Go Car Credit Reviews 2,829

TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, understanding, and professional approach, making every interaction pleasant and stress-free. The customer service is frequently highlighted as outstanding, with many people appreciating the personalized and compassionate support they receive. Consumers also commend the excellent service, noting the efficiency and ease of their overall experience, from the initial setup to managing their accounts. The user experience is often described as smooth and straightforward, with clear communication and quick resolution of queries. However, some customers have experienced issues related to payment and the overall process. A few people mentioned delays in finance being sent, leading to long waits for vehicle collection, or difficulties with communication and inconsistent information from different agents.

What people talk about most

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the staff for being helpful,... See more

Customer service

Reviewers consistently report positive feedback about customer service. Customers frequently praise the... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the quick and efficient... See more

User experience

Clients share positive opinions on user experience. Many reviewers found the process easy, hassle-free, and... See more

Payment

Consumers find payment to be ambiguous. Many reviewers appreciate the flexibility to make additional lump sum... See more

Based on these reviews

Rated 5 out of 5 stars

Recently bought 2018 qashqai with go car credit, had an amazing hassle free experience, everything went smoothly and customer service was excellent throughout the whole process. To the people who l... See more

Company replied

Rated 5 out of 5 stars

After having a conversation with Chris about my situation and what been going on for me he listened to everything that I was explaining then he takes me through the different process and how to overco... See more

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Rated 5 out of 5 stars

Louise was so helpful, understanding and clear in sorting everything out. She worked with me and assisted in re-setting my finance plan, taking into account my past payment record. It's so good to spe... See more

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Rated 5 out of 5 stars

I spoke to Andy W this morning at Go Car Credit . My circumstances have changed temporarily and I was very worried about my next car payment . Andy was amazing, he was calm , concise and informative.... See more

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Rated 5 out of 5 stars

I spoke to Louise this afternoon who couldn’t have done more for me, was friendly and completely understanding of my situation. I would urge anyone ‘burying their head in the sand’ or struggling to... See more

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Rated 5 out of 5 stars

In an IVA so poor interest rate which cant be avoided but they have been brilliant in setting up the policy and keeping me informed. The vehicle was unfortunately written off a few months in and i was... See more

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Rated 5 out of 5 stars

I have been having a few difficulties being self employed through winter and called Go Car Credit regarding my payments and spoke to Louise and she was absolutely brilliant. So refreshing to see a co... See more

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Rated 5 out of 5 stars

Absolutely Delighted! I was so happy to get an approval within less than an hour. Amazingly friendly customer service team. They made me feel completely at ease, and were incredible when answering an... See more

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Rated 5 out of 5 stars

Had a great experience! I applied a few months back but brought a car separately which broke down with a month! Contacted them back and explained the situation and they still had my pre approved decis... See more

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Rated 5 out of 5 stars

Here's a friendly, genuine review for you: ★★★★★ Best finance company I’ve used! Absolutely love Go Car Finance they’re good at what they do and super professional from start to finish, Getting... See more

Company replied

Rated 5 out of 5 stars

I had a fantastic experience with Go Car Credit today. I spoke with Ben, who was incredibly helpful and provided all the information I needed in a calm, clear, and professional way. Everything was han... See more

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Rated 5 out of 5 stars

I am really pleased with their attitude and friendliness and when i spotted an error, they rectified it immediately and ran through everything easily and slowly, so i could ask questions and write t... See more

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Rated 5 out of 5 stars

I spoke to a lady called Steph, she was friendly, polite and courteous. She covered all the details comprehensively and made everything seem so easy and straighforward. I had no concerns or questio... See more

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Rated 5 out of 5 stars

I had a lovely chat today with Louise i found her very friendly and helpful she was very patient and very understanding and she made me feel at ease while remaining professional at all times. A lovely... See more

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Rated 5 out of 5 stars

Go Car credit have been great. The smoothest transition for a part exchange I’ve experienced. Mason was incredible, he actually found my dream car for me and within a week I had collected the car!... See more

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Rated 5 out of 5 stars

Chris made me feel at ease, very professional and friendly. I was worried about my arrears, Chris made me feel so comfortable and at ease. I really appreciated him being so supportive and pati... See more

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Rated 1 out of 5 stars

STATES THAT THEY OFFER FINANCE WITH POOR CREDIT?? I HAVE A GREAT JOB, AND HAVE LIVED IN THE UK ALL MY LIFE. BUT I HAVE POOR CREDIT FOR BEING IN DEBT AFTER LEAVING CARE HOMES WHICH ALMOST RUINED ME AT... See more

