ERS Reviews 1,833

TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and calming demeanor, especially during stressful situations. Many people highlight the exceptional customer service, noting that advisors are knowledgeable, clear, and efficient in guiding them through processes like claims. The overall service is frequently described as excellent, with consumers appreciating the ease and stress-free nature of their interactions. However, some customers also noted issues with the user experience, such as navigating through multiple option menus to speak with someone, slow service, or difficulties with photo uploads. A few people reported dissatisfaction with claim outcomes, citing reasons like refusal to pay out or being provided with unsuitable hire vehicles. There were also isolated instances of unprofessional behavior from staff, including laughing during a call.

What people talk about most

Staff

People report positive experiences with staff, highlighting their helpfulness, professionalism, and calming... See more

Customer service

Reviewers mention positive feedback about customer service. Many customers highlight agents like Lisa Picton,... See more

Service

Clients share positive opinions on service, with many praising the helpfulness and efficiency of agents like... See more

Claim

Customers had positive experiences with claim. Many reviewers praised the helpfulness and efficiency of... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers found the process... See more

Based on these reviews

Rated 5 out of 5 stars

Being in an accident abroad was very stressful as was the worry of not doing everything for insurance purposes correctly. The call handler, Lilly, was calm, clear and concise - I knew exactly what I... See more

Company replied

Rated 5 out of 5 stars

Never hoped to use a breakdown service for our MOHO but yes, we needed help after a bracket holding the water tank came loose and the tank hit the road. Called the number - Amazingly easy to sort... See more

Company replied

Rated 5 out of 5 stars

June was very helpful and professional..she took all the details..clarified them with me and told me very articulately what would be the best course of action ..obvious this can be a stressful time... See more

Company replied

Rated 5 out of 5 stars

Efficiently dealt with by a helpful member of staff. Only slight quibble is the number of option menus you have to go through to speak to someone. Also terminology makes it difficult to know which opt... See more

Company replied


Company details

  1. Insurance Company

Written by the company

ERS is the UK's largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it's a way of taking care of what stands at the heart of their passion or livelihood. For these people, standard insurance isn't enough. That's why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer’s needs. We are at the start of a period of profound change in the motor world. Vehicles are more connected, intelligent, and accessible than ever. It is thought that by 2050, transportation will be dramatically different in urban areas, as more and more people opt for shared travel / shared ownership, and Mobility as a Service (MaaS) takes shape. As the UK’s largest specialist motor insurer, we have immersed ourselves in this changing world, learning and adapting to provide our brokers with the insight and specialist cover that their clients require along the journey of future mobility. Our new Class of business, Motor Innovation is designed for the vehicles of tomorrow; from autonomous cars and connected vehicles to insurance embedded into platforms and insurance cover for limited durations Discover more at ers.com


Contact info

ERS Insurance Products

A+ rated specialist motor insurance, only available through brokers.

4.6

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 91% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Called in regards to a claim and spoke…

Called in regards to a claim and spoke to June. She was great and very friendly and helpful. I was extremely shaken up and she took the time to go through everything with me in a calm manner and even rang me back after the call cut out

August 26, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 5 out of 5 stars

Excellent customer service

Jacob really helped us today when we were stressed out about reporting a road traffic accident. He went above and beyond by reassuring us, showing great customer service and patiently reassuring and teaching us the process step by step. There should be more people as friendly, knowledgeable and as helpful as Jacob. I hope he is rewarded for his help, Thank you so much

August 23, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 5 out of 5 stars

Accident Claim

All questions answered accurately and pleasantly

August 21, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 1 out of 5 stars

Worst experience ever

I just had one of the most unprofessional experiences ever. I called for assistance and a male representative answered the phone—only to immediately start laughing. Not just a chuckle, but full-on laughing for nearly a whole minute. I said "hello" multiple times, thinking it was a bad connection or a mistake, but he just kept laughing and said nothing. I eventually had to hang up.
This is completely unacceptable behavior for any business. It was rude, immature, and incredibly unprofessional. I expect better and won’t be calling again unless I know this issue is taken seriously.
Time of call : 16:15
Date: 20/08/2025

August 20, 2025
Unprompted review
ERS logo

Reply from ERS

Hello Mohammed,

Thank you for leaving a review. We have sent a request asking for further information about your complaint via Trustpilot. Please reply providing us your ICE reference number so that we can find you in our system and resolve your complaint or send us an email on complaints@iquw.com.

