Liberty - Robert Ghavam Reviews 

28
TrustScore 4.5 out of 5

4.7

High Street 374, Shop 3, 2750 Penrith, New South Wales, AU


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Rated 5 out of 5 stars

Exceptional service every time. I’ve worked with Robert on multiple home loans, and each experience has been smooth, fast, and stress-free thanks to his expertise and dedication. Robert is highly know... See more

Rated 5 out of 5 stars

Rob was fantastic to deal with from start to finish. He was patient, supportive, and always available to answer my questions. He made the home loan process easy and gave me confidence every step of th... See more

Rated 5 out of 5 stars

the support and guidance of my mortgage broker throughout the entire loan process. Robert was knowledgeable, responsive, and took the time to explain every step clearly, making what could have bee... See more

Rated 5 out of 5 stars

I had an excellent experience working with Robert Ghavam. He is incredibly professional and took time to explain every step of the process clearly. His guidance made everything smooth and stress free.... See more


Company details

  1. Financial Institution

Information provided by various external sources

At Liberty, our products are customised to suit the needs of more customers. We’re a free-thinking finance company that offers innovative solutions at competitive prices to support customers with greater choice. With a wide range of home, car, business and personal loans, as well as SMSF lending and insurance products, Liberty offers solutions to help more people get financial.

Disclaimer

Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2019 All rights reserved | Liberty Network Services Pty Ltd (ABN 65 151 158 628/Australian Credit Licence 408042) (LNS) is a wholly-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983/Australian Credit Licence 286596). Liberty Network Services has access to products including those from Liberty Financial.

Contact info

  • High Street 374, Shop 3, 2750, Penrith, New South Wales, Australia

  • 0416 342 821

4.7

Excellent

TrustScore 4.5 out of 5

28 reviews

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4.7

All reviews

(28)

984 reviews in the last 12 months

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Rated 5 out of 5 stars

Years of Trusted Advice and Outstanding ResultsOne of the best financial decisions I…

One of the best financial decisions I have ever made was choosing Robert Ghavam as my mortgage broker. Buying my first home felt overwhelming at first, but Robert made the entire process simple, stress-free, and easy to understand. He took the time to explain every step, answered all of my questions with patience, and always made me feel confident that I was making the right decisions.

What impressed me most was that his support didn't stop after my first home purchase. A few years later, Robert proactively reviewed my home loan and recommended a smart refinancing strategy that significantly improved my financial position. Thanks to his knowledge and expertise, I was able to secure finance for my investment property and start building my property portfolio.

Robert has an exceptional understanding of the lending market and knows exactly which lenders and loan products suit different situations. He genuinely cares about achieving the best possible outcome for his clients rather than simply finding a loan.

If you're looking for a mortgage broker who is knowledgeable, honest, professional, and always puts your interests first, I wholeheartedly recommend Robert Ghavam. His advice has helped me achieve financial goals that I once thought were out of reach, and I look forward to working with him again in the future. Thank you, Robert, for your outstanding service and dedication!

June 25, 2026
Unprompted review
Rated 5 out of 5 stars

Years of Trusted Advice and Outstanding Results



I have been working with Robert Ghavam as my mortgage broker for several years, and I can confidently say that my experience with him has been exceptional.

Robert is incredibly knowledgeable, professional, intelligent, and genuinely committed to helping his clients make the right financial decisions. Over the years, I have contacted him with countless questions, and he has always been patient and happy to take the time to answer them properly. He doesn't simply arrange a loan and move on — he takes the time to educate you and make sure you understand your options.

One of the things I appreciate most about Robert is his extensive knowledge of the lending market. He has taught me so much about the major banks, different lenders, loan products, interest rates, lending policies, and how to structure finance effectively. He has consistently worked hard to find suitable and competitive loan options for me based on my circumstances and goals.

One experience that particularly stands out was when I purchased a property in 2020. Robert helped me secure a home loan with an interest rate of around 2%, fixed for five years. That loan made a significant difference to me over the following years and is something I have always appreciated.

Robert also understands property investment and finance at a much deeper level than simply submitting loan applications. His knowledge of the market, lending strategies and loan structures has been extremely valuable throughout my investment journey.

Over the years, his guidance and support have played an important role in helping me build my property investment portfolio. I genuinely believe that without Robert's knowledge, experience and assistance, building my portfolio would have been much more difficult.

What makes Robert stand out is the combination of his experience, professionalism, intelligence, patience and willingness to help. He takes the time to understand what you are trying to achieve and explains things clearly so you can make informed decisions.

After working with him for several years, I have developed a great deal of trust and confidence in his advice and service. I am extremely happy with the support he has provided me and would highly recommend **Robert Ghavam** to anyone looking for an experienced, knowledgeable and professional mortgage broker.

Thank you, Robert, for all your support, guidance and hard work over the years. Five stars without hesitation.

June 2, 2026
Rated 5 out of 5 stars

Exceptional Mortgage Broker & Financial Advisor

I have had the pleasure of working with Robert Ghavam for more than 8 years, and I can confidently say that he is one of the most knowledgeable, supportive, and patient mortgage brokers and financial advisors I have ever worked with.

Robert has an exceptional understanding of his clients’ needs and always takes the time to listen, explain the options clearly, and provide advice based on his extensive knowledge and experience. His ability to understand the bigger picture and make well-informed decisions has been incredibly valuable to me over the years.