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Rated 5 out of 5 stars

I had a call with Louise today, she was very friendly and we sorted out my situation, she didn’t judge me and made me feel very comfortable. She also gave me advice in relation to personal matters of... See more

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Rated 5 out of 5 stars

Absolutely outstanding service from Tasha at Go Car Credit. She took the time to listen carefully and went through everything clearly and thoroughly, ensuring we fully understood each step. She was... See more

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Rated 5 out of 5 stars

Spoke to Louise today from Go Car Credit and what an amazing experience. She was friendly and explained everything throughout the call. Not rushed and took the time to listen. Thank you Louise your an... See more

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Rated 5 out of 5 stars

In all hightsite can’t fault them had big problem with a car thay got on it and sorted and out off respect thay wear not best pleased with pictures I sent them so honestly thank you and really appreci... See more

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Rated 5 out of 5 stars

I spoke with andy w he could not be anymore helpful, he put me at ease explained everything i needed to know and helped me with my enquiry thankyou so much

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Rated 5 out of 5 stars

I'm so shocked how amazingly they dealt with my shopping for a car needs. Very kind, explained everything well and allowed me to get on with my day as not held in long meetings or having to make my wa... See more

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Rated 5 out of 5 stars

John in the complaints department has been nothing but amazing and helpful, constantly in touch keeping me updated and helping me with everything at a stressful time. Thanks again I really appreciate... See more

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Rated 5 out of 5 stars

Louise was extremely helpful, been struggling a bit recently and she took the time to listen to the situation and work out the best solutions given the current circumstances. Fantastic help and def... See more

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Rated 5 out of 5 stars

One of the easiest finance companies i have dealt with over the years. Great offers and very helpful. Ben make my first experience with go car credit a dream will use and again and will recommend to f... See more

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Rated 5 out of 5 stars

Had to call due to slight financial hardship and Chris in collections was superbly helpful. Very friendly and completely understanding in every way. Cant recommend them enough.

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Rated 5 out of 5 stars

My guide I think her name was Laura was amazing very responsive no messing about just an amazing experience puts credit plus to shame! Thank you for your speedy turn over time and professionalism thro... See more

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Rated 5 out of 5 stars

We found it challenging to get finance because of a credit score which really isn't a refection on how we take care of our finances now, but mistakes made in younger years. It's cancelled... See more

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Rated 5 out of 5 stars

I think you was relatively easy to deal with.The decision could have been a bit quicker, I think a week to make the decision was a long time but it was what it was other than that I think that where... See more

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Rated 5 out of 5 stars

I had been with Go Car Credit for 2 years and I decided it was time to upgrade my car, after enquiring with other company's Go car credit accepted my renewal straight away and let me get a new car bef... See more

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Rated 5 out of 5 stars

Spoke with both Tanya and Louise who showed empathy in my situation and helped me out urgently. Can’t thank them both enough. Amazing customer service!

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Rated 1 out of 5 stars

At first, GoCarFinance was fantastic. They approved me back in 2021 when my credit wasn’t perfect. I’ve now paid off the car they let me buy but they now won’t let me refinance another car even though... See more

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Rated 5 out of 5 stars

Andy W was easy to talk. Reassurance and went above and beyond explaining everything even if it took a while to work everything out he showed patience

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Rated 5 out of 5 stars

Worked swiftly. I was with another finance company and it took them 3 weeks to find me a suitable car and sort everything out but we grew tired of them so looked elsewhere and found these 🙌🏻

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Rated 5 out of 5 stars

Incredible service from start to finish! The online application was straightforward, and I had an initial decision almost instantly. The communication was excellent—I always knew exactly what document... See more

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Rated 5 out of 5 stars

She was superb, very understanding and mindful of my situation. Helped workout the best deal going forward for my financial situation. I would recommend her to anyone facing difficulties. Excellen... See more

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Rated 5 out of 5 stars

I recently bought a car that unfortunately had a few issues, but the support I received from the finance company was outstanding — especially from John Jacobs. John was professional, understanding,... See more

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Rated 5 out of 5 stars

I had poor credit after bad decisions. Gocarcredit have really made buying a car easy to do, and the finance was provided quickly BUT with consideration.

