Credit Key Reviews 

1,692
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

Credit Key was quick and easy to apply for. They have reasonable terms and allow you to increase your purchasing power for your business. Highly recommended

Rated 5 out of 5 stars

Credit Kay is a great solution for my business. At this time, we are only using it for purchasing products from other vendors, but we are quickly looking into integrating it as a payment method for ou... See more

Rated 5 out of 5 stars

I was about to give up on looking to fund machines for my janitorial company, then credit key gave us a credit line! We got our machines & credit key came out with a debit card connected to our credit... See more

Rated 1 out of 5 stars

Each individual transaction becomes its own bill. So if you want to pay 300 a month for smaller purchases I recommend a real visa or master charge. It’s almost predatory in nature. Do not recommend ev... See more

Company details

  1. Payment Service
  2. Alternative Financial Service
  3. e-Commerce Service

Written by the company

Credit Key offers Buy Now, Pay Later options for businesses as an instant B2B Point-of-Sale financing payment option. Offering and receiving financing has never been easier. Credit Key offers pre-built integrations, lightning fast customer support, and a quick automated application process to simplify and streamline the B2B sales process.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2K reviews

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4.5

All reviews

(1,692)

22 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Credit Key made it possible for us to purchase with ease.…

Credit Key made it possible for us to purchase parts for a non-working machine we really needed up and running asap. At Webstaurant we found the item and also the available funds from Credit Key. That was a relief! Thank you Credit Key for having that available to businesses.

February 25, 2024
Rated 3 out of 5 stars

Better Communication

It took me exactly one month and 2 days to finally get thru the process of establishing an account and ordering the items that we have been trying to purchase. There needs to be much clearer communications with both the retailer and credit key when it comes to opening accounts and determining the difference between an individual, a business and a government account.

February 22, 2024
Unprompted review
Rated 1 out of 5 stars

Abruptly closed out my credit line

I was enjoying Credit Key. I am currently expanding my business and need equipment. Credit Key made it possible until they no longer. I went in to place a usual order and it was declined. I was stunned. When I signed into my account, I saw where the entire credit line was removed with the status as declined. I have completed and paid off loan amounts with them on-time with no late payments for months now. Credit Key is yet to give me a satisfactory explanation and told me that I can reattempt in six months! No thank you. They rather take the risk on approving accounts for new customers instead of dealing with proven good customers. I spoke to others who said that the same thing happened to them. They do this to ensure that the credit used is very low. If you begin to use too frequently, you get the boot! It would be interesting to know if anyone dealt with this company long term.

Credit Key is going to attempt to respond to this review with the Credit Refresh statement but not only should that not be the case here, credit now is higher than when we were initially approved, I have confirmed with multiple customers that they are a bait and switch company - just about everyone had a similar experience.

If you get approved and need to make purchases, do this as quickly as possible as your privileges will vanish a few months later with a transparently false explanation. They extend credit limits knowing that customers will not be able to spend even a quarter of it before it is pulled.

I contacted the small business association that is meant to empower small women owned businesses and asked them to remove Credit Key as a suggestion for business financing. I would like companies like WebstaurantStore to consider mainstream and transparent options for business equipment financing. This will ensure that small businesses like my own have peace of mind when working to grow. The bait and switch of Credit Key is unfair and ensures instability.

February 29, 2024
Unprompted review
Credit Key logo

Reply from Credit Key

Hi Rhonda, if you would like more detailed information about why your account was put on hold we can provide this to you. Please reach out to our support team and we can facilitate this request.

Rated 5 out of 5 stars

I was looking for an emergency fund or…

I was looking for an emergency fund or equipment financing when our commercial freezer broke during Christmas holiday. I shoped at Restaurant Equippers and saw Credit Key financing. I was hesitant, however I prayed hard to get approved online, and just an instant got approved for a line of credit way higher of what I need! I really praise God for having Credit Key. They helped small business move forward. When our bank cant provide even a small financial help, Credit Key is the Key! They helped fueled small businesses and the economy. Thank you so much Credit Key for trusting us.

December 13, 2023

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