Lexhaminsurance Reviews 1,711

TrustScore 3 out of 5

3.2

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Review summary

Based on reviews, created with AI

Most reviewers were somewhat happy with their experience overall. Many customers found the pricing competitive, with some noting it was the cheapest option available for their needs. The service was often described as satisfactory, with some individuals praising the helpfulness and professionalism of the staff, especially during the policy setup and renewal process. However, some people were dissatisfied with the difficulty in contacting the company, reporting long wait times and unreturned calls. There were also concerns regarding payment issues, including unexpected charges, errors in billing, and a lack of communication when problems arose.

What people talk about most

Price

Users describe ambiguous interactions with price. Many customers found prices to be competitive and... See more

Service

Consumers find service to be ambiguous, with some reviewers praising the brilliant, quick, and efficient... See more

Customer communications

People report negative experiences with contact, citing extreme difficulty in reaching the company by phone... See more

Customer service

Customers had ambiguous experiences with customer service. Many reviewers reported significant difficulties... See more

Payment

Reviewers express significant dissatisfaction with payment processes. Many customers report unexpected fees,... See more

Based on these reviews

Rated 3 out of 5 stars

lexham provides cheap insurance for young riders i like them. but whats ruins it, is getting in touch with them. im late on a payment and need support paying due to a situation with my banking. Ive be... See more

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Rated 3 out of 5 stars

Tried to renew bike insurance over phone, but was in queue for 15 minutes, then had recorded message saying phone lines would close soon, so gave up. Renewed through portal within 5 minutes.

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Rated 3 out of 5 stars

I renewed my motorcycle insurance by telephone. This was a very frustrating experience because during the process the operator had to read out a lot of the stuff that was in the renewal letter. This t... See more

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Rated 3 out of 5 stars

The process was quick and easy however for a new scooter rider the price given is expensive. I know people who are charged under £500 yet I was charged nearly £2,000. Lexham are my first insurance com... See more

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Rated 2 out of 5 stars

Impossible to get onto app - will not accept insurers details. Very difficult to contact the correct department once a claim has been submitted, there are so many different divisions! Promises to... See more

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Rated 2 out of 5 stars

Getting hold of them is impossible. I'm sure when I took out the insurance and needed to speak to them I wasn't on hold for an extended period of time, but I've been trying to contact them for 2 days... See more

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Rated 5 out of 5 stars

Finished 2 years with insuring my motorcycle with Lexham. It consistently was the cheapest around, which was my major requirement. I didn't make any claims, nor did I contact them, so can't com... See more

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Rated 2 out of 5 stars

Beware when you renew policy. Renewal policy system is confusing and difficult to speak to a human to sort out changes. I paid twice in error. Trying to recover error payment and Lexham have gone into... See more

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Rated 5 out of 5 stars

So many problems over the years with low service standards elsewhere so the Lexham level has been refreshing. The app is easy and the access to documents etc miles better than other bike insurance age... See more

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Rated 4 out of 5 stars

This company went out their way to help get insurance for a bike which was not in the AIB database (it was a new model. We got insurance at a reasonable price. They loose a point as you MUST use two s... See more

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Rated 5 out of 5 stars

I recently had my policy reinstated after a stressful experience, and I want to sincerely thank Tracey for her outstanding support. She was patient, kind, and genuinely willing to help. Despite th... See more

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Rated 1 out of 5 stars

Took out comprehensive cover for my Bike as a new policy. Paid upfront After passing bigger bike test test and updating my licence details mid-term (Feb 2026), they re-issued the schedule w... See more

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Rated 4 out of 5 stars

The device was good as usual. However, I do not understand why I had to pay a ‘non refundable fee’ of over £100. The reason for this should be clearly explained. I was on a time limit before going on... See more

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Rated 5 out of 5 stars

Have been with this company for a little over a year with no issues, dropped my yearly quote after a year of no claims and helped me upgrade my insurance. Called today to help access my customer port... See more

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Rated 4 out of 5 stars

I was given a number of quotes however Lexham was able to deal with my application straight away. Unfortunately I was able to change the start date meaning having to wait a couple weeks - temp bike in... See more

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Rated 1 out of 5 stars

Just saved literally £387 by leaving these diabolical insurers and going to Aviva through carole nash brokers(arnt brokers meant to charge more).. what a scam game this lexham is i truly belive,I even... See more

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Rated 2 out of 5 stars

Too many restrictions and unusual requirements that I've not seen with other insurance companies before. No social, domestic and please, with commuting to work option. Not very good for so called comp... See more

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Rated 1 out of 5 stars

Disgraceful company. Took insurance out then found three mistakes on the statement of facts. Rang them, 30 minute wait then eventually managed to correct the errors. Tried to charge me an extortiona... See more

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Rated 2 out of 5 stars

40% increase with no logic, reason, or explanation. Very time consuming contact. Had to talk to three people before i got a call back from a "manager" who could tell me nothing. Very frustrating.