Company replied

Rated 5 out of 5 stars

I was helped by Andy W who immediately Put my mind at rest and organised a sensible payment plan which I know I can keep too

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Rated 2 out of 5 stars

So they advertise that they do finance with black box no pay car gets deactivacted if no pay and confirmed by a staff member but yet still have issues. Won’t be using recommended this company to... See more

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Rated 5 out of 5 stars

Spoke with the lovely Louise today. She’s probably the best person I’ve ever spoken to. Very kind and helpful and didn’t make me feel uncomfortable during our call. I hope you hold on to her as she... See more

Company replied

Rated 5 out of 5 stars

My advisor, Steph, was very clear and friendly, explained everything I needed to know, very simple process overall could not fault

Company replied

Rated 1 out of 5 stars

Worst experience i ever had. People with bad credit will pay two times for an old car plus a huge interest. Big rip off please dont be bind in a five years contract. Be warned. The acomplish is quick... See more

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Rated 5 out of 5 stars

I was fully supported by who thought was a stranger yet I felt like I had known her! You went the extra mile Louise, you advised like the professional you are and you listened to my heart, not just my... See more

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Rated 5 out of 5 stars

Andy W was really helpful and reassuring. He ensured that I was comfortable with everything and explained thoroughly.

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Rated 5 out of 5 stars

Was very happy with how my call was handled and found Louise to be very helpful full and understanding of my situation

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Rated 5 out of 5 stars

Great finance company gave me finance I'm on a iva all sorted very quickly new car sat on drive very pleased

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Rated 5 out of 5 stars

Really helpful, patient and understanding. Very grateful for the professional approach and compassionate manner. Louise was a star and we got the issue resolved, many thanks Louise.

Company replied

Rated 5 out of 5 stars

I would first like to recommend this Company. They are very Proffessional and I would recommend them for your next car. Use GO CART Credit......

Company replied


Company details

  1. Car Finance and Loan Company

Written by the company

Go Car Credit want to provide those with impaired credit profiles the green light to enable them to walk on to a dealer’s forecourt with confidence, helping them get behind the wheel in no time. We understand anyone could have problems getting credit via traditional banks. The primary focus is ethical and responsible lending and putting the customer’s interest at the core of every decision made


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 96% of negative reviews

Typically replies within 24 hours

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Rated 1 out of 5 stars

WORST COMPANY EVER - AVOID AVOID

WORST COMPANY EVER. Never use them. I was first pre approved. I wanted to give a high deposit so I could bring the monthly payments down. They wanted to know where the deposit came from so I said from my brother. Gave the bank statements and showed proof of transfer. She then refused it on the basis of we don’t think you can afford £210 a month on the finance and have refuse me. Spoke to their manager Taylor. She couldn’t come up with some stupid excuse that we’re not satisfied with high deposit. Bunch of lying untrained and unprofessional idiots. Kept changing their statements.AVOID AT ALL COSTS

April 16, 2026
Unprompted review
Rated 5 out of 5 stars

Go car credit treated me fairly and…

Go car credit treated me fairly and professionally, couldn't fault them at all

April 15, 2026
Unprompted review
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Reply from Go Car Credit

Dear Jeanne,

Thank you for choosing Go Car Credit.

We are very pleased to hear that you felt you were treated fairly and professionally throughout. It means a lot to know you had such a positive experience with us.

We really appreciate you taking the time to share your feedback. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

I recently had the pleasure of working…

I recently had the pleasure of working with Andy w, and I can0 honestly say that his support was exceptional. From the very start, he was incredibly helpful,understanding and took the time to listen to my concerns. His expertise and approach made a huge difference in guiding me through the process. It actually made me wish I had reached out to them for advice sooner. Andy's patience and dedication made me feel confident and at ease every step of the way. If your looking for someone who truly cares about providing support and solutions. I highly recommend working with Andy w and the team.

April 15, 2026
Unprompted review
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Reply from Go Car Credit

Dear Donna,

Thank you for your review.

We are delighted to hear that Andy W gave you such exceptional support and took the time to listen to your concerns with understanding and care. It is wonderful to know his knowledge and approach helped guide you through the process and left you feeling more confident and at ease.

We will make sure your kind words are shared with Andy W and the wider team. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Karina is one in a million I would of…

Karina is one in a million I would of gave the car back I think if it wasn’t for her helpful and concerned communication she listened to me and she really helped everytime I needed her… I am I autistic vulnerable adult most people fob me off or don’t understand me as I come across very blunt and she calmed me down and she was just lovely she should be promoted or at least a raise for her unbelievable communication skills with customers who are on the spectrum xx

March 14, 2026
Unprompted review
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Reply from Go Car Credit

Dear Emily,

Thank you for your review.

