I had no experience with setting up a high yeild online account and everyone i dealt with went above and beyond to help me. They answered all my questions and some I wasn't aware I should have asked.... See more
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FAIRWINDS was founded in 1949 on the simple idea of people helping people. That idea still guides everything we do today. We exist for one reason: to help others take control of their money and move toward financial freedom. That means fewer payments, less stress, and more confidence about the future. It’s not the message you usually hear from a financial institution, but we’re not afraid to be different. At FAIRWINDS, members are part-owners, not customers. That means we don't answer to stockholders, and we don't chase profits. Every dollar we earn is reinvested to help members save more, eliminate debt, build wealth, and live generously. We know financial freedom doesn't happen by accident. That’s why we combine personal guidance with products designed to support real, intentional financial progress, not unnecessary borrowing. That includes:
Anyone in the United States is eligible to become a FAIRWINDS member. Wherever you are, whatever your journey — if you’re committed to being financially free, you’re welcome to join us! Federally insured by the NCUA. |
3087 N. Alafaya Trail, 32826, Orlando, United States

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Great customer service, quick mobile banking, lots of fee free ATM's in my area, and a good high yield savings account rate! And not getting bombarded with offers for credit cards or loans!

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Reply from FAIRWINDS Credit Union
Superior rate on a true ‘savings’ account. Set it and forget it, there if you need it.

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Great bank. I love how they make things easy online and at their local branches. Highly recommend

Reply from FAIRWINDS Credit Union
Ease of use and help with financing larger purchases

Reply from FAIRWINDS Credit Union
Friendly customer service. I also find it easy to get cash wherever I am when needed. I especially like my debt is normal be weird debit card that is part of the partnership with Ramesy. Even when I lost my card it was easy to get replaced.

Reply from FAIRWINDS Credit Union
I have needed to call a few different times to ask questions about my account and the help I receive is always friendly, helpful, and professional. The app is very user friendly as well. I’m so glad to have my money in a safe place like FAIRWINDS.

Reply from FAIRWINDS Credit Union
I have been with Fairwinds for decades Always great service.

Reply from FAIRWINDS Credit Union
Good overall, but I wish they were more pro active in proposing or extending product offerings, instead of just leaving it to the members to do the research and choose.

Reply from FAIRWINDS Credit Union
Fairwinds is always a great company. Their customer service will not leave you on hold forever like other competitors. Keep up the great work.

Reply from FAIRWINDS Credit Union
Any time I need to chat with a Fairwinds, it’s a pleasant experience. Always efficient and professional.

Reply from FAIRWINDS Credit Union
The Goals and Money management system is a very useful feature I can’t live without. The staff is always a pleasure to work with.

Reply from FAIRWINDS Credit Union
I've been with Fairwinds since around 1996 and have always had a positive experience with them. Just recently, after years of not having issues, had to call in for something and it was immediately resolved in one call.

Reply from FAIRWINDS Credit Union
To start, we use Fairwinds because we follow Dave Ramsey and use the Everydollar app. Fairwinds gets the job done, but its online interface experience for both desktop and mobile is only average. For reference Idaho Central CU has one of the best interfaces I've experienced. Also, they seem to be technically challenged. Sometimes when you call, there is only silence on the other end. You have to try a few times before the automated system answers.
Our biggest struggle is that my wife's name does not appear on our statements even though she is a joint owner on our accounts.
Honestly this MAKES HER FEEL LIKE A CHILD, or rather, like she lives in the 1950s because she cannot open 529s for her biological kids without me asking Fairwinds to provide proof for her, showing that she owns these accounts. Thanks Fairwinds.
The lack of her name on our statements makes verifying our identity for other organizations very difficult. Over a month ago, Fairwinds said they cannot list two names on their statement but would provide a document showing my wife's name for verification purposes, then they never got back to me.
I just got off the phone with Fairwinds again to begin the process for a second time. IT TAKES THEM 3 DAYS TO EMAIL a letter of account ownership listing both of our names. When I asked what happened to my first request they said there was a glitch... but they'll make sure I get it this time.
Honestly, the only reason I'm not giving only two stars is that every credit union has issues like this. So I guess it's average.
Oh and sometimes the website just wont do anything when you try to log in. No error message, just doesn't do anything when you press "login". I've updated my review to 2 stars. I'd be happy to upgrade my review if they get in touch with me after I send them a message all this when I am able to log in some day.
Update: I've change my review to 4 stars because only a few hours later. Fairwinds emailed a letter of account ownership and call me personally to get thing sorted out. They also assured me that they are actively working on improving the joint member experience, including statement access, with a task force led by the CEO, but no timeline is set for these broader changes.

Reply from FAIRWINDS Credit Union
Fairwinds offers a variety of helpful services including zelle. I have also enjoyed my experience with having our mortgage through the you, the interest rate was much lower than the mortgage lenders and it was not cumbersome going through the underwriting process.

Reply from FAIRWINDS Credit Union
Always a very good experience when I have had to visit the Fairwinds office on Grant and Semoran, in Orlando, Fl.

Reply from FAIRWINDS Credit Union
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