I have 4 credit cards totally $2300 that I use with Concora Credit. With one I just recently was approved for that didn't say there was a $250 transaction fee attached to the approval. Other than that... See more
Company replied
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Review summary
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Thanks, for allowing me to participate, though, its not much that I can says only short time is the use that I have posession of the card maybe some other time I be able to share my comemts
Company replied
While I am pleased with the card and the online app to manage the card, I really wish I only had one card with a higher limit instead of 2 cards. But I guess this way you make a lot more $$ off of me... See more
Company replied
Was approved for a $300 credit limit. But when I went to activate it they say my information is not found in the system. I asked customer service about it and they say my birthday is wrong, and that I... See more
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Company details
Concora Credit, 20+ Years of Service
Written by the company
- Concora Credit is a service provider for banks,
- focusing on helping non-prime consumers gain access to credit for 20+ years. A single purpose guides Concora Credit: to help non-prime consumers Do More with Credit. Through its credit servicing activities for issuing banks, the company has helped millions of consumers access credit through Private Label and General Purpose Credit Card programs designed for consumers with less-than-perfect credit. Concora Credit is the company of choice for merchants looking to offer greater access to credit for their customers because our flexibility delivers better outcomes at the point of sale and beyond. We see a bright future for consumers through our simple proposition, which can best be expressed in two words: Do More.
Contact info
P.O. Box 4477, 97076-4477, Beaverton, United States
- 1-800-224-4960
- www.concoracredit.com
DO MORE with Concora Credit®
3.8
Great
2K reviews
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GREATFULL
I’m so greatfull to finally get a chance to build my credit and have a little money to make it through the month.
June 29, 2026
Reply from Concora Credit
Thanks for taking the time to share your experience!
I love the ease for this credit card…
I love the ease for this credit card and making payments
June 26, 2026
Reply from Concora Credit
We love to hear that. Thanks for sharing a review!
Reply from Concora Credit
Thank you for sharing a review, Todd!
$250 fee and I hadn’t even used the…
$250 fee and I hadn’t even used the card yet, ridiculous
June 15, 2026
Reply from Concora Credit
The Terms and Conditions of the account, including the annual fee, are disclosed before your application is submitted. If you have any questions, we're here to help.
Reply from Concora Credit
Thanks for the review Frank.
Don't fall for it
So, they have cut me from having access to my accounts via the app. HORROR PEOPLE TO DEAL WITH. I called to stop a payment that I accidentally put through twice because they send me an email saying I was a couple days behind. So I paid it via the app then got another email a week later which had me wondering if I actually sent the payment. So I send a second payment then checked my bank and the first payment went through. So I called them to stop the second payment immediately, no one would help. I told them they were a crap company and they blocked me from having access to my accounts via the app..now I have to call to get and make payments which they charge for. What a joke. Will be seeing if this is legal on Monday.
June 26, 2026
Unprompted review
Easy peezy
I love how I can have two different credit cards on the same one sign on. Everything in this program is super easy to understand and follow!
June 27, 2026
Unprompted review
Reply from Concora Credit
We are glad to hear that, Lillian. Thanks for the review!
Horrible
Horrible, blocked my card for no valid reason, had me upload my ID and then tell me it takes 72 hours... Google their reviews... it's over before it even got started, I'm done. Told me suspicious activity on my account, I asked what was suspicious, rep told me that I made payments.. yeah definitely sounds like suspicious activity to me 👀👀
June 26, 2026
Unprompted review
Reply from Concora Credit
We are sorry to hear you had a negative experience. Please call us at 1-800-224-4960 if you have questions about your account. Thank you.
Easy to apply is acceptance......
Easy to apply is acceptance. Card hasn't even come to me in the mail but i'm able to use it on my google wallet immediately. This is the best service ever.
June 24, 2026
Unprompted review
Reply from Concora Credit
Thanks for the review, David!
Fees, fees, and more fees...
Edit: Indigo Mastercard with Concora Credit is trash!!! Open the account and you get hit with a fee. Then there's an annual fee. Then I get an email saying no more annual fee and instead they will be charging a $19.25 monthly fee! Then today I see I was charged the monthly fee AND a $49 annual fee. Oh and don't forget the 35% interest! I'd rather eat a jean jacket than give this company another dime!
Yeah the terms are laid out before I got the card. And the term was $99 a year for the annual fee and you guys sent an email saying you were now charging me $19.25 a month instead of an annual fee, then I got hit with both. Where was that in your original terms? FOH
June 24, 2026
Unprompted review
Reply from Concora Credit
The Terms and Conditions of the account, including the annual fee, are disclosed before your application is submitted. If you have any questions, we're here to help.
So far it's a great card to have no…
So far it's a great card to have no hassle no phone calls daily
May 1, 2026
Reply from Concora Credit
We appreciate the review, Wanda!
I am pleased with the card,
June 24, 2026
Reply from Concora Credit
We're glad to hear that, Annette. Thank you for leaving a review!
If I could give Negative stars
If I could give Negative stars, I would, because the only people who would actually rate these people more then 5 stars are the people who use other peoples credit to get a credit card, they open accounts ehen credit scores are locked, and they are quick to sell your account when their scam doesn't work. Whoever is behind this company needs to be locked up.
June 1, 2026
Unprompted review
Reply from Concora Credit
Hi, Cameron. We are sorry to hear you had a negative experience. We are here to assist you if you have any questions about your account. Thank you.
The initial fee for the Milestone card…
The initial fee for the Milestone card is outrageous! 250?!?!
May 23, 2026
Reply from Concora Credit
The Terms and Conditions of the account, including the annual fee, are disclosed before your application is submitted.
Card was accepted Ease of use
June 12, 2026
Reply from Concora Credit
That's great to hear. Thank you for sharing a review!
Reply from Concora Credit
Thanks for leaving us a review!
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