We are truly pleased to hear that Karina supported you with care, patience and understanding. It means a lot to know she took the time to listen and helped you feel more reassured throughout.

We will make sure your wonderful comments are passed on to Karina. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Very nice and helpful gave me some good…

Very nice and helpful gave me some good advice and guidance

April 14, 2026
Unprompted review
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Reply from Go Car Credit

Dear Paulette,

Thank you for your review.

We are pleased to hear that you found the support helpful and that the advice and guidance you received made a positive difference.

We really appreciate you taking the time to share your feedback. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Customer help

Sent an email in regards to my car Finance,
Chris rang me back pretty much straight away, to help with the query.
Chris is very professional and very helpful
An absolute credit to the company
Thanks again

April 13, 2026
Unprompted review
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Reply from Go Car Credit

Dear Customer,

Thank you for your review.

We are pleased to hear that Chris got back to you so quickly and was able to help with your query in such a professional and helpful way. It is always great to know our team is making a positive difference.

We will be sure to share your lovely feedback with Chris. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Really happy and can’t thank you guys…

Really happy and can’t thank you guys enough
Really happy with my car
Thank you so much
Couldn’t recommend more
Five stars

April 10, 2026
Unprompted review
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Reply from Go Car Credit

Dear Customer,

Thank you for choosing Go Car Credit.

We are delighted to hear how happy you are with your car and with the overall experience. It is wonderful to know you would recommend us so highly.

We really appreciate you taking the time to share your feedback. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Hi I spoke with Andy w

Hi I spoke with Andy w, he was absolutely amazing, helped me with kindness throughout my phone call. The best customer service team I’ve come across especially when in arrears. Helped me tremendously with everything. Couldn’t have had a better outcome. Thank you again.

April 13, 2026
Unprompted review
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Reply from Go Car Credit

Dear Customer,

Thank you for your review.

We are so pleased to hear that Andy W supported you with such kindness and helped you so much during your call. It means a lot to know you felt well looked after and had such a positive experience with the team.

We will make sure your lovely feedback is shared with Andy W. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Really great friendly service and made…

Really great friendly service and made everything clear and understandable.

March 6, 2026
Unprompted review
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Reply from Go Car Credit

Dear Derek,

Thank you for choosing Go Car Credit.

We are so pleased to hear that you received such a friendly service and that everything was made clear and easy to understand throughout.

Your feedback is greatly appreciated. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Amazing company very helpful and help…

Amazing company very helpful and help you out when in need. Their customers service is amazing.

April 12, 2026
Unprompted review
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Reply from Go Car Credit

Dear Connie,

Thank you for choosing Go Car Credit.

We are so pleased to hear that you found the team helpful and that the customer service stood out to you. It means a lot to know we could be there for you when you needed support.

We really appreciate you taking the time to share your feedback. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 1 out of 5 stars

Between go car credit and DSG worst…

Between go car credit and DSG worst company ever. False promises and lots of lies. Tell you youve been accepted blah blah then want you to magic up a document you cant. Then say all approved but hear nothing. Poor dealer sat at garage over closing time waiting so I could collect vehicle which I havent been able to do. Quick approval and payments HELL NO, JUST A BUNCH OF USELESS LYING STAFF WITH FALSE PROMISES STAY CLEAR!!!

April 11, 2026
Unprompted review
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Reply from Go Car Credit

Hi Becca,

We’re really sorry to read about your experience and appreciate you taking the time to share your feedback.

We understand how frustrating this situation must have been, especially with the inconvenience caused at the dealership. To ensure we lend responsibly and protect all parties, there are occasions where we need to request additional information before we can complete an application. We’re sorry if this wasn’t clearly explained to you or if expectations around timescales were unclear.

We also want to reassure you that we would never advise a customer to travel to a dealership until all checks are fully completed and everything is in place for collection. We’re sorry if there was any confusion around this during your journey with us and the broker.

We’ve raised this with the broker involved, and they will be in touch to clearly confirm what information is required to move things forward.

Kind regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

I like a stress Free transaction !

I like a stress Free transaction !! and that's what I expected from. Go Car Credit after reading other reviews and they made me a very Satisfied Customer!!

April 11, 2026
Unprompted review
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Reply from Go Car Credit

Dear Greg,

Thank you for choosing Go Car Credit.

