Everything Breaks Reviews 439

TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Considering 131 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently praise the staff for being knowledgeable, friendly, and helpful, often going above and beyond to assist with issues and explain coverage. Many people appreciate the transparency and good service provided by representatives, making stressful situations more pleasant. However, some people were dissatisfied with the payment process, reporting delays in refunds and issues with high labor costs. There are also concerns about the time it takes for approvals, with some experiencing long waits for their vehicles to be serviced. A few customers also mentioned rude agents and a lack of communication from the payment department.

What people talk about most

Staff

Clients share positive opinions on staff, with many praising representatives like Keenon Morrison, Marco, and... See more

Customer service

Customers had ambiguous experiences with customer service. While some reviewers, like those who interacted... See more

Service

Reviewers highlight ambiguous aspects of service, with some experiencing significant frustration due to... See more

Payment

Customers consistently note negative experiences with payment. Many reviewers report unauthorized charges,... See more

Warranty

People report ambiguous experiences with warranty. Many customers express dissatisfaction, citing issues like... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I upgraded this from a two star to a four-star since the time I put this in myself and the Midas GM were pushing the claims department pretty hard to get it going. When I was told 24 to 48 hours that... See more

Company replied

Rated 5 out of 5 stars

The representative Robert was very helpful in providing me information about my claim he was great, patient and knowledgeable but as I read I pray that all goes well with my claim. I have been follow... See more

Company replied

Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️⭐️ I had the absolute pleasure of working with Crystal at Everything Breaks. She went above and beyond in helping me understand my benefits and resolving an issue I was having. Not only was s... See more

Company replied

Rated 5 out of 5 stars

I had an emergency arise, and it has financially disturbed the Apple cart so to speak, and I called and spoke to Darlene and she was able to assist me so that I could still keep my coverage and not ha... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

With 20 years of experience working in the warranty business, the head honchos at Everything Breaks know that traditional extended warranties don’t always work in the consumer’s favor. Paying a large sum upfront for extended coverage isn’t consumer-friendly, and being bound to a contract for up to 72 months is just plain unreasonable. So, they created a monthly protection program that works for you by alleviating hefty upfront payments and long-term commitments. At Everything Breaks, we always keep the customer in mind when developing new protection plans. It’s our mission and pleasure to offer great coverage at an affordable price.


Contact info

3.5

Average

TrustScore 3.5 out of 5

439 reviews

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Replied to 90% of negative reviews

Typically replies within 48 hours

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Rated 5 out of 5 stars

I spoke to 4 individuals (with no hold…

I spoke to 4 individuals (with no hold times) and got all my questions handled
Appropriately. They agreed to refund the part of the coverage that I did not need, and EVERYONE I spoke to
Was very pleasant.👍😊

August 26, 2025
Unprompted review
Everything Breaks logo

Reply from Everything Breaks

Thank you for sharing your experience! We’re so glad our team was able to answer all your questions quickly and make the process smooth for you. It’s wonderful to hear that everyone you spoke with provided helpful and pleasant service. We truly appreciate your kind words and your trust in us! 👍😊

Rated 1 out of 5 stars

Illegitimate Business

I filed a claim on August 18th. I never heard from any representative following up to see how to help. I paid for the deluxe package, but the rental car process was more of an inconvenience added to the frustration of the process of waiting 24-48 before an inspector can verify the repair needed. It was more like 72 hours with my car sitting in a shop from Monday to Thursday, while Everything Breaks sent emails to the repair shop. To add, insult to injury, we sold the car and purchased another with the manufacturer's warranty included, therefore we cancelled Everything Breaks (it was no longer needed). Well, they went to a special clause and found a way to charge me $75 for cancelling. So, not only did they not fix my car, they never contacted me regarding a claim being filed, but still wanted a $75 fee for cancelling. All while, I paid a down payment plus months of billing. Not fair to me. At this point, I rate this company a scam or a real shady business that you should NOT trust.

August 25, 2025
Unprompted review
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Reply from Everything Breaks

Thank you for sharing your concerns. We take all feedback seriously and would like to clarify the details of your claim and cancellation.

Our records show that your repair facility contacted us on 08/18/2025 to initiate your claim. We attempted to follow up with the facility on 08/22/2025; while the call was answered, the line went silent, and subsequent attempts to reconnect were unsuccessful. Because we rely on direct communication with the repair facility to complete inspections and move claims forward, we were unable to proceed until we heard back from them.

Regarding your cancellation, your policy was purchased on 06/07/2025. The cancellation you requested was processed on 08/25/2025. As outlined in your contract, there is a standard cancellation fee, which is not a “special clause” but a clearly stated provision of the policy.

We were ready and willing to assist with your claim, but due to lack of response from the repair facility, we could not complete the process. While we understand your frustration with the delays and cancellation fee, our team did follow the steps and terms outlined in your coverage.