We look forward to hearing from you.

Thank you.
ERS Team

Rated 4 out of 5 stars

Sarah was extremely knowledgable,and…

Sarah was extremely knowledgable,and answered all my questions, taking me through all aspects of my car insurance quote. Email confirmation was quickly sent to me so that I could examine the cover and cost.

August 20, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 1 out of 5 stars

Mary Jane patiently went through…

Mary Jane patiently went through everything in a clear & calm manner which is all you can hope for.
Quickly went from 5 stars to 1.
5 days without a car before the replacement car will arrive and the choice was an estate car - which is not a like for like replacement - and it wasn't a choice it was take it or leave it.

August 13, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 5 out of 5 stars

Kayleigh

Kayleigh, the call taker was very polite, clear and calm with everything she asked and also when answering questions that I had. Given the week I have had, this was quite welcome and reassuring to myself.

August 13, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 1 out of 5 stars

Totally useless.

Totally useless.
They are great at taking your money, but heaven forbid you should need to make a claim.
Our car was written off just over a month ago = 21st June. by someone driving into the back of us.
The other driver accepted responsibility, so you would think it would be quite straight forward, but NO.

We were insured though Adrian flux who wash their hands of any responsibility immediately and you will spend hours of your life while you get shoved from their handling company Auxillis, back to ERS.
ERS were wholly incompetent, spent more time trying to low-ball us on the price of the car than worried about our loss.
They didn't sent an assessor, to view the car, instead we had to spend hours taking pictures and videos to upload to their website before they would process the claim.

We had our excess deduced from the payout for the car, both Adrian flux and ERS say its down to us to get this back from the 3rd parties insurer!
Neither are remotely interested in doing their job.
My only advice, if you ever need to make a claim and want a stress free experience, avoid Adrian flux/ERS at all costs.
The 3rd party's insurer Hastings direct said that it was most "irregular and unprofessional" for an claimant to have to recover the excess from them directly.
Pretty much sums up ERS

August 11, 2025
Unprompted review
ERS logo

Reply from ERS

UPDATE 14/08/2025

Hello Rob,

We are pleased to hear our Customer Relations team were able to help you with your complaint. Please get in touch If you have any further questions.

The ERS Team

----------------------------------------------------------

Hello,

We are sorry to hear about your recent experience with ERS. We have notified our customer service team who will be in touch to help resolve your complaint.

Thank you.
ERS Team

Rated 5 out of 5 stars

Easy to deal with

Very impressed with how quickly I got through to speak to Kayleigh in the claims department. She was very helpful and it was easy to log a claim on behalf of my client. Top work. 10/10

August 4, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 5 out of 5 stars

Extremely helpful.

Extremely helpful and understanding after me reporting a very annoying no-fault claim. All now proceeding as described.

August 1, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 5 out of 5 stars

friendly staff

August 1, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 5 out of 5 stars

Very polite and professional

Very polite and professional

August 1, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 5 out of 5 stars

Amazing assistance

June was most helpful and got this all sorted in record time

August 1, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 4 out of 5 stars

Friendly and helpful responses

Friendly and helpful responses. My only issue was my inability to attach photos to the damage assessment link. However I was advised to submit them by email.

July 30, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 5 out of 5 stars

My partner spoke to Roxanne today

My partner spoke to Roxanne today, she was very helpful thank you

July 30, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

Rated 5 out of 5 stars

Call handler - Lilly

Call handler - Lilly was polite and efficient

July 29, 2025
Unprompted review
ERS logo

Reply from ERS

Hello,

Thanks for taking the time to leave us a review. We're glad to hear that you are happy with our service.

The ERS Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look