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Rated 5 out of 5 stars

The online quote was accurate and detailed. When I called the sales desk, all the details had been recorded correctly on the quote. Everyone I spoke to had time to go through the small prin... See more

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Rated 5 out of 5 stars

Very easy to manage my account including renewal which I've just done 2nd year insuring my van with lexham look forward to many more Very competitive price both times

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Rated 5 out of 5 stars

I found the company very easy to use. After buying my 1st motorhome and being 40 and having zero motorhome no claims, i was worried about being able to insure a motorhome. Lexham made it a very easy a... See more

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Rated 5 out of 5 stars

As a new customer to lexham they handled my enquiries and new policy process with professionalism and sent paper policy as requested next day .will definitely deal with them again although their setti... See more

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Rated 5 out of 5 stars

My experience has been great and without any problems. I am receiving emails and messages informing me about everything from my policy to my phone number in case I need help. I am really very satisf... See more

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Rated 5 out of 5 stars

Received my renewal quote in good time and was very good, cheaper than other companies I checked, went ahead with it and all got sorted with no problems. Spot on!

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Rated 5 out of 5 stars

App is fab and you can do most changes without talking to anyone. Had to call to make renewal changes. The person I spoke to was really helpful and then added the new renewal to the app so I could a... See more

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Rated 5 out of 5 stars

Called Lexham got a quote for my motorcycle went through the procedure and got it insured. Absolutely happy with the service I spoke to George c. Great to talk to very helpful he’s an asset to the com... See more

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Rated 4 out of 5 stars

Competitive price compared to o to hers..easy to use app. Hopefully will never need to make a claim so as yet unable to vouch for the claims procedures. Unable to use my full n.c.d. as been off the ro... See more

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Rated 5 out of 5 stars

You were one of a few I was considering to choose,and you gave me best price. Thanks for having me being insured with you guys and let's hope we stay together for a long time. Also you have provided m... See more

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Rated 5 out of 5 stars

Easy to purchase online. Easy to get in touch via phone for an alteration to the policy. Customer service advisor was really helpful.

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Rated 3 out of 5 stars

I found you company to be very confusing. I had an accident and I was contacted be two companys who work for you. At one point I thought it was a scam company trying to get hold of me.

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Rated 5 out of 5 stars

Very easy to set up. The communication from them has been excellent and they acknowledged receipt of things I had to send back promptly.

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Rated 5 out of 5 stars

Very well priced quote with good cover, website was easy to navigate also making it easy to complete the purchase of the policy

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Rated 5 out of 5 stars

when I had a crash back in November, Lexhaminsurance helped me all the way. Been with them for over 2 years and will gladly stay a customer

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Rated 5 out of 5 stars

Lexhan gave a good quote, at a fair price. I'd recommend anyone try them for insurance cover.

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Rated 4 out of 5 stars

The person that assisted me with my insurance was very helpful and covered everything in detail. Would have given 5 stars if I didn’t have to wait for 1hr 30mins to get my call answered. But with tha... See more

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Rated 1 out of 5 stars

Got 2 bikes insured with lexham, tried calling all day no answer thought i use the online chat, cant quote on chat line ? So finaly used thier website and it doesnt reconise my adrees enen though i h... See more

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Rated 5 out of 5 stars

Great ! Thanks Lexham, I got my bike insured for a great price, lovely people to deal with, definitely recommend, see you next year ! 😁👍🙏

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Rated 2 out of 5 stars

After a confusing application for renewal which I accepted, however it was very confusing with the request for No Claims Proof. I sent several emails requesting clarification. To date Lexham have no... See more

