Our team had a great experience with Mico Steenhard and the Express Capital Team. After weeks of dealing with brokers offering less than ideal terms, Mico took the time to learn about our business,... See more
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As a newly formed LLC, with very limited credit history under the current EIN, other lenders were reluctant to offer the amount needed with the terms that made sense for our cash flow. Express Capit... See more
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As a small business owner I am often faced with cash flow challenges. Dylan Mullaney at Express Capital understands this and went above and beyond to find a loan solution that perfectly fit my curren... See more
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Roger (AKA Grant) has always been super helpful in all of our business engagements. It's almost as he's a built in lender partner the way his communication has always placed us front and center. Super... See more
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Company details
About Express Capital Funding
Written by the company
About Express Capital Funding
Express Capital Funding is a direct lender providing fast, flexible working capital solutions to small and mid-sized businesses across the United States. Headquartered in Anaheim, California, and in operation since 2013, Express Capital Funding has built a trusted reputation as a go-to alternative to traditional bank financing — helping thousands of business owners get the funding they need, when they need it most.
What We Do
We specialize in short-term working capital loans and lines of credit designed to keep your business moving. Whether you need to cover payroll, fund a new project, purchase inventory, manage cash flow, handle emergency expenses, or seize a growth opportunity, Express Capital Funding delivers same-day funding so you never have to put your business on hold.
Funding amounts are tailored to your business's revenue, cash flow, and financial performance — not rigid, one-size-fits-all bank criteria.
Industries We Serve
Express Capital Funding works with businesses across a wide range of industries, including:
- Construction & Contracting
- Retail & E-Commerce
- Restaurants & Food Service
- Transportation & Logistics
- Healthcare & Medical Practices
- Professional Services
- And many more
Why Business Owners Choose Express Capital Funding
🏦 Direct Lender — We are not a broker. As a direct lender, we set our own terms and underwriting guidelines, giving us the flexibility to work with businesses that traditional banks and brokers often turn away.
⚡ Same-Day Funding — Apply in minutes. Once approved, funds are deposited the same business day so you can get back to running your business without delays.
📋 Simple Application Process — No lengthy paperwork, no business plan required, no collateral necessary. Just provide your last 6 months of business bank statements and we'll handle the rest.
✅ Accessible Eligibility — We evaluate each application on its own merits. If your business has been operating for at least 6 months and generates $90,000 or more in annual revenue, you may qualify — even with imperfect credit. We look at the full picture of your business, not just a credit score.
🤝 Personalized Service — Every client is paired with a dedicated Funding Specialist who provides expert guidance, clear communication, and transparent terms from application through funding. No surprises, no runaround.
💼 Built for Small Business — We understand the real challenges small business owners face. When banks say no, Express Capital Funding finds a way to say yes.
Get Funded Today
Ready to access the working capital your business deserves? Call us at (800) 301-9149 or apply online at expresscapital.com. Approvals are fast, funding is same-day, and our team is standing by to help.
Express Capital Funding — Small Business Lending Simplified.
Contact info
160 N. Riverview Dr, Suite 350, 92808, Anaheim, United States
- (800) 301-9149
- customercare@expresscapital.com
- www.expresscapital.com
4.8
Excellent
580 reviews
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Replied to 100% of negative reviews
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Express and Dan Morris were great to…
Express and Dan Morris were great to work with. Very thorough and great option if you re looking to invest in marketing or capital improvements or anything for that matter.
November 14, 2023
Unprompted review
Reply from Express Capital Funding
Thank you for your feedback David. We look forward to seeing your marketing! Please let us know if there is anything else we can do for you.
Thank You Roger at Express Capital Funding
I'd like to express my gratitude to Roger at Express Capital Funding. From the get go Roger and his team were incredibily responsive. He walked me through the process, making it easy and stress free.The Best part!! They got me the funding I needed faster than I ever expected! I highly recommend Roger at Express Capital Funding to any business owner in need of financial support.
November 1, 2023
Reply from Express Capital Funding
Thank you for your thoughtful review Jose. Please reach out if you have any other questions.
Excellent service and hands on from start to finish
Jon was wonderful from start to finish. This funding was key for my business to get on track to expand in 2024. This financing was key and without the staff at Express Capital Funding working beyond regular business hours this would not have happened. Thank you to Jon and all other staff for helping us find the funding we needed to grow.