We value your feedback, as it helps us identify opportunities to improve communication and the customer experience.

Rated 5 out of 5 stars

My inquiry was handled professionally…

My inquiry was handled professionally with ultimate courtesy and professionalism to my satisfaction.

August 25, 2025
Unprompted review
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Reply from Everything Breaks

Thank you for sharing your experience! We’re so glad to hear that your inquiry was handled with courtesy and professionalism, and that everything was resolved to your satisfaction. Providing excellent service is our top priority, and we appreciate you taking the time to let us know we delivered.

Rated 5 out of 5 stars

Thanks!

I was in a financial situation and I called to cancel and helped me do oi wouldn't lose my coverage...Thanks and Thank you Abraham!

August 22, 2025
Unprompted review
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Reply from Everything Breaks

Thank you for sharing your experience! We’re so glad our representative was able to assist you and help ensure you didn’t lose your coverage. We truly value your trust in us and are always here to support you.

Rated 4 out of 5 stars

After my repairs were made to my…

After my repairs were made to my vehicle, everything breaks paid the mechanics shop for their work that they did.

April 18, 2025
Unprompted review
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Reply from Everything Breaks

Thank you for your review! We’re happy to hear that your repairs were completed and the shop was paid without issue. We appreciate your feedback and look forward to continuing to provide you with reliable coverage and peace of mind.

Rated 5 out of 5 stars

Customer service representative Darlene…

Customer service representative Darlene was very helpful at helping me sort out an issue I was having with this company. At least, I hope this time they were taken cared of or else I will update this review and let y'all know.

August 22, 2025
Unprompted review
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Reply from Everything Breaks

Thank you for your kind words about our representative! We’re glad to hear your issue was addressed and appreciate you sharing your experience. If you have any further concerns or need additional assistance, please don’t hesitate to reach out—we’re always here to help.

Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️⭐️

⭐️⭐️⭐️⭐️⭐️
I had the absolute pleasure of working with Crystal at Everything Breaks. She went above and beyond in helping me understand my benefits and resolving an issue I was having. Not only was she incredibly knowledgeable, but she was also beyond friendly. She sounded happy, was so easy to talk to, and even laughed with me along the way. Crystal turned what could have been a difficult and stressful situation into a positive, pleasant experience. Customer service like hers is rare—I truly appreciate her help!

August 22, 2025
Unprompted review
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Reply from Everything Breaks

Thank you so much for your thoughtful review! We’re thrilled to hear that our representative was able to make your experience both positive and stress-free. Providing friendly, knowledgeable, and supportive service is exactly what we strive for, and it’s wonderful to know we delivered. We truly appreciate your feedback and look forward to continuing to serve you.

Rated 1 out of 5 stars

Poor service

I've had an auto policy for over a year and fortunately haven't needed to file a claim; I purchased a home policy five months ago and was overcharged for my July payment; I have made SEVERAL phone calls since the end of July and have had promises of a refund for the overpayment SEVERAL times; some of the customer service reps I spoke with were rude and argued with me; I have had several reps hang up on me; as of today, I still don't have a refund; Everything Breaks is unprofessional, unethical and corrupt.

July 30, 2025
Unprompted review
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Reply from Everything Breaks

We’re very sorry to hear about your experience and appreciate you bringing it to our attention. We understand how frustrating billing concerns can be and we sincerely apologize for any inconvenience you faced.

Our records show that your refund was processed on July 9th, and your account has since been adjusted per your request to monthly billing, with the option to call in to make payments moving forward. We’re glad this matter has been resolved, and we truly value your continued trust in us.

If you ever need further assistance, please don’t hesitate to reach out — our team is always here to help.

