CreditFirm.net Reviews 

64
TrustScore 4 out of 5

3.9

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Rated 5 out of 5 stars

I've been sending clients to credit firm for about 3 or 4 months and have started seeing some great results. Clients are coming back with higher credit scores, fewer collections, charge offs, etc... a... See more

Rated 1 out of 5 stars

Absolutely terrible experience. This company is a complete waste of time and money. They promised results and delivered nothing. For months, I barely got any updates unless I chased them down repeated... See more

Company replied

Rated 5 out of 5 stars

I’m having a good experience so far, started about 2 months ago in June and have 7 accounts removed from Equifax, 6 removed from Experience and 4 removed from Transuion. I spoke to my credit person at... See more

Rated 5 out of 5 stars

Michael abramsky at credit firm really went above & beyond to work on my credit, he answered every question I had & always got back to me promptly. My credit score jumped up 30 points within the 1st 4... See more

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3.9

Great

TrustScore 4 out of 5

64 reviews

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3.9

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(64)

9 reviews in the last 12 months

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Rated 1 out of 5 stars

They won’t lift a finger!

They won’t lift a finger! If you do business with them, you’ll wait for the amount time they’ll tell you to wait after paying them, and then nothing. Because they send ZERO dispute letter to the credit bureaus. If you don’t believe me after paying them call the bureaus! They are the most dishonest people ever. They are using our desperate situation shamelessly and should be arrested.

January 5, 2021
Unprompted review
CreditFirm.net logo

Reply from CreditFirm.net

Hello Valencia,

We mailed dispute letters to the credit reporting agencies on 9/23/2020 and 11/21/2020, as well as debt validation and section 609 letters to the credit furnishers. When the first set of dispute letters did not produce a response we made sure to mail the second round with tracking. Below, please find the tracking information for the letters that were mailed to all 3 credit bureaus on 11/21/20.
Equifax: 9505513702460326181781
TransUnion: 9505513702460326181798
Experian: 9505513702460326181804
Feel free to provide this information to the credit reporting agencies.

Since enrolling in our services, the $608 Receivables Performace collection account was removed from your Equifax credit report, the $197 IC Systems collection account was removed from your Experian credit report, the $1,041 charged-off Credit One Bank credit card was removed from all 3 credit bureaus, and the $1,164 charged-off Credit One Bank credit card was removed from all 3 credit bureaus.

Ultimately, your investment of $99.98 has resulted in several removals, including 2 charged-off credit cards with balances of over $2,200 that were removed from all 3 bureaus and the removal of several collections.

Congratulations on the removals and good luck with your credit repair journey moving forward.

Sincerely,
CreditFirm.net Client Services Team

Rated 5 out of 5 stars

Life after Divorce

I signed up back in August because I was getting a divorce and needed my credit better to get a house. Fast forward 4 months, the collections are all gone, my scores are all up, and I'm moving my kids into a new home in 2 weeks.

December 3, 2020
Unprompted review
Rated 5 out of 5 stars

I been with creditfirm for over a year…

I been with creditfirm for over a year now they been really working hard to get stuff off my credit report Michael is amazing person there Hes been on top of everything from the start When you need to talk to him he gets right back to you with an answer I'm not where I want to be yet on my credit report But I have all the faith in the world with this company that will get me where I need to be soon Just by the hard work I see them do now I will post a another review when they are done but just by what I see now if it's gonna be as good as this one I recommend credit firm to anybody wants get their credit cleaned up

June 4, 2020
Unprompted review
Rated 5 out of 5 stars

One of the best very honest and very…

One of the best very honest and very legit.
Dont go with other guys they just trick you n sign you up with credit berue without you know it , but this dont do that they are the best 100% honest and they do reply to your emails. I personally guarentee them.
No company can buy my review I do only genuine reviews based on my personal experience to me you are either Zero or the Best .my email :

Usa0567 at gmail.com

September 9, 2019
Unprompted review
Rated 5 out of 5 stars

Y’all crazy

Y’all crazy! These guys did more to fix my credit for $50 a month than Lexington ever did for the $100 a month I was paying them. Credit form got me to 700 and sure it took like 6 months but they got me there. Be a little patient man these guys are good I promise.

