Our team had a great experience with Mico Steenhard and the Express Capital Team. After weeks of dealing with brokers offering less than ideal terms, Mico took the time to learn about our business,... See more
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As a newly formed LLC, with very limited credit history under the current EIN, other lenders were reluctant to offer the amount needed with the terms that made sense for our cash flow. Express Capit... See more
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As a small business owner I am often faced with cash flow challenges. Dylan Mullaney at Express Capital understands this and went above and beyond to find a loan solution that perfectly fit my curren... See more
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Roger (AKA Grant) has always been super helpful in all of our business engagements. It's almost as he's a built in lender partner the way his communication has always placed us front and center. Super... See more
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Company details
About Express Capital Funding
Written by the company
About Express Capital Funding
Express Capital Funding is a direct lender providing fast, flexible working capital solutions to small and mid-sized businesses across the United States. Headquartered in Anaheim, California, and in operation since 2013, Express Capital Funding has built a trusted reputation as a go-to alternative to traditional bank financing — helping thousands of business owners get the funding they need, when they need it most.
What We Do
We specialize in short-term working capital loans and lines of credit designed to keep your business moving. Whether you need to cover payroll, fund a new project, purchase inventory, manage cash flow, handle emergency expenses, or seize a growth opportunity, Express Capital Funding delivers same-day funding so you never have to put your business on hold.
Funding amounts are tailored to your business's revenue, cash flow, and financial performance — not rigid, one-size-fits-all bank criteria.
Industries We Serve
Express Capital Funding works with businesses across a wide range of industries, including:
- Construction & Contracting
- Retail & E-Commerce
- Restaurants & Food Service
- Transportation & Logistics
- Healthcare & Medical Practices
- Professional Services
- And many more
Why Business Owners Choose Express Capital Funding
🏦 Direct Lender — We are not a broker. As a direct lender, we set our own terms and underwriting guidelines, giving us the flexibility to work with businesses that traditional banks and brokers often turn away.
⚡ Same-Day Funding — Apply in minutes. Once approved, funds are deposited the same business day so you can get back to running your business without delays.
📋 Simple Application Process — No lengthy paperwork, no business plan required, no collateral necessary. Just provide your last 6 months of business bank statements and we'll handle the rest.
✅ Accessible Eligibility — We evaluate each application on its own merits. If your business has been operating for at least 6 months and generates $90,000 or more in annual revenue, you may qualify — even with imperfect credit. We look at the full picture of your business, not just a credit score.
🤝 Personalized Service — Every client is paired with a dedicated Funding Specialist who provides expert guidance, clear communication, and transparent terms from application through funding. No surprises, no runaround.
💼 Built for Small Business — We understand the real challenges small business owners face. When banks say no, Express Capital Funding finds a way to say yes.
Get Funded Today
Ready to access the working capital your business deserves? Call us at (800) 301-9149 or apply online at expresscapital.com. Approvals are fast, funding is same-day, and our team is standing by to help.
Express Capital Funding — Small Business Lending Simplified.
Contact info
160 N. Riverview Dr, Suite 350, 92808, Anaheim, United States
- (800) 301-9149
- customercare@expresscapital.com
- www.expresscapital.com
4.8
Excellent
580 reviews
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Replied to 100% of negative reviews
Typically replies within 48 hours
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We had a great guy named Anthony and he…
We had a great guy named Anthony and he was amazing helped me out every step of the way and even when I didn't understand and was getting upset he help me understand and answered every question I need answered thank you so much
December 17, 2024
Unprompted review
Reply from Express Capital Funding
So happy to hear that Anthony was able to help you out, Jon. Wishing you and your business all the best and look forward to a long partnership.
Dan Morris provided an excellent guide…
Dan Morris provided an excellent guide and help on capital options for my business. He explained in details the quick process and kept me posted.
Definitely recommend Dan and Express Capital Funding
December 3, 2024
Unprompted review
Reply from Express Capital Funding
We appreciate your business, Sonia and are so happy that you had a great experience working with Dan. Customer service is our top priority and we are glad to hear Dan delivered.
Was a great experience!
December 12, 2024
Unprompted review
Reply from Express Capital Funding
Happy to hear you had a great experience with us, Clifford! We look forward to a long partnership with you.
Great experience!
Great experience! This company has very talented people in their organization! Specifically, my representative David Felton who I recommend contacting has helped me more than once being a repeat customer over the years. Don't hesitate to contact David and his team for help.
December 10, 2024
Reply from Express Capital Funding
We love hearing from repeat customers! Thanks so much for your business and your glowing review of David and our services. Happy to have your business and look forward to a long partnership.
Reply from Express Capital Funding
Thanks for the kind words! Providing great service is our highest priority. Best of luck to you and looking forward to a great partnership.
Dan was very knowledgeable and easy to do business with
Dan was very knowledgeable, courteous and easy to get in contact with when I had questions. Once I decided on what funding suited my needs I was funded the next day which was literally 12 hours later :). I'm looking forward to building my business credit and increasing funding in the near future with the help of Express Capital Funding!
