Metro Bank Reviews 

5,802
TrustScore 2.5 out of 5

2.4

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Review summary

Created with AI, based on recent reviews

Looking at 479 reviews, most reviewers were unhappy with their experience overall. Customers frequently complained about long wait times on the phone and unhelpful support teams when trying to resolve everyday banking issues. People also experienced frustrating problems with unexpectedly blocked accounts and frozen transactions, which left them unable to access their funds when needed. Some people were satisfied with the quick and smooth process of opening a new bank account in person. Consumers appreciated the friendly staff members who answered questions thoroughly and provided clear guidance during branch appointments. Reviewers also noted that visiting local branches provided a pleasant environment for managing their initial setup.

What people talk about most

Staff

Reviewers highlight ambiguous aspects of staff, presenting a stark contrast between exceptional service and... See more

Customer service

Users describe ambiguous interactions with customer service, noting that experiences widely vary. While many... See more

Service

Customers consistently note ambiguous experiences with service. On one hand, many reviewers praise the... See more

Payment

Reviewers mention negative feedback about payment, highlighting that accounts are frequently blocked or... See more

User experience

People report ambiguous experiences with user experience, ranging from very smooth interactions to... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Disappointed with the online service the app locked me out and I could get no help until Monday morning. Low interest rate compared to other banks, originally joined metro bank because of the opening... See more

Rated 2 out of 5 stars

Went to the Borehamwood branch to pay money in. 3 people in front of me in the queue and 4 people behind me. Only one member of staff on the counter. The only other staff person in view was a lady beh... See more

Rated 1 out of 5 stars

I have held a business account with Metro for four years. On the rare occasion I I have needed to contact them, it has been impossibly complicated to speak to an intelligent human being. The websit... See more

Rated 1 out of 5 stars

Tried to withdraw £10 twice from ATM in Uxbridge town centre on Sunday 23 August. No notes issued. Discovered on getting home via the Metro App that £20 had been debited from my account. Spent 90 MINU... See more


Company details

  1. Bank

Information provided by various external sources

We’ve built a different kind of high street bank. A bank with stores that are open when it suits you, 7 days a week. A bank where you can walk in without an appointment and walk out with a working account, debit card and all. A bank that tells you exactly what you’re getting, in language that actually makes sense. A bank that puts you first.


Contact info

2.4

Poor

TrustScore 2.5 out of 5

6K reviews

5-star
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2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

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2.4

All reviews

(5,802)

456 reviews in the last 12 months

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Rated 2 out of 5 stars

Painful to use

Painful to use! Been in to bank 4 times to get a mandate approved and although the staff seem helpful I get nowhere and everything is done so slowly! Unfortunately this is the bank our Parish Council have chosen so I'm stuck with it for now.

May 7, 2026
Unprompted review
Rated 5 out of 5 stars

At the Putney Branch

At the Putney Branch, I have always had very good service for my counter transactions and excellent customer service from Enrico for non counter requests. He is so helpful, patient, professional and a nice guy. Today I walked into the bank and approached me, asking me if there is something he can help me with. I think Metro Bank have a great asset there!

May 5, 2026
Unprompted review
Rated 1 out of 5 stars

Worst Customer Service - Ever!

After fighting to get past Aida (their stupid AI chatbot who is too stupid to know that if you can't log in you can't use web chat), I held 20 minutes on the phone, then it rand 3 times and the line was dropped (probably hung up by one of the two customer service people they have dealing with calls) - I came here to vent, but I guess the 1.8 rating and the fact that Metro don't reply to negative reviews means I'm not telling you anything that countless others haven't already said

May 5, 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely awful bank…

Absolutely awful bank… I was de-banked due to chasing a refund… no explanation, no warning… just a rude letter to inform me my account was closing, and to transfer my balance to another account with another bank. I asked for an explanation, still nothing… I cannot understand how this bank works and operates… I’ve reported Metro bank to the financial banking ombudsman

May 2, 2026
Unprompted review
Rated 1 out of 5 stars

Utterly useless bank

Utterly useless bank. My boyfriend’s account is locked out because of a £4k transaction I sent him. Customer support has been useless both in person and on the phone. It’s been two weeks and he still can’t access his account and spend money. And he can’t pay me back my money either. So both of our lives are affected. They will seriously make your life even worse when you need money the most. Stay away from them!

May 1, 2026
Unprompted review
Rated 1 out of 5 stars

Even one star is not enough for the…

Even one star is not enough for the bank
I am here to write about the bank how I’ve got experience with bank from last 6 years
Totally clowns block my card for transactions
Online banking issues and customer services horrible .
I’ve issue with bank staff how they disrespect harassed my misses in bank because she was there to deposit a cheque and they snatch the card from her hand after refusal they threat to close bank account so I’ve got log a complaint and decide to go open another bank account in other bank ..
I don’t have any respect for the staff in bucks area totally rude and unprofessional peoples around the area and I am happy to leave the bank ..

April 25, 2026
Unprompted review
Rated 1 out of 5 stars

One problem after another..

One problem after another... they blocked my card when I was abroad and tried to pay for my hotel, despite me having phoned them before going abroad and telling them - was told I didn't need to inform them about my travel plans and my card would work as normal, yet here we are... Then I have just had a letter regarding a dispute over what is obviously a fraudulent transaction, for which I sent all of the requested evidence, screenshots and all, and a cover letter with exact details, yet they still won't reverse the payment, so they have basically decided in favour of the crooks.... I could list numerous other incidents, but it has come to the point where, despite the inconvenience to myself, I will be closing my account after 3 years of appalling service. Goodbye Metrobank.

April 27, 2026
Unprompted review
Rated 1 out of 5 stars

Carp

Carp. Search button doesn't work on mobile banking. I'm looking for regular monthly outgoing. It can't find anything beyond 1 month. Gave up after 7 attempts. Horrible experience

April 27, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service at Solihull branch

Excellent service at Solihull branch to open a business account. Nafeesa was very friendly and professional, answered all my questions, spent time going over everything, very thorough.
I went in the next day with my business partner, and Nafeesa greeted my partner by name, really impressive.
I’m an ex-private banker so we chatted about a few different aspects of banking. She has great customer service skills.

April 22, 2026
Unprompted review
Rated 1 out of 5 stars

What has happened to Metro Bank

What has happened to Metro Bank? I originally opened my current account with Metro Bank when they first opened in the UK and the service was wonderful but now it's just appalling and shambolic and the worst part is that whoever own and runs this bank really doesn't care. A few weeks ago I went to the Wimbledon branch to get details of my ISA to transfer it elsewhere and had to wait in a queue of 7 people with one cashier, which took 40 minutes! Yesterday, I went in to close my current account only to be told you have to telephone them! Again only one cashier on. I took the account balance in cash, all £4930.64 and paid it in to my account elsewhere. The cashier was polite but said he'd only been there a couple of days. The standard of service at Metro is appalling, no staff