March 28, 2019
Unprompted review
Rated 1 out of 5 stars

I used credit firm about 6 years and…

I used credit firm about 6 years and they were really good. I can not say at this time its been almost 3 months and I still have not received even a credit report they keep telling me the same thing just hold on in three months time they have not deleted one single item off the reports. Its really a waste of money to hire this company go to a good credit repair company there is several out there. I would not even give them 1 star but I had to.

February 24, 2019
Unprompted review
CreditFirm.net logo

Reply from CreditFirm.net

Dear Bill,

Thank you for taking the time to tell us about your experience at CreditFirm.net. I am sorry that your experience did not meet your expectations; please allow me to express my sincerest apologies.

Although you enrolled on 12/12/2018 we did not receive payment until 1/4/2019 and were given an incorrect mailing address for you which caused a few delays.

Having said that, according to the latest information from the credit reporting agencies we were able to remove 1 derogatory account from your Equifax credit report, 1 derogatory account from your Experian credit report, and 2 derogatory accounts from your TransUnion credit report which included a $597 collection account.

We strive to provide a superior service experience for every customer as well as a superior product; therefore your feedback is very important to us.

This is why after your wife's initial complaint to us on 2/16/2019, we let you know that we were suspending all future charges for both yourself and your wife (who's credit scores increased 66 points on her Equifax report and increased 56 points on her TransUnion report) and we decided to continue working for free until we had some more positive results and you were completely satisfied.

These results aren't our best work by any means but, not a bad tradeoff for a $90 investment for 2 people.

We appreciate your sharing your concerns, and it is our hope that you will give us the opportunity to better serve you in the near future and turn this review into a positive one.

Sincerely,
CreditFirm.net Client Services Team

Rated 1 out of 5 stars

Been using this service for 40 day…

Been using this service for 40 day already nothing change it said i still have 0 items deletion

September 6, 2018
Unprompted review
CreditFirm.net logo

Reply from CreditFirm.net

Dear Katherine,

Thank you for taking the time to tell us about your experience. I am sorry that your experience did not meet your expectations.

According to the information on file, your letters were mailed out to the credit reporting agencies on 8/7/2018 (30 days ago) and as of right now, there is a current investigation which is scheduled to expire within the next 15 days. Once that investigation is completed, you will receive letters from the credit bureaus with updates to your credit file. The FCRA (Fair Credit Reporting Act) gives the credit bureaus 30 days to complete their investigations but, the credit bureaus are allowed 15 additional days if they receive additional information.

Please keep an eye out for the letters from the credit bureaus, they should be arriving shortly. Once you receive the letters, please forward them over to us so that we can respond back to them and provide you with an update.

We appreciate your sharing your concerns, and it is our hope that you will give us the opportunity to continue to work on improving your credit and helping you reach your goals.

Sincerely,
CreditFirm.net

Rated 5 out of 5 stars

results after 3 weeks

I just started with credit firm about 3 weeks ago and I'm already getting deletions! I just had 8 accounts deleted and considering the fact that I spent 7 months paying Lexington Law $100 a month for literally nothing, I can't believe that in 3 weeks I'm finally getting some movement on my report. I don't know whether I should feel happy about the fact that I found credit firm and I'm getting great results or mad at the fact that I wasted SOOOOOOOOO much money on lexington law! At one point lexington only disputed 1 account in a 60 day period! Don't waste your money with Lexington like I did, use credit firm and save yourself the money and aggravation.