We are so pleased to hear the experience was stress free and lived up to what you were hoping for. It is great to know we were able to leave you feeling satisfied with the service you received.

We really appreciate you taking the time to share your feedback. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

After having a conversation with Chris…

After having a conversation with Chris about my situation and what been going on for me he listened to everything that I was explaining then he takes me through the different process and how to overcome the situation for me. This was a great experience to have actually someone listen to what I am saying. Thanks Chris you’ve been great.

April 9, 2026
Unprompted review
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Reply from Go Car Credit

Dear Mr Simpson,

Thank you for your review.

We are so pleased to hear that Chris listened carefully, took the time to understand your situation and talked you through the different steps in a clear and helpful way. It is great to know you felt truly heard and supported throughout the conversation.

We will make sure your kind words are passed on to Chris. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Very easy to deal with

Very easy to deal with. Dealt with a lovely lady who I believe was called Wallace. Very helpful and knowledgeable. Would recommend. Thank you

April 8, 2026
Unprompted review
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Reply from Go Car Credit

Dear Tabias,

Thank you for choosing Go Car Credit.

We are so pleased to hear you found us easy to deal with and that Wallace was helpful and knowledgeable throughout. It is always great to know our team made such a positive impression.

We will make sure your kind words are shared with Wallace. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

I had a good experience with Go Car…

I had a good experience with Go Car Credit, i was worried about my credit score and while no lender was willing to offer me, they did and helped me get the car i wanted, everything was quick and easy, saved me in my most desperate time. The staffs were very helpful and were quick to help me get sorted. Thank you

March 25, 2026
Unprompted review
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Reply from Go Car Credit

Dear Risikat,

Thank you for choosing Go Car Credit.

We are so pleased to hear that we were able to help. It is lovely to know the process felt quick and straightforward, and that the team was there to help you get everything sorted.

Your feedback means a lot to us. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 4 out of 5 stars

Friendly service

Friendly service, answered questions I had, knowledgeable and explained everything

April 6, 2026
Unprompted review
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Reply from Go Car Credit

Dear Hayley,

Thank you for choosing Go Car Credit.

We are pleased to hear that you received a friendly service, had your questions answered and felt everything was explained clearly. It is great to know the support you received was helpful and informative.

We really appreciate you taking the time to share your feedback. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Being self employed after Covid it’s…

Being self employed after Covid it’s been difficult to recover business and build it all back up, high streets refused me finance, but here it was simple to explain and proof my position, Martin guided me all the way so glad I found this company

April 1, 2026
Unprompted review
Go Car Credit logo

Reply from Go Car Credit

Dear Richard,

Thank you for choosing Go Car Credit.

We are really pleased to hear that Martin guided you through everything and helped make the process clear and straightforward. It is lovely to know you felt able to explain your circumstances and get the support you needed.

If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Application was easy and the advisor…

Application was easy and the advisor what really helpful and understanding of the situation she kept us upto date with everything to do with the credit etc will be happy to give 10 stars

April 3, 2026
Unprompted review
Go Car Credit logo

Reply from Go Car Credit

Dear Gareth,

Thank you for choosing Go Car Credit.

We are so pleased to hear that the application felt easy and that your advisor was helpful, understanding and kept you updated throughout. It is great to know you felt well informed and supported during the process.

Your feedback means a lot to us. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Great Customer Service

I spoke to an advisor called Chris, he listened to me and was completely understanding. I felt at ease and not under under pressure. He handled my query professionally and politely. Great Customer Service.

April 2, 2026
Unprompted review
Go Car Credit logo

Reply from Go Car Credit

Dear Consumer,

Thank you for your review.

We are pleased to hear that Chris took the time to listen and handled your query with understanding, professionalism and care. It is especially good to know that you felt at ease and never under pressure during the conversation.

We will make sure your kind comments are shared with Chris. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

Rated 5 out of 5 stars

Easy process from start to finish

Easy process from start to finish, they were more than helpful with finding the right car and within a matter of days I was in my new car.

March 24, 2026
Unprompted review
Go Car Credit logo

Reply from Go Car Credit

Dear Ryan,

Thank you for choosing Go Car Credit.

We are so pleased to hear the process felt easy from beginning to end and that the team was able to help you find the right car. It is great to know everything moved quickly and that you were in your new car within just a few days.

We really appreciate you taking the time to share your experience. If you need anything else, our team is always here to help.

Warm regards,

Gemma H @ Go Car Credit

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