Thanks to Robert’s professional financial advice and guidance, I have been able to secure several properties and successfully build my investment portfolio. His advice has helped me make confident financial decisions and continue moving forward with my investment goals.

What I appreciate most about Robert is that he genuinely cares about his clients. He is always patient, approachable, responsive, and willing to go the extra mile to find the right solution.

I highly recommend Robert Ghavam to anyone looking for a knowledgeable, trustworthy, and experienced mortgage broker and financial advisor. His expertise and guidance have made a significant difference to my financial journey over the past 8 years.

Thank you, Robert, for your continued support, valuable advice, and dedication. I couldn't recommend you highly enough!

June 28, 2026
Rated 5 out of 5 stars

Robert 's professionalism and genuine commitment to his clients is exceptional.

Finding a mortgage broker and financial advisor you can genuinely trust is rare, and Robert has exceeded my expectations in every possible way. I have worked with him for several years, and his expertise, professionalism, and genuine commitment to his clients have been exceptional every step of the way.

Robert's financial knowledge is truly outstanding. He always takes the time to carefully assess every option available and provides advice that is tailored to my circumstances. Thanks to his guidance and strategic financial advice over the years, I have successfully secured multiple investment properties and built a stronger financial future.

What sets Robert apart is his patience, honesty, and unwavering support. No question was ever too small, and he always explained every aspect of the lending process in a way that was easy to understand. He made what could have been a stressful experience feel smooth, straightforward, and completely manageable.

I have complete confidence in Robert and wouldn't trust anyone else with my finance and mortgage needs. If you're looking for someone who genuinely cares about achieving the best possible outcome for you, Robert is the person to call. I wholeheartedly recommend him to anyone seeking expert mortgage and financial advice. Thank you, Robert, for your incredible support and outstanding service!

June 18, 2026
Rated 5 out of 5 stars

I highly recommend Robert. He is very professional and reliable.

I was extremely impressed by my broker's professionalism throughout the entire process. He was courteous, knowledgeable, and always took the time to explain each step clearly. His attention to detail, prompt communication, and commitment to achieving the best possible outcome gave me complete confidence from start to finish. He handled every aspect of the process with integrity and genuine care, making what could have been a stressful experience straightforward and efficient. I highly recommend him to anyone looking for a professional, reliable, and dedicated mortgage broker.

May 21, 2026
Rated 5 out of 5 stars

Supportive

the support and guidance of my mortgage broker throughout the entire loan process. Robert was knowledgeable, responsive, and took the time to explain every step clearly, making what could have been a stressful experience much easier to navigate.

He worked hard to secure a suitable loan for my circumstances and was always available to answer questions and provide advice. His professionalism, dedication, and attention to detail gave me confidence from start to finish.

I highly recommend his services to anyone looking for a reliable and trustworthy mortgage broker, especially first home buyers. Thank you for helping me achieve my goal of owning my first home.

May 29, 2026
Rated 5 out of 5 stars

Exceptional service every time

Exceptional service every time. I’ve worked with Robert on multiple home loans, and each experience has been smooth, fast, and stress-free thanks to his expertise and dedication. Robert is highly knowledgeable, professional, and genuinely committed to achieving the best possible outcome for his clients. He communicates clearly, works efficiently, and always goes above and beyond. I highly recommend his services to anyone looking for a trustworthy and highly skilled mortgage broker.

April 7, 2026
Rated 5 out of 5 stars

Trustworthy and professional

I express my sincere gratitude for the outstanding service that Robert provided. It’s clear that he is highly skilled and genuinely care about your success.

December 11, 2025
Rated 5 out of 5 stars

Rob was fantastic to deal with from…

Rob was fantastic to deal with from start to finish. He was patient, supportive, and always available to answer my questions. He made the home loan process easy and gave me confidence every step of the way. I would definitely recommend Rob to anyone.

December 1, 2025
Rated 5 out of 5 stars

Professional and very patient

I had an excellent experience working with Robert Ghavam. He is incredibly professional and took time to explain every step of the process clearly. His guidance made everything smooth and stress free. Highly recommended

October 16, 2025
Rated 5 out of 5 stars

I would highly recommend Robert Ghavam

I have had the pleasure of working with Robert Ghavam as my financial advisor and broker, and I cannot speak highly enough of his expertise, professionalism, and dedication. Robert takes the time to thoroughly understand your financial goals and tailors strategies that are both practical and forward-looking. His advice is always well-researched, transparent, and delivered with genuine care for your long-term success.

Thanks to Robert’s support, I’ve seen real progress toward my financial goals, and I feel assured knowing my investments are in capable hands. I would highly recommend Robert Ghavam to anyone looking for a trustworthy, knowledgeable, and proactive financial advisor.

June 4, 2025
Rated 5 out of 5 stars

I had an outstanding experience with…

I had an outstanding experience with Robert Ghavam. From the very beginning, he displayed exceptional professionalism, extensive financial expertise, and a strong commitment to finding the ideal solution for my needs. Robert patiently walked me through all available options, making the process incredibly smooth and easy to understand. I’m extremely satisfied with the service and would highly recommend Robert to anyone seeking a knowledgeable and trustworthy finance broker!

September 28, 2024
Unprompted review
Rated 5 out of 5 stars

5 stars service

I had a wonderful experience with Robert. He was super patient with my matter. He could assist me in the best possible way.

February 15, 2023
Unprompted review

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