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Rated 1 out of 5 stars

A direct debit payment had failed and we were not notified by Lexham. When I noticed the payment hadn’t come out I called up to make the payment and find out what had happened. The staff member I spok... See more

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Rated 5 out of 5 stars

Brilliant service thank you 👌🏻 I can't remember the lads name I'm sorry but, I hope he went and tried a white can of monster 😉 Much better than red bull

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Rated 1 out of 5 stars

This company is a nightmare. They refuse to pay out legitimate claims and use conditions that don’t exist anywhere else in the UK to avoid responsibility. Their handling of my theft claim w... See more

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Rated 1 out of 5 stars

I will never recommend to anybody use insurance under lexham staff is rude . Without any reason they charge . My insurance is valid but insurce is rejected by deliveroo , just eat, sturt ,uber as well... See more

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Rated 1 out of 5 stars

I had last year an incident and when I contacted them they transfer me to Lancaster Claim compny wich are terrible at deeling with claims. Had a personal injury and they explained that they are not de... See more

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Rated 1 out of 5 stars

Worst company EVER for insurance. I had a vehicle stolen in 2025, and they threw the claim out straight away, with no grounds. The vehicle was then recovered by police, and i had to pay a rel... See more

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Rated 1 out of 5 stars

Wish there was an option for Zero star, absolutely appalling insurance (was my first and last time using this for my moped) didnt help at all when my bike was stolen. Also they are very fast at taking... See more

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Rated 1 out of 5 stars

Absolutely horrible company. Last time ever they'll see me as a customer. Currently on hold for 50 minutes. This is maybe the 10th phone call with wait times between 10-50 mins to get someone on the l... See more

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Rated 1 out of 5 stars

Unbelievable need to change bike to another and the fees for making the adjustments was ridiculous. I'm really disgusted with lex loyal customer and they shaft you like this. And to cancel it's even w... See more

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Rated 1 out of 5 stars

After I paid for the comprehensive policy, I was asked to provide confirmation for NCD. I was able to do so but broker did not accept one from Greece. I have my drivers license and riding experience... See more

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Rated 4 out of 5 stars

The fact I could do my renewal on the website was brilliant but I thought it a little unfair I had to pay the admin fee

Company replied


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3.2

Average

TrustScore 3 out of 5

2K reviews

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Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 1 out of 5 stars

not answering calls or emails at all.

not answering calls or emails at all.
can't amend policy online and noone to talk to

January 15, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Sorry you are having difficulty in getting in touch with us. We do answer all emails we receive, but at the busiest times it can take a few days.

Rated 2 out of 5 stars

Very unprofessional

I received a letter telling me I had to prove my no claims bonus with the threat that if I didn't I could get charged more insurance, well I phoned them up to explain that I had insurance with them last year so that meant they held my details to prove my no claims, obviously they hadn't checked there records. Very unprofessional. Next day I had an email saying it's all sorted,but no apology.

March 20, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Whilst we will check every policy where a No Claims Discount has been noted, we ought to be checking for previous policies with us to see if we have previously received valid proof. I am very sorry that this does not appear to have happened here, and that this wasn't apologised for when we did not.

Rated 5 out of 5 stars

I can not explain how great this…

I can not explain how great this insurance company are just amazing sort me out such a great deal and service is absolutely amazing very understanding and help me beyond my expectations highly appreciated and recommended insurance you won’t go wrong with them. ⭐️⭐️⭐️⭐️⭐️

April 1, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review and I am glad to see that you are happy with your experience.

Rated 4 out of 5 stars

Easy communication

Easy communication. Well informed and competitive pricing

April 13, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review.

Rated 5 out of 5 stars

Very fast and efficient

Very fast and efficient

February 12, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Thanks for the feedback.

Rated 4 out of 5 stars

Change of motorcycle meant Change of…

Change of motorcycle meant Change of details. Crazy difference in price with the insurer for the piega to the kawasaki. Way cheaper quotes were available on your own website. Had to cancel previous insurance and take out new insurance on new bike. The cancellation charge is a bit steep but still worked out several hundred pounds cheaper for new quote
My father paid for the insurance in one full payment to save the crazy interest rates. Still much better value than any other company.

March 2, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Glad that you got a new policy at a rate you were happy with.

Rated 5 out of 5 stars

Really like lexham

Really like lexham. Great stuff who explain and helpfull thought the process. Got modification on bike and was no problem to insure. Also think price was fair. Highly recommended.

