L&C Mortgages Reviews 

18,392
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 1,843 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the knowledgeable staff for being exceptionally helpful, friendly, and extremely quick to answer any questions along the way. Consumers note that the overall journey of finding and securing a mortgage is remarkably smooth, stress-free, and handled with great professional efficiency. However, some customers also noted that communication could occasionally become slow and direct responses were sometimes delayed during busy periods. A few people felt that the guidance provided lacked consistency or proper transparency, making certain key stages of their application much more difficult than expected.

What people talk about most

Staff

Customers had positive experiences with staff, frequently describing advisors as professional, knowledgeable,... See more

Service

Consumers find service to be positive, highlighting efficient, friendly, and professional mortgage advice.... See more

Customer service

Clients share positive opinions on customer_service, highlighting helpful advisors who communicate clearly... See more

User experience

Customers consistently note positive experiences with user experience, finding the process seamless and... See more

Response time

Reviewers highlight positive aspects of response time, noting that customer support is generally helpful,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely fantastic service. Stephen was brilliant at answering any queries I had and kept in touch at every step of the way. I was even contacted when there was a better mortgage rate available and... See more

Rated 5 out of 5 stars

2nd time we have organised our mortgage through L&C, and once again they didn't disappoint. Finding the best deal to suit our needs, finding way to improve affordability and being proactive as rates... See more

Rated 5 out of 5 stars

L&C take away all the stress of finding and sorting a mortgage. They make contact when your current mortgage is running out so you can sit back and relax knowing you’ll hear from them when the time is... See more

Rated 5 out of 5 stars

From the first step of filling in a mortgage calculator online getting a distinction in principal straight away to getting my mortgage application accepted took less than two weeks. Stephen Brownle... See more


Company details

  1. Mortgage Broker

Written by the company

L&C is the UK's favourite mortgage partner. We're a fee free mortgage broker & adviser and our entire mortgage advice service is fee free with no hidden costs or surprises. Call & compare 1000s of rates from over 95 lenders. Open 7 days a week, including until 8pm Monday to Thursday.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

18K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 24 hours

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4.6

All reviews

(18,392)

1,826 reviews in the last 12 months

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Rated 3 out of 5 stars

I found all responses were in a very…

I found all responses were in a very timely manner. However I feel for a mortgage advisor I felt there was very little advising. Any time I asked a question I was met with, “I couldn’t really say”.

August 5, 2026
L&C Mortgages logo

Reply from L&C Mortgages

Hi, thanks for taking the time to give your feedback. All the best, L&C

Rated 5 out of 5 stars

Spot on server once again

2nd time we have organised our mortgage through L&C, and once again they didn't disappoint. Finding the best deal to suit our needs, finding way to improve affordability and being proactive as rates fluctuated to make sure we didn't miss a good deal.
Great communication and responsiveness both by email, online tracker and phone. So easy to work with, will be back for a third time when our next remortgage date is upon us.

August 5, 2026
Unprompted review
Rated 1 out of 5 stars

The not so tailored mortgage advice

I put my company details on there online form “via chat” as a company on the big Landc brokers site. They rang me this morning saying
“ I need to go through security but cant because we dont have your details”

me “you have my company details of which I am a director”

Him “I have 2 options” then said something about starting again and something else about filling in the form, i had already completed yesterday”

i said “I dont understand what you are saying”

He then repeated word for word what he said previously.

So I tried again “i dont understand what you are suggesting”

He then repeated word for word what he said previously.

Me now irritated “You are just making this too difficult forget it I will try someone else”

This is a company that supposedly tailor requests to specific advisors.. clearly parrot fashioned ones

August 4, 2026
Unprompted review
L&C Mortgages logo

Reply from L&C Mortgages

Hi Simon, thanks for the feedback and supplying your info. We're looking into this to figure out what happened and will implement any improvements we can for the future. Best wishes, L&C

Rated 1 out of 5 stars

Avoid at all costs

Absolutely rubbish. Had 3 advisors in two months all clueless. Had a mortgage offer refused after an advisor reiterated that the underwriter had pre approved it. Go figure.

July 14, 2026
Unprompted review
L&C Mortgages logo

Reply from L&C Mortgages

Hi Rabia, we'd like to look into this further - we've requested more information from you via Trustpilot's tool - please supply your details whenever you're able. Many thanks, L&C

Rated 5 out of 5 stars

Thank you Jazmin

I honestly couldn’t have asked for a better mortgage advisor than Jazmin. As a first-time buyer, the whole process felt overwhelming at times, especially with the uncertainty around interest rates and the pressure of having just 10 weeks to complete. From start to finish Jazmin was incredibly knowledgeable, supportive and reassuring.

She was always happy to answer my many questions, kept me updated throughout, and explained everything clearly so I always felt informed and confident in the decisions I was making. She worked incredibly hard to secure me a fantastic mortgage despite a challenging market, and her efficiency meant we stayed on track to meet our tight deadline.

Buying my first home has been a huge milestone, and I’m so grateful to have had Jazmin guiding me through it.

I wouldn’t hesitate to recommend her to anyone looking for a mortgage advisor. Thank you so much, Jazmin!

July 27, 2026
Unprompted review
Rated 5 out of 5 stars

Amazing mortgage advisors!

I can’t thank James & Millie enough! Had such a great experience with them. They were quick and efficient with any questions I had I would always receive a response quickly to any queries, they were helpful and explained everything to me. As a first time buyer the whole process is quite daunting but they really helped me and my husband feel confident with our decisions and explained everything clearly. Would recommend anyone who is debating whether to use them or not, to DEFINITELY use them. So great that they don’t charge a fee as well, can’t believe how amazing they were fee free!

August 3, 2026
Unprompted review
Rated 5 out of 5 stars

First rate

From start to finish the advice, help and guidance received from our advisors Matthew and Bethany has been first rate.Friendly practical help every step of the way. I would not hesitate to recommend L&C mortgages

August 1, 2026

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