Finance of America Reviews 

7,384
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 691 reviews, reviewers overwhelmingly had a great experience with this company. Customers appreciate the dedicated loan officers who guide them seamlessly through the application steps and explain every single requirement thoroughly from the very first phone call. People frequently highlight the exceptional customer service, noting that staff members are polite, highly knowledgeable, and always available to answer questions promptly over the phone. However, some customers also noted frustrating challenges regarding poor communication and significant delays during the underwriting stages. A few reviewers experienced real difficulties when status updates were severely lacking or when interacting with unhelpful office personnel.

What people talk about most

Staff

Customers consistently note positive experiences with staff, frequently highlighting the professional,... See more

Customer service

People report positive experiences with customer service, highlighting that agents are consistently... See more

Service

Users describe positive interactions with service, highlighting professional and knowledgeable agents who... See more

User experience

Clients share positive opinions on user experience, highlighting how helpful staff members made complex... See more

Response time

Consumers find response time to be positive, as reviewers frequently highlight immediate contact and prompt... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Finance of America is a wonderful company. Our loan process was so streamlined and organized. We had dedicated loan officers who walked us through the process every step of the way. Details of our loa... See more

Rated 5 out of 5 stars

FoA from the very first phone call made the process of a RM, absolutely seamless. Everything was explained thoroughly and the actual initial 'approval' was literally handled in minutes from the first... See more

Rated 5 out of 5 stars

Jason patiently answered all of my questions (& there were many throughout a month long process). Plus, I appreciated his "check-in" phone calls to give me updates as the process moved along.

Rated 5 out of 5 stars

Wonderful immediate contact as needed. Even from a long distance and not locally. Close guidance all the way thru the process with both Reggie and Theresa.


Company details

  1. Mortgage Lender
  2. also in
  3. Alternative Financial Service
  4. Non-Bank Financial Service
  5. Retirement Home

Written by the company

Our goal? Helping you accomplish yours. Finance of America’s mission is to help people feel the joy and accomplishment that comes from living retirement to its fullest. As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader. This consistent commitment to leadership and trustworthy excellence has earned us an “A+” rating from the Better Business Bureau® and the honor of being one of the top-rated reverse lenders on ConsumerAffairs.com**. *Finance of America is listed as Best Reverse Mortgage Lender by Bankrate in this article, published January 2024. **As of May 2024. Top Reverse Mortgage Lenders must have verified reviews on ConsumerAffairs, an overall satisfaction rating of at least 4 stars, and at least a 2:1 ratio of 5-star to 1-star reviews. Finance of America Reverse LLC pays a monthly fee to participate in the ConsumerAffairs Authorized Partner Program.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

7K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 3% of negative reviews

Typically replies within 1 week

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4.7

All reviews

(7,384)

674 reviews in the last 12 months

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Rated 3 out of 5 stars

Buggy website

This review is not about my rep who was great. But rather the web site which is consistently buggy and inconsistent. The chances of me getting a "there is a problem" message are much higher than getting to my information. This has been through the application process and now that the loan closed 10 days ago.

September 14, 2026
Rated 5 out of 5 stars

Ciro bocchetti was great taking time to…

Ciro bocchetti was great taking time to explain everything and the process . Very impressed by his knowledge and patient with me. So glad I chose him.also he was there and returned my calls always☺️☺️👍👍👍

September 4, 2026
Rated 5 out of 5 stars

As I said b4...they helped me and kept…

As I said b4...they helped me and kept me nformed bout every T being crossed & every I dotted. Explained everythg 2 the fullest extend..Made me feel like family at the Dinner table...GREAT PROFESSIONAL PPL...WOULD DEFINITELY RECOMMEND.

GG

September 14, 2026
Rated 1 out of 5 stars

Make sure they you have a person who knows thier job.

They do not communicate, nor do they respond when ask. I had a more difficult loan but there is no way it should of taken five and a half months to complete. I felt like the people I was dealing with had no idea what they were doing nor did they care. Melissa Yoho in particular was hard to deal with. I was told one thing and another happened several times with a brush off explanation.

September 8, 2026
Rated 5 out of 5 stars

My experience was great because of…

My experience was great because of Reginald.Park loan officer he assisted me through out the process answering all questions and helping me to process all documents he was an asset to the process and definitely the reason the experience was successful again thank you Reggie!

September 6, 2026
Rated 4 out of 5 stars

It was a struggle to fit the best company

I was not very happy when my original rep did not answer my calls or emails which caused me to go elsewhere. It took 2 weeks to FOA to call me back because my original rep had passed away. I spent many hours on the phone and emails to get what I wanted and I burnt the bridge with your competition. In the end I decided to go with FOA as they provided the best rate.

September 6, 2026
Rated 5 out of 5 stars

Kelly Wallace and tesm

Kelly Wallace walked me through the process. He assisted me with what information was required and really listened to me. When problems came up. Kelly assisted me with next steps and required information. Then the entire team assisted me with need documents I needed to provide and made the process very easy. Even though the process took time it was a painless easy process thanks to Kelly and his team. Thank you ! you for calling customer care my name is Gregory. May I have your first and last name please thank you and good morning. How may I help you? I can help now I do need to pull up your account here Jesse can you help me with your date of birth thank you and the account would be under your name correct OK thank you in Alami just a brief moment to get your account pulled up here. I can help 1026 here we go now Jesse just to make sure I’m pulling up the right account and for security purposes if you can help me with your ZIP Code, please thank you and did you have handy with your ID number? OK that’s OK no no no don’t give out your social here we go I mean download your account here now just in case this call drops before we’re done. Is there a number I can call you right back 943284397 OK so I’ll call you right back if we get disconnected 943-2846397. Awesome, and then help me. I know you were asking if if you had any medication‘s ready to fill mail OK let’s see we’ll see your account just started in July correct yeah I’m just not seeing any activity. I’m not seeing any prescriptions over here at the mail order. Let’s see her seeing if anything was transferred over now you were wanting to use home delivery correct yes that’s well. I can only talk about your account because of personal health information. Personal health information I can help you with your account now is Amber your wife OK I have your account pulled up. Let me let me take a look at hers. OK thank you still pulling up her camper with me and of so I see Jesse that’s you correct then I see a Joseph in Miller and then you said your wife and her first name Amber I’m not seeing Amber help me with her date of birth 38 four let me see here we go. I have Amber‘s account of course Amber knows you’re calling her behalf yeah and so you wanted to know if we had mailed anything to her now let’s see date of birth and then help me once again so I can download her account the ZIP Code again 162 well did not show up. I’m pulling up her account right now and so now on this account, which started July one this year I’m not showing any activity not showing any activity. No mail order and I’m sorry Corey Cora, and her birthday again oh thanks that’s 28. I appreciate your patience. let’s see and wait for us to pull up something Cora here we go.

September 6, 2026
Rated 5 out of 5 stars

Super Job

They helped me through the hold process. Mark was great to help and stayed on top of it all right to the end and after.

August 31, 2026

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