HSBC UK Reviews 

29,346
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 11,462 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, polite, and professional during phone calls and branch visits. People also appreciate the user-friendly online platform, smooth account switching processes, and reliable day-to-day banking services that make managing finances easy. Reviewers often express long-term loyalty, noting that representatives consistently provide clear guidance and thorough support for various financial needs. However, some people mentioned difficulties reaching customer support through busy phone lines and dealing with local branch closures. Some customers also noted occasional communication issues regarding specific account offers, unfulfilled promotional bonuses, or restrictive mortgage advice.

What people talk about most

Staff

Consumers find staff to be exceptionally helpful, often praising their courteous, professional, and... See more

Service

Customers had positive experiences with service, noting that staff are friendly, professional, and very... See more

Customer service

Customers consistently note positive experiences with customer service, praising helpful and knowledgeable... See more

User experience

Clients share positive opinions on user experience, highlighting that the online platform and mobile... See more

Payment

Users describe ambiguous interactions with payment, as experiences with financial transfers and account... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I did a current account switch thanks to HSBC's incentives. Switch went smoothly and day-to-day banking via app and online is perfect. HSBC has delivered on its promises and so has earned my trust and... See more

Company replied

Rated 5 out of 5 stars

Excellent, efficient and very helpful service. They made what could have been a complicated enquiry easy to deal with and worked hard to find a solution. Chris, the Branch Manager, was brilliant,... See more

Company replied

Rated 5 out of 5 stars

though there are few bank branches still open for face to face contact...the online system seems to work well when combined with the telephone availability. No problems with the representatives when s... See more

Company replied


Company details

  1. Bank

Written by the company

HSBC UK helps millions of people look after their day-to-day finances and manage their wealth, offering retail banking and wealth management to personal and private banking customers. We partner with businesses from small and medium sized enterprises to large corporates – supporting every stage of their growth and their international ambitions – through our universal banking capabilities. Please kindly do not share any personal or sensitive information.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

29K reviews

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Asks customers to review

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Replied to 95% of negative reviews

Typically replies within 24 hours

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4.4

All reviews

(29,346)

10,726 reviews in the last 12 months

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Rated 5 out of 5 stars

HSBC suit my needs

HSBC suit my needs. I have Debit, Credit and Global Money cards with them. The GM card is particularly useful when travelling as I can load it and convert currencies on the go.
When I’ve had any questions HSBC Chat and Telephone staff have been excellent - knowledgeable and polite.

September 24, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us such a positive review, Michael. We're really glad to hear that you have found the global money card useful when travelling and the chat and telephone staff excellent when needing further support. We hope you have a lovely day😊

Rated 5 out of 5 stars

HSBC customer for over 20years - thoroughly enjoyed highly dependable and user friendly mobile banking service, excellent customer service and a range of products

I have been with HSBC as a customer for more than 20 years. Over the years, I have had very positive and excellent experience with HSBC mobile banking, which is available 24/7 helping to access banking services and a range of products available through the HSCB website. I have thoroughly enjoyed the convenience of accessing my account 24/7 eg for checking my balance, making daily transactions, local and international money transfers, application for products like loans and overdrafts. I receive notifications to keep track of money in and out of my bank account including notifications to read important documents from HSCB. Excellent customer service whenever I call the bank and on a few occasions whenever I choose to walk-into the bank eg for consultation on mortgage advice and investment opportunities available through HSBC.
Highly dependable and user friendly mobile banking service and excellent customer service.

September 23, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for staying with us for over 20 years. That is such an achievement, and we're thrilled to have you here. We're so glad that you've had such excellent service across our various channels 🙂

Rated 4 out of 5 stars

I recently had to contact online…

I recently had to contact online regarding travel insurance claim. I was able to fill the form & upload relevant documents.
There was a delay in processing but was kept informed about the delay. When the agent phoned to confirm something she was professional and understanding.

September 11, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank your for your positive feedback Sudha. We are happy that the team kept you up to date with your travel insurance claim and that she was professional and understanding.

Rated 4 out of 5 stars

It makes banking easier and accessible…

It makes banking easier and accessible to check all financial transactions. Additionally you can bank any where you are.

September 23, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

We are so pleased to hear this, Lot. Thank you for your positive comments 🙂

Rated 5 out of 5 stars

Great Bank.

Always well looked after by HSBC. Have been with them since their takeover over of Midland Bank, which was my first bank account ever opened. I would have to be pushed to move to another bank.

September 23, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

This is so great to hear, Ivan. Thank you so much for remaining a loyal customer over the years 🙂

Rated 1 out of 5 stars

Not keeping promise on offers!