Rated 1 out of 5 stars

When I wanted to cancel, I cannot get through to do so

The price I was quoted was great. Then I got an email from "Line 5" out of the blue, who, I found out handles payments. Line 5 told me that was incorrect, that I will be paying a total of over 2000, over 35 months of $75 a month. Their advertisement boasts there is no middle man (then what is LIne 5) and no hidden charges ($20 more than what was quoted). I told Line 5 what I was quoted and they said that was wrong. When I said I couldn't log into everything breaks, Line 5 sent me a link but it was to line 5/everything breaks, not the everything breaks website. That made something seem hinky. Then when irritated I started looking at other companies again, to make a better choice, (I read the fine print about what would happen if I needed an appliance repalced and it wasn't good. Some were $150 until I had been with them for three months then it would go up to $250, for example. Even if that amount went up their total for the whole year that I could claim was $5000. What if my heater went out which was $5000 (by the way my heater is going to be way more than that to replace but most places only go up to $5000 for it). Anyway, so I decided to find another company. I did and tried to cancel with this company. After having to explain several times to several people why I wanted to cancel, I was transferred to the dept. that handles cancellations. I was on hold for 20 minutes and had to leave so I am trying to call again today. They want me to discuss why I want to cancel and won't transfer me. The second man I spoke to said he was a floor manager and he would "try" to transfer me. It is silent on the phone. I have been on hold 20 minutes while he is supposedly trying to transfer me. I called back again and this person transferred me to customer service but then he had to transfer me to another department for cancellations. We will see how long I stay on hold and whether or not it gets dropped. I got someone on the line and found out they have a cancellation fee of $75 but are at least giving me a deferred payment for a month before I have to pay it so I can compare their policy side by side with my new policy and she, the customer servie woman hopes I will stay. If I stay they will supposedly change me to in house billing, so Line 5 will no longer handle my account. (Should I still decide to change, I will still have the $75 fee. Side Note: I hope the new company doesn't have a cancellation fee as well ub case U were to switch from them too). Fortunately, the previous company I left before Everything Breaks, didn't have a fee. Prior to that, my old company, that I was with for 5 years had computer issues and cancelled me without telling me due to their computer gliche then told me I had late payments. It wasn't the first time they had computer issues with my payments and when I tried to cancel with them, they said it wasn't under my name all of the sudden, it was under my friend's name that originally got the policy started for me. We had changed it to my name after the first year. So, they all have issues it seems. I hope the new compay doesn't. They have better coverage than Everything Breaks but Everything Breaks told me the other company doesn't do as promised though they have been in busines many years longer and have a much better rating.
AnywayI don't believe I should be charged the cancellation fee due to Line 5 making them seem "hinky".

August 6, 2025
Unprompted review
Everything Breaks logo

Reply from Everything Breaks

Thank you for sharing your feedback. We’re sorry for any confusion caused. We’ve reviewed your account and confirmed that the payment details you were given by Line5 were incorrect, and we have already contacted them to address this. To clarify — Line5 is solely our financing partner that processes payments for customer contracts. There is no middleman when it comes to your coverage: all sales, policy administration, and claim payments are handled directly by Everything Breaks. Our goal is to keep you and your vehicle protected, which is why we use a dedicated payment company to ensure transactions are secure. We appreciate your decision to keep your policy while you compare coverage options, and we’re here if you have any further questions or need assistance.

Rated 1 out of 5 stars

Do I have to give them a star?100% Crooks

Do I have to give them a star? Can I give negative stars? I can not begin to even explain how they took advantage of my elderly mother to the point the worry and stress hospitalized her. I beg you do NOT even consider it. June of 2024 until January 2025 is what it took to get them out of her life.

July 30, 2024
Unprompted review
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Reply from Everything Breaks

We’re truly sorry to hear about this experience. At Everything Breaks, we take concerns like these very seriously—especially when it involves the well-being of a loved one. Unfortunately, we’re unable to locate an account under the name listed in this review, and no contract holder or account number was provided.

If this is regarding an actual account with us, we genuinely want to help. Customer care is our top priority, and we’d appreciate the opportunity to look into this properly.

Rated 1 out of 5 stars

They're prices are too high for the…

They're prices are too high for the services they offer.
Spoke with customer service and the guy was a j@r|《
They are not worth what they offer as far as the services they provide.
Was with them @ $75/mo for almost 3 years and they would not help me with my car.

June 30, 2025
Unprompted review
Rated 1 out of 5 stars

I don't own a Nissan

I don't own a Nissan. I own a 2012 Dodge Ram. Still don't understand why someone from your company sent me there? That's besides the point. Gabriel told me to bring my truck closer to where I live instead of another state where Nissan was located. I'm not looking to bash your company. What I went through and what I had to do for a response is ridiculous! Just about every person I spoke with didn't understand what I was explaining to them except for George and Jose. I don't know honestly what's wrong with my truck only what Gary from Nissan has told me. Something about can shaft and or lifters?? I'm not that person to get angry right away. Just that you guys were not understanding or whatever game I felt like were being played back and forth with Nissan. I am human as well as all your workers. I understand miscommunication sometimes gets in the way. It's just that how many times even speaking again to the same person made the same mistake. I know just about everyone from your company because I called up about 100x. 😂 I'm not looking to start things up or want to talk bad about your company. If there was an issue that I may have done something wrong I get it. I wouldn't do the work neither.. I didn't do anything wrong!! I know I have to take my truck to a certified mechanic. It's to protect myself as well. So that day when my truck was having trouble I called and asked you guys to help me find a place. I know my mechanic that I used to take all my vehicles to in Brooklyn doesn't take your warranty. All I know is that my truck is at another service center and I supposedly have to wait until the 29 of July. I have children and I'm on disability. I need my vehicle if I need to go to the doctors or somewhere important or not. While my wife takes the kids to school or doctors or somewhere in general. I hope everything that Gabriel said is truth. You guys are going to repair my truck without any hesitation in a round about way. I'm sorry that I have to write on here to have a discussion with Everything Breaks. That's not my choice of conducting business with each other. If everything goes in the right direction. I promise I will write on here nothing but a misunderstanding and that Everything Breaks is a reputable Warranty Company. Before all this I've recommended you guys to people I've met or know. Thank you and Like I said before. I hope there's no more problems in the coming days. Everything Breaks stands by their word and does the right thing.