November 1, 2023
Reply from Express Capital Funding
Thank you for your review, Sunny! We appreciate you taking the time to let us know how we did. We are excited to be a part of your growth plan and look forward to watching your expansion into 2024. Please let us know if you need anything else.
Reply from Express Capital Funding
Thank you for your review, Douglas. We appreciate the feedback and please do not hesitate to reach out if you have any further questions.
Business loan to replace stolen tools
The experience was straightforward in regards to obtaining the loan the security check, information check was thoroughly done. After all information was checked out OK the money was deposited into my account the next day. This is just the beginning i’m optimistic. Things will be just fine from beginning to end.
October 19, 2023
Reply from Express Capital Funding
Thank you for your feedback, Phillip. We are sorry about the circumstances, but we look forward to being a valued partner to you and we are invested in your success.
Dan was great
Dan was great. He was very thorough and made me feel comfortable. He listened to my issues and did what he could do with my situation. Look forward to more deals down the road and building a great relationship with Dan.
October 18, 2023
Unprompted review
Reply from Express Capital Funding
Thank you for your review! We are glad Express Capital could help with your business and look forward to your valued partnership.
They were efficient and fast
They were efficient and fast , I usually don’t do reviews but !!! Tnx
October 16, 2023
Reply from Express Capital Funding
We appreciate your review, Fred! Please let us know if you need anything else. Glad to hear you are pleased with our efficiency!
My representative Roger was very…
My representative Roger was very helpful and made things run smoothly
October 12, 2023
Reply from Express Capital Funding
Thanks for your feedback, Edward. We aim to make things as easy and quick as possible! Please let us know if you need anything else.
I appreciated the clarity honesty and…
I appreciated the clarity honesty and tenacity of Dan. The outlook and outcome for my business growth looks great with your help. Thanks
October 10, 2023
Unprompted review
Reply from Express Capital Funding
Thank you for your review, Sowande. We are excited to see your company soar to new heights, and we are here to help you.
Reply from Express Capital Funding
Thanks for your review, Lisa. We are happy to hear it was a smooth and quick process for you. Please let us know if you have any further questions.
Express Capital greatly helped with my…
Express Capital greatly helped with my business funding. Chris was very professional with the expedition of my loan that help me grow my business.
September 28, 2023
Made things as easy as possible
Made things as easy as possible, No hidden fees, Payback was fair and better than anyone else in this market. Seemed to care to keep me as a long term client
September 27, 2023
Unprompted review
Reply from Express Capital Funding
Thank you for your review, Nuno! We appreciate your feedback and definitely care about you and your business long-term!
Help me with funding twice
I own a window siding and roofing company in Richmond, Virginia Dan Morris helped me twice with funding. He is very quick knowledgeable and efficient. Great follow up. It has really helped my business. I look forward to having Dan help me again in the future. Great job. Thanks again Mike.
September 15, 2023
Unprompted review
great communication
communication is always great. our representative,Dave, stays in touch and is easily accessible. we have done several transactions with express. quick response and funding.
September 22, 2023
I was just looking to to start building business credit.
I was just looking to to start building my businesses credit and these guys were awesome. Super fast easy process and within 2 days was already on my way to building credit.
September 19, 2023
Reply from Express Capital Funding
Thank you for your feedback, Scott. We are happy to hear that we are able to help you build your business credit. Please let us know if you need anything else.
Reply from Express Capital Funding
Thank you for your review, Nicholas!
Chris was very helpful and explained…
Chris was very helpful and explained the entire process. He was transparent and I look forward to building my business credit with Express Capital Funding. When other companies said no they said YES. Thank you Express Capital
September 13, 2023
Reply from Express Capital Funding
Thanks for your feedback, Gary. We look forward to your partnership and continued success. Please reach out if there is anything else you need!
Dan was very fast in response to my…
Dan was very fast in response to my funding needs.
September 11, 2023
Reply from Express Capital Funding
Thank you for your feedback, Shawn. We appreciate it! Please let us know if there is anything else we can do.
working capital available
very fast and understandable service, I would definitely recommend Express capital funding for construction companies need, I got helped when I really needed, thank you
August 29, 2023
Reply from Express Capital Funding
Thank you for your review, Gerardo. Please reach out if you need anything.
Reply from Express Capital Funding
Thank you for your review, Jeremiah! Please reach out if you need anything else.
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