Very disappointed that this great( supposedly) bank put out an ogfer to move a bank account under switch scheme....i complied with all conditions and they have not honoured it at date they said they would....see my chat from your website to confirm.

Extremely disappointed in your service and how i have been treated.

September 10, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Paul, I really like to help take a look into this. Please email me on social.media.uk@hsbc.com, with #4846645 as the subject and your full name and postcode. You can share some more details of what has happened, as this will help us investigate.

I will do everything I can to help you. -Haz

Rated 5 out of 5 stars

One of the Trusted Worldwide Bank HSBC

I’ve had a generally positive experience with HSBC UK. The online and mobile banking services are easy to use, and everyday banking is straightforward. Customer service has been helpful when I’ve needed assistance, although response times can sometimes vary.

The range of banking services is convenient, and I appreciate having everything accessible through the app and online banking. There have been occasional issues, but overall I’ve found HSBC UK to be a reliable bank for day-to-day banking.

Overall, a solid banking experience with good digital services and a wide range of products.

September 9, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you Habibullah, have a nice day 🌞

Rated 5 out of 5 stars

In today’s climate banks are offering…

In today’s climate banks are offering money to switch banks.
Myself and wife switched to hsbc and we soon found that customers service was second to none, going into different hsbc banks the service you get is no different from going into your own bank the staff are on the ball
Politely no hanging about, that’s why they get the 5 star.

September 23, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for your positive comments, Roger. We're happy to hear that the switch went well, and we are thrilled to have you here 🙂

Rated 5 out of 5 stars

I went there to get my physical…

I went there to get my physical statement and I was welcomed with a warm smile later on the service was super quick and they helped me thoroughly and she was really professional, on time& quick, I would highly recommend.

September 23, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for the positive feedback. We are very happy to hear that you were able to get your statement super quick, and that our staff were warm, friendly and professional. 😀

Rated 5 out of 5 stars

Excellent online banking app

Excellent online banking app, it’s easy to use, reliable, and makes managing my account really straightforward. I also received the promised perk before the deadline after completing all the requirements within the two-month window. Everything was clear and hassle-free. Very happy with the service!

August 21, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your positive feedback. We are very happy to hear that you find the app to be easy to use and reliable. We hope you enjoy the promised perk you received! 😀

Rated 5 out of 5 stars

I Trust HSBC👍

I have had to work with and use a number of departments within HSBC. I can’t fault the knowledge, professionalism, patience and attitude of every HSBC member of staff I have come across.
I have always had a positive outcome to any issue HSBC has addressed for me.
I appreciate how seriously HSBC takes the security of its customers and feel I am in very safe hands.
I also welcome the rewards offered through it’s Premier Lifestyle programme and have happily benefitted from some lovely treats.
Thank you HSBC - you look after me so well.

September 23, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your positive feedback Anna. We are very happy to hear that our colleagues have continually delivered knowledge, professionalism, patience and attitude, from all the staff members you interacted with. HSBC works very hard to keep our customers safe, and we are happy to hear that you feel you are in safe hands. We hope you continue to enjoy the rewards from the Premier Lifestyle Programme. Have a great day Anna! 😀

Rated 4 out of 5 stars

I done a balance transfere because of…

I done a balance transfere because of their v competitive offer the switch went v smoothly
I had a problem making a payment once account was set up but this was quickly sorted by one of their agents I am v pleased I opened my account

July 8, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you Pete, have a nice day 🌞

Rated 5 out of 5 stars

I have been with HSBC for very many

I have been with HSBC for very many years when they were called Midland Bank. They have always been helpful understanding very professional i would not bank with anyone else I know my money is safe. My wife also banks with HSBC and is also very happy with them

September 23, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you Geoffrey, have a nice day 🌞

Rated 2 out of 5 stars

I switched bank to HSBC but never…

I switched bank to HSBC but never received my switching offer. Then applied credit card via Martin Lewis website. After asking for 6k credit limit I was sent credit card with 1.5k. I would avoid

September 23, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Peter, I'd really like to learn more and help take a look. Please email me on social.media.uk@hsbc.com, with #4846611 as the subject and your full name and postcode. You can share some more details of what has happened, as this will help us investigate.

I will do everything I can to help you. -Haz

Rated 5 out of 5 stars

HSBC UK has a very nice and smooth app…

HSBC UK has a very nice and smooth app and great service. Fast, secure and easy to use. Love it!

August 11, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for taking the time to leave us a review, Jawad. We are glad to hear that you are enjoying using our mobile banking app and that you find it fast, secure and easy to use 🤩

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