May 30, 2025
Unprompted review
Everything Breaks logo

Reply from Everything Breaks

Thank you for taking the time to share your experience. We’re sorry for the confusion and frustration you’ve encountered, and we appreciate your honesty and patience throughout the process.

We understand how important your vehicle is—especially when balancing family needs and personal health—and we regret any miscommunication that may have occurred along the way. While there were some challenges early on, we’re glad everything has now been set up, and your repair process is moving forward.

We truly value your past support and referrals, and we hope this situation is resolved smoothly from here. If everything goes as planned, we look forward to welcoming your updated review and continuing to earn your trust.

Thank you again for your feedback and for giving us the opportunity to make things right.

Rated 1 out of 5 stars

This company is the worst

This company is the worst. They approved the replacement of my transmission on May 1. They have still not sent a check and it’s the middle of July. Horrible company. Stay away from it. 100%. they have no trouble lying right to you. I’ve been told four times the check on the way. Apparently it’s not please do yourself a favor. Stay away from this company.

July 12, 2025
Unprompted review
Rated 1 out of 5 stars

DO NOT DO NOT DO NOT USE THIS COMPANY

DO NOT DO NOT DO NOT USE THIS COMPANY. I PAID MY MONEY AND WHEN THEY ASKED FOR MY CAR'S MAKE AND MODEL, THEY SHOULD EXPLAIN WHAT SPECIFIC PARTS ARE COVERED. AFTER SPENDING MONEY TO GET MY CAR TO THE MECHANIC, THEY TELL THE MECHANIC MY CBT TRANSMISSION IS NOT COVERED, BUT I AM PAYING FOR A PLAN THAT SAYS TRANSMISSION AND ENGINE IS COVERED. WASTE OF TIME, MONEY, AND ENERGY. WOULD BE SUING FOR MONEY PAID

June 30, 2025
Unprompted review
Everything Breaks logo

Reply from Everything Breaks

We’re truly sorry to hear about your experience and understand how frustrating this situation must be. Our goal is always to provide clear and honest coverage, and we take your concerns seriously.

Your feedback mentions that transmission and engine components are listed as covered items, and you're absolutely right—those are typically included in our plans. However, as explained at the time of sale and outlined in your contract, Nissan CVT transmissions are specifically excluded from coverage due to their unique design and known issues.

We always strive to be transparent, which is why this exclusion is clearly stated in the policy you received and agreed to back in January. While we regret that this specific issue wasn’t covered, all other components listed in your plan remain protected.

If there’s anything we can do to help further clarify your coverage or assist with another matter, please don’t hesitate to reach out. We appreciate your feedback and the opportunity to improve.

Rated 5 out of 5 stars

My name is Torris Powers i made a call…

My name is Torris Powers i made a call this morning and Ms. Sue Gieses help me and i could have ask for a better person to help me. She was really a great help to me solve my issue.

June 19, 2025
Unprompted review
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Reply from Everything Breaks

Thank you so much for the five-star review, Torris! We’re glad to hear that our representative was able to assist you and provide the support you needed. Your satisfaction is our top priority, and we truly appreciate you taking the time to share your experience.

Rated 1 out of 5 stars

I am retired and on fixed income along…

I am retired and on fixed income along with serious medical issues and my wife. Our budget is taxed as it is. Got a call from a woman from these people. She was cordial at first, but when I told her I would like to talk it over with my wife and shop around and call back, she got very pushy and finally said "good luck with that" and hung up.

June 19, 2025
Unprompted review
Everything Breaks logo

Reply from Everything Breaks

We're very sorry to hear about your experience and appreciate you bringing this to our attention. At Everything Breaks, we strive to treat every potential customer with respect, patience, and understanding—especially when it comes to important life decisions like vehicle protection.

What you described does not reflect our values or the standard we expect from our team. We are currently reviewing this matter internally to ensure it is properly addressed.

We understand that times can be challenging, and we respect your need to consult with your family and explore your options. If you ever decide to revisit vehicle protection in the future, we would be happy to assist you with a more supportive and no-pressure approach.

Thank you again for your feedback, and we wish you and your wife the very best with your health and well-being.

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