November 20, 2024
Unprompted review
Reply from Express Capital Funding
We're so excited that you decided to move forward with us and we look forward to helping your company grow!
Roger is always amazing
Roger is always amazing, quick and resourceful. highly recommend if this loan structure works for you
November 14, 2024
Reply from Express Capital Funding
Thanks so much, Jerry, for your amazing review of Roger and our funding options. Excited to see how your business will grow!
Great experience easy to deal with…
Great experience easy to deal with great communication
November 7, 2024
Reply from Express Capital Funding
Thank you kindly for the review! We love hearing that our clients had a great experience with great communication. That's what we strive to achieve.
Gil was very quick with processing our…
Gil was very quick with processing our application for the loan. He was very thorough and informative with any questions or concerns we had. He made this a pleasant process for us during a stressful time. Thank you, Gil, you're awesome.
September 23, 2024
Unprompted review
Reply from Express Capital Funding
Thanks for sharing your experience working with us! Happy to hear that Gil made a stressful situation easier for you.
It has been great working with Dylan…
It has been great working with Dylan and the team. They made it very easy to work with them and we were able to apply and get approved for the loan in a matter of 2 days. I loved the easy payment terms as well. I look forward to working with them again very soon in future. Thanks
October 30, 2024
Reply from Express Capital Funding
That's great to hear, Fahad! We strive to make the process as quick and easy as possible. Glad we were able to deliver! Our team is looking forward to a long partnership with you and your business.
Mico was the individual whom I spoke…
Mico was the individual whom I spoke with during the process. He was excellent in communications and I appreciated him following up be it a return phone call or an email when he said he would. Shows commitment to his trade. Probably the main factor in me deciding to move forward with the proposal. Lots of funding companies out there, I'd recommend Express Capital.
October 29, 2024
Reply from Express Capital Funding
We appreciate your recommendation, John! It truly means a lot to us to be recognized for our customer service and follow-through. Looking forward to helping you grow your business.
the best service and fast response…
the best service and fast response time. Arthur always made sure you answer his phone and answer any questions I had. 100% recommend.
October 24, 2024
Reply from Express Capital Funding
We appreciate the resounding recommendation for our services (and Arthur). Thanks so much!
Dan was great and HUGE help throughout…
Dan was great and HUGE help throughout the process. Appreciate his quick responses and follow-ups. Look forward to future business with ECF!!
October 14, 2024
Unprompted review
Reply from Express Capital Funding
Thank you so much for the kind words about Dan and his help throughout the process of getting funded. We are excited about what the future holds for your business!
Dan Morris and Express Capitol Funding
Dan Morris made the experience great. He was honest and kept me informed every step of the process. He gave me options I felt I didn’t have any. I really like the fact that I have one person to deal with throughout the process.
September 30, 2024
Reply from Express Capital Funding
We are happy to hear that Dan provided such a great experience for you, especially when you were feeling like you didn't have any options. Excited for your business to grow with us!
Express Capital is the best in the business
They were responsive, professional, and handled my loan very quickly. I strongly recommend this firm.
September 27, 2024
Reply from Express Capital Funding
Thank you so much for your recommendation!
Great communication and follow up
Great communication and follow up. Very thorough with process and expectations.
September 16, 2024
Reply from Express Capital Funding
Thanks for the feedback, Randy! We appreciate it. Best of luck to you and your business!
Dan Morris was fantastic
Dan Morris was fantastic, great customer service skills and very compassionate. Look forward to a great relationship moving forward...
August 28, 2024
Unprompted review
Reply from Express Capital Funding
We look forward to a great relationship with you as well, Denny! Thanks for trusting us with your business.
Express Funding and Dan were very…
Express Funding and Dan were very supportive and willing to explain all aspects of the process.
August 26, 2024
Unprompted review
Reply from Express Capital Funding
Thanks for the review, Sergio! We love hearing that our team (and especially Dan) was helping and supportive during the funding process.
Quick & Easy
We had a great experience with Gill. He was friendly and easy to work with.
August 5, 2024
Unprompted review
Reply from Express Capital Funding
Appreciate the shout-out for Gill, Alysen! We pride ourselves on being easy to work with. Let us know if you need anything else.
One-stop (probably the Only-stop) Shop for Financing
I have been working with Dan Morris at Express Capital for past one year and I have nothing but raving reviews for him and Meysam. They are fast, very proactive, super responsive, creative and always put customer's interest first. Keep up the good work guys and looking forward to even bigger partnership going forward.
August 23, 2024
Unprompted review
Reply from Express Capital Funding
Thank you so much for your kind words, Vipul! We're thrilled to hear that Dan and Meysam have exceeded your expectations. We look forward to continuing our partnership and helping you achieve your financial goals. Don’t hesitate to reach out to Dan if you need anything.
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