March 12, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Great to hear you were happy with the service and price.

Rated 1 out of 5 stars

Worst administration department in the…

Worst administration department in the world. Find a different insurance company if you can

March 27, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to leave us a review. I am sorry that you feel that way, if you would like to forward your dissatisfaction to complaints@lexhaminsurance.co.uk we will be able to look into this for you.

Rated 1 out of 5 stars

Not recommended at all

Absolutely awful experience with them, they provide me 2 different quoting price with the same quote policy reference number over the phone and retrieving by email, and one different one on the following day in exactly same reference number. I was feeling I am getting scammed.
Not recommended at all.

March 25, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to leave us a review. I am sorry that you feel this way. Insurance premiums can change daily due to various factors, including market conditions, personal factors, and changes in the insurance company's risk assessment. If you would like to discuss this further you can speak to the customer service team, alternatively you can forward your dissatisfaction to complaints@lexhaminsurance.co.uk

Rated 1 out of 5 stars

They don’t even bother to update you…

They don’t even bother to update you after job interviews.

March 4, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Sorry to hear that you were unsuccessful in your application. I have forwarded your feedback on to the HR team

Rated 1 out of 5 stars

Worst company EVER for insurance.

Worst company EVER for insurance.

I had a vehicle stolen in 2025, and they threw the claim out straight away, with no grounds. The vehicle was then recovered by police, and i had to pay a release fee (i still haven’t been reimbursed for this)…

They then reinstated the claim after i asked for the call recording, and 6 months later we are NO FURTHER FORWARD.

They palm you off onto Marble arch, and then don’t give you any updates, you chase them and they tell you they are “waiting for the police report”

Utter rubbish company. Please do not insure your vehicle with Lexham

March 11, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Very sorry to hear of the issues you have had. Should you wish you can canvas the opinion of the Financial Ombudsman, however they will need us to provide you with our formal response to your complaint. If you would like to get this, then you can make a complaint regarding your claim to complaints@marble-arch.uk

Rated 1 out of 5 stars

Review part 2

Review part 2: writing this on 23/03/2026

My husband's motorcycle, LC71 TWV, was recovered by the police but it was completely damaged, so we were not going to get anything through the claim, So we just gave in scrap and requested cancellation. When I called them on the 7th of March they said that if you cancel the insurance you need to pay 17 pounds because of some repayment to their own sister finance company. Today when I called them they were telling me you need to pay 97 pounds if you cancel the policy. They are just ripping off money from the people. Never ever buy this policy. Completely useless policy. Our vehicles market value is £1500 to £1700 but they done the valuation of £1100 and £550 access. No from any point of view it was a loss for us. And they keep people on hold every time 30 to 45 mins.

March 23, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review.

As you have posted the Registration we have been able to find the policy and circumstances. If you would like to make a complaint, then please let us know at complaints@lexhaminsurance.co.uk and we would be happy to investigate, respond and advise you of your rights regarding the Financial Ombudsman

Rated 4 out of 5 stars

Knowledge and experience

The staff of this insurance company is competent and friendly. They are very available to give information for a good deal.

February 10, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Glad to hear that we have been able to help you.

Rated 5 out of 5 stars

Always helpful

No matter which agent I deal with, they are always helpful & well informed

March 3, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Glad to hear that we have been able to help you.

Rated 1 out of 5 stars

Bad insurance company avoids by any…

Bad insurance company avoids by any cost, waste my money and my regret

February 24, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for posting a review - sorry to hear that you have had some issues. There isnt enough detail here for me to be able to help at this point, but please do contact us on enquiries@lexhaminsurance.co.uk so we can look into what has happened.

Rated 4 out of 5 stars

Good product

Good product , reasonable price

March 19, 2026
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. Glad to hear that we have been able to help you.

Rated 1 out of 5 stars

I was involved in an accident that…

I was involved in an accident that wasn’t my fault, but my insurance company which is exam did not support or defend me as I believe they should have. On top of that, they have increased my premium this year, which I find unfair given the circumstances.

December 22, 2025
Unprompted review
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Reply from Lexhaminsurance

Thank you for taking the time to post a review. I have forwarded your comments on the handling of your claim to Marble Arch to respond to, and the comments on the premium to our renewals team to look into for you.

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