August 15, 2018
Unprompted review
Rated 5 out of 5 stars

Repaired

First off, I'm pretty knowledgable about how credit repair works, I've tried it before and had some success by myself. I decided to hire a company to fix my credit because I got promoted an no longer had the time to invest in doing it myself. I called Lexington, Sky Blue, Credit Firm, Credit People, and a few others and they all gave me the same sales pitch more or less. All of these companies do the same things, send basically the same letters, and use the same methodologies. I chose Lexington Law at first but, they made me do more work than I wanted, Lexington sent letters for me to sign and mail to the bureaus and creditors myself. I wanted a credit repair company to do the work for me not send me letters I could find on google myself. I switched to credit firm because they did all of the work for me, even the inquiries and the price was the best of the bunch. 5 months later I'm done with them and my score is over 700.

March 2, 2017
Unprompted review
Rated 4 out of 5 stars

Boom

Hired this company to fix my credit a few months back because I couldn't get a car. Went back to the dealership this morning and BOOM! my credit score is 80 points higher.

September 15, 2016
Unprompted review
Rated 5 out of 5 stars

Communication: A++++++

I don't know what these people are talking about. I can get ahold of someone anytime I need even at 3am. I got 4 accounts deleted after my first month. This company is worth every penny. Some people aren't happy no matter waht, I'm happy with the service, communication and most important the results.

October 26, 2015
Unprompted review
Rated 5 out of 5 stars

House Keys In Hand

Just completed closing on my very first home and I couldn't have done it without credit firm. It took them about 8 months to get my scores up over 140 points and I have not had any communications issues whatsoever. Glad I took a chance on them.

July 22, 2015
Unprompted review
Rated 2 out of 5 stars

Just No communication

I've been with this company for six months now and just haven't been satisfied! It started off great with phone calls and emails getting returned very promptly but the last few months have been very poor customer service! I've been appalled by the actions because it's like another company or someone else is taking over. I'm not a person to call or bug someone all the time so I let things take its course but as of recent it's just been very unprofessional service being giving! My credit scores are almost 50 points lower than 6 months ago and I asked for an update for my accounts a few weeks ago and got a response that they would give me one asap but still haven't received one yet! I'm really upset because I went with this company after seeing great reviews and passed up a more professional credit repair service that I've known personal friends who have went to and most have gotten their credit fix within 90 days to six months Max!! I know personally some of their reports were horrible than me and my wife's report and their fixed up in the high 700's and a few in the 800's! It's been a rough one now because I have to get a new vehicle since the one I have is giving out and my credit hasn't improved but has gotten worse! I would love to say great things about this company but the past few months with no return phone calls and limited return on emails just makes me wonder about the character of this company! I hope this helps someone out their before they choose this company for any service!

July 13, 2015
Unprompted review
Rated 2 out of 5 stars

The price is good..that's it!!

Been with this repair company for a little over 3 months. My credit score increased then decreased! Shoulda been simple because really only have hospital collections on my report and hard inquiries. They do not respond when you contact them by message or not even when calling. You do not get a personal analysis. I really believe the good reviews are not real customers. Save your money do not waste your time. I gave them to stars because of the price. I'm not even going to ask for a refund because I'm sure this to is not going to happen. This is a real customer!!

June 27, 2015
Unprompted review
Rated 5 out of 5 stars

They get the job done as promised

Michael abramsky at credit firm really went above & beyond to work on my credit, he answered every question I had & always got back to me promptly. My credit score jumped up 30 points within the 1st 45 days & is continuing to improve. I highly recommend creditfirm.net to everyone.

June 16, 2015
Unprompted review
Rated 5 out of 5 stars

Quality work as promised!

It's only been 29 days and 10 items have been removed from my report. This is not a bogus review. I'm a black male in my early thirties. They do their job. I was skeptical at first but the customer service is great and honest.

March 13, 2015
Unprompted review
Rated 5 out of 5 stars

My credit is Fixed!

I did a lot of research online before finally choosing creditfirm.net to fix my credit. They helped me dispute and delete several accounts off my credit reports for half the price of what other companies charge.

October 28, 2014
Unprompted review

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