTOOD AND WOULD LIKE TO GET SOMETHING SORTED OUT BUT I CAN'T CONTACT THEM ON THE APP AS THEY HAVE CLOSED MY ACCOUNT SO THEY ASKED FOR MY NAME ADDRESS DATE OF BIRTH PHONE NUMBER AND MY EMAIL ADDRESS I HAVE SENT THEM MY DETAILS 6 TIMES AND STILL HEARD NOTHING BACK SO I DON'T KNOW WHAT TO DO WHEN THEY SAID THEY KNEW HOW I FEEL AND GET IT SORTED OUT AND TO SEND THEM ALL MY DETAILS BUT NOW I DON'T KNOW WHAT TO DO I'M IN TEARS IT'S LIKE HAVING BAD NEWS THEN WHEN THEY SAID THEY UNDERSTOOD AND GET SOMETHING SORTED OUT AND SEND ALL MY DETAILS IT MUST BE GOING TO THE WRONG PERSON SO ONCE AGAIN I FEEL SO HELPLESS I DON'T KNOW WHAT TO DO I HAVE SEVERE ANXIETY AND ALSO A PENSIONER AND HOUSEBOUND SO I'M AT MY WITS END WHY SEND ME A POSITIVE MESSAGE THEN THEY DON'T ANSWER AFTER I HAVE SENT THEM WHAT THE WANT I'M JUST IN BITS I HAVD NOBODY NO FRIENDS FAMILY OR NEXT SO IF THEY SEE THIS IN THE NAME OF GOD PLEASE HELP ME AS I FEEL LIKE GIVING UP I'VE NOT GOT MUCH TO GO ON FOR AND A MASSIVE THANK YOU TRUST PILOT YOU ARE THE BEST

August 21, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you.

Rated 5 out of 5 stars

Sometimes when something is expensive i…

Sometimes when something is expensive i like to pay over the weeks. Its great if you are sensible and can afford the payments as its interest free

August 21, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Avril,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 5 out of 5 stars

Easy website nothing complicated & a…

Easy website nothing complicated & a bonus that it’s interest free 👍

August 21, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Janice,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!
--

Rated 5 out of 5 stars

Perfect

Cant fault it! Very quick and easy to set up and use. Makes larger purchases so much easier to stomach but without entering into expensive long term credit

August 21, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Craig,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 5 out of 5 stars

Clearpay is very helpful

Clearpay is very helpful, when buying something really needed.The price spreads on small amounts and not really hard to repay.

August 21, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Danuta,

So great to hear, thank you for sharing.

Happy shopping!

Rated 5 out of 5 stars

You welcome people very well

You welcome people very well, support everyone one on the time.N/A thanks

August 21, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We love this, thank you for the positive feedback!

Enjoy our services, and happy shopping!

Thank you

Rated 5 out of 5 stars

Very clear instructions and easy to use.

August 21, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

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