If Skadeförsäkring AB Reviews 

15,625
•
TrustScore 4 out of 5

4.2

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Rated 5 out of 5 stars

I contacted IF försäkring to see what insurance I can get since as a member of Sveriges Ingenjorer and the terms were beneficial for me. Its not the cheapest insurance on the market but the advertis... See more

Company replied

Rated 4 out of 5 stars

The whole process of buying insurance through customer service, not online, was pleasant in that response time and courtesy were always perfect. Three things got me. First, the website is exclus... See more

Company replied

Rated 1 out of 5 stars

I didn't get a renewal by post because of some technical error. Then, because cover was better with Dina I moved to them. IF didn't cancel my cover and now I'm double insured! The most annoying thing... See more

Company replied

Rated 5 out of 5 stars

I had health insurance at IF while living in Latvia and had a great experience with them, such as you can quickly reaching customer service and getting support. Now, in Sweden, I have bought new ho... See more

Company replied

Company details

  1. Insurance Company
  2. also in
  3. Auto Insurance Agency
  4. Home Insurance Agency
  5. Personal Insurance Company

Written by the company

Vi erbjuder prisvärda försäkringslösningar som ger våra kunder trygghet och stabilitet i boende, vardag och företagande.

Written by the company


Contact info

4.2

Great

TrustScore 4 out of 5

16K reviews

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4.2

All reviews

(15,625)

722 reviews in the last 12 months

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Rated 1 out of 5 stars

If insurance often denies applications

If insurance often denies applications, I see no worth of being insured with IF.

May 10, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Davaakhuu!

Thank you so much for sharing. I´m sorry to hear that we have denied your application.

As I cannot comment on individual cases, you are more than welcome to contact us on 0771-655 655 so that we can go over what has been denied.

I wish you a nice day!

Kind regards
Sara, If

Rated 5 out of 5 stars

Car Insurance

I had to quickly setup an insurance for my new car and Gustav was promptly ready to help me with it. He was completely on top of the situation, explained it to me in simple terms and was able to respond to it quickly when I asked him to change the insurance to the previous day. Awesome work Gustav, thank you!

April 30, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Thiago,

Thank you for your review.

We are happy that Gustav provided you the best service possible and could help you further with the right car insurance for you and your car.

You are welcome to get back to us if we can help you in any other way.

Kind regards,
Linnéa, If

Rated 5 out of 5 stars

Windscreen replacement made easy

I had to get my windscreen replaced after a stone chip cracked the glass very badly. I was able to make the claim online in a few minutes and it meant there was no paperwork or delay at the repair shop.
Excellent service that was easy to use

April 18, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Ian,

I am very glad to hear that you are happy with the service and that we could help you in a good way.

Thank you for the positive feedback.

I wish you a good day!

Kind regards,
Maja, If

Rated 5 out of 5 stars

A company you can trust

The company was supportive and positively responded in time to provide the insurance claim.

April 2, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Shubhangini,

Thanks for you kind words. We're always happy to hear about your positive experiences with us.

Sincerely,
Jonathan, If

Rated 5 out of 5 stars

Super fast claim processing

Exceptional service and reliability! If comapy made the entire process seamless, from getting a quote to handling claims. Their team is professional, responsive, and truly cares about their customers.Proud to be a customer and highly recommend for peace of mind and top-notch coverage!

March 28, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Vikas,

I truly want to express my sincere gratitude for your wonderful review. It genuinely warms my heart to read about your positive experience with us. Your feedback means a lot to us, and I’m so thankful that you took the time to share it!

Kind regards,
Jonathan, If

Rated 5 out of 5 stars

Personal

Personal, good information quickly given, reasonable price, English speaking qualified staff.

March 7, 2025
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Reply from If Skadeförsäkring AB

Hello Gudmundur,

Thank you for your review.

We are happy that we were able to help you quickly and efficiently. Great that you also had good contact with our advisor who was able to help you in a qualified way.

Have a nice day!

Kind regards
Linnéa, If

Rated 5 out of 5 stars

Bought car

Bought car, insured with IF Försäkring and on the road within 5 min of shaking the sellers hand.

March 5, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Cameron,

Thanks for sharing! We’re always happy to hear about your positive experiences with us. Welcome to If Insurance.

Kind regards,
Jonathan, If

Rated 2 out of 5 stars

I’ve had life insurance with if for a…

I’ve had life insurance with if for a year and in the last bill they had raised the price considerably without previous notice. Will probably change company soon.

February 15, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Maria,

We are sorry to hear that you are not pleased with the price of the insurance.

You are always welcome to contact us on 0771- 655 655 or through our chat at If.se if you want to have a conversation about price with us or if there is anything else we can do for you.

Take care!

Best regards
Maja, If

Rated 5 out of 5 stars

The staff responses quick and…

The staff responses quick and professionally.

February 12, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Alyona!

Thanks for sharing! We’re always happy to hear about your positive experiences with us.

Kind regards,
Jonathan, If

Rated 3 out of 5 stars

More international oriented would be good!

Although it is a good company, it would be s great help if the webside was also available in English. It took me, as a non-Swedish resident, a disproportionate amount of time to understand what I had to fill in and where.

February 1, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello,

Thank you so much for taking the time to share your thoughts with us!

We value your feedback and will make sure to look into it. We want to make sure all our customers find the information they need on our website with ease. If you ever have any questions please don't hesitate to reach out to us at 0771-655 655.

Kind regards,
Jasmine, If

Rated 1 out of 5 stars

They increase insurance price whenever…

They increase insurance price whenever they want, and give stupid reason for it. Also they have binding time which restricts anyone from finding a good price from other insurance companies.
Poor experience

February 3, 2025
Unprompted review
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Usama,

We are sad to hear that you haven’t had a good experience with us.

You are always welcome to call us on 0771-655 655 or chat with us trough If.se if we can help you in any way.

Have a nice day!

Kind regards
Maja, If

Rated 1 out of 5 stars

Case was closed when communication was…

Case was closed when communication was still ongoing with insurance case handler. This is unprofessional and acceptable.

January 23, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello,

We are sorry to hear that you are not satisfied with the handling of your case.

Unfortunately, we cannot help you with specific cases here. Please contact us on 0771-655 655 so that we can help you in the best way.

Kind regards
Nellie, If

Rated 5 out of 5 stars

Very professional and helpful staff

Very professional and helpful staff. They genuinely help to get the claimed reimbursement.

January 23, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Nakul!

Thank you very much for your nice review and thank you for sharing.

How happy we are to hear that you received professional help from us when you were in contact with us.

I wish you a nice afternoon!

Kind regards
Helena, If

Rated 5 out of 5 stars

Smooth and easy

Smooth and easy

January 22, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Zaman!

Thank you for your nice review.

How happy we are to read that you find us smooth and easy to deal with when you have been in contact with us.

I wish you a nice afternoon.

Kind regards
Helena, If

Rated 5 out of 5 stars

Have them all my cars…

January 16, 2025
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Kresimir,

Thank you so much for your review.

It makes us happy to hear that you are satisfied with us and our help!

Kind regards
Nellie, If

Rated 1 out of 5 stars

Misalignment between customer Service agents

I contacted customer service today regarding my direct debit, as the payment was attempted from my old bank account. I had previously updated my bank details with your customer service team, but today I was informed that this cannot be done, and the previous agent was mistaken.

Additionally, I was charged a reminder fee for a late payment, despite not receiving any reminders via email, post, or otherwise. When I disputed this, I was told the fee could not be waived due to system limitations.

I’ve had multiple interactions with your customer support team, and each time I receive inconsistent information. This lack of alignment between agents is frustrating and unhelpful. I strongly recommend implementing clearer guidelines for your customer service team.

Given my experience so far—especially considering I haven’t even made a claim yet—I’m seriously considering switching to a different insurer.

January 8, 2025
Unprompted review
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Laura!

I'm sorry to hear that you are unhappy with how your case was handled.

Unfortunately, we cannot comment on individual cases in this forum. You are most welcome to contact us on telephone number 0771-655 655 if you wish to review the matter again.

Kind regards,
Thelma, If

Rated 5 out of 5 stars

An excellent insurance provider

It was extremely simple and easy to buy and move insurances on the portal and there were ample options to choose from.

December 27, 2024
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi AJ!

Thank you for your nice review.

We are pleased that you found it easy to buy and move your insurance on the portal.

Thank you for choosing us as your insurance company.

I wish you a nice day!

Kind regards,
Thelma, If

Rated 1 out of 5 stars

Worst customer service experience ever

Worst customer service experience ever.

The person on the phone hanged up without a word after hearing me speaking english!

I called again and they said they will follow up the issue but never did

November 1, 2024
Unprompted review
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Eddy!

I'm so sorry to hear about your experience. Of course, it shouldn't be a problem to help you in English.

If you want us to look into it, please call us on 0771-655 655.

Kund regards,
Thelma, If

Rated 1 out of 5 stars

A Pure SCAM!

Boy, oh boy!
I really wish I could give them a negative rating. Even then, it would probably still be too generous.
We had insurance with IF for our cats and had no issues at all, so we decided to move all our other insurance policies to them. What I'm reporting happened last year. We had a new car, and for the first three years, it was only covered with half insurance. So, technically, I had a contract with IF for partial-coverage. But without my knowledge, they switched my car insurance to full coverage—and at a price that was double the market rate.
When my wife asked me about the change, I checked and found out what had happened. Needless to say, I was really upset. I ended up switching to another company (the best-rated in Sweden for 2024) at half the price. I honestly felt like I'd been scammed.
Recently, I’ve had even more issues with IF, which is why I decided to share my experience here. IF may have been a good company 10 years ago, but today it feels more like a scam. Don’t believe me? Give them a try, and the next time you need to file a claim, you'll probably feel like you’re starring as a victim in Matt Damon’s movie The Rainmaker.

November 13, 2023
Unprompted review
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Amjad,

We’re sorry to hear about your experience and understand your frustration. It’s disappointing to know we didn't meet your expectations, especially after your positive experience with our pet insurance. Your feedback is important, and we’re continuously working to improve our services to ensure transparency and trust. If you’d like an explanation of what happened and the reasons for the upgrade to full insurance, please feel free to reach out—we’d be glad to provide you with more details.

Kind regards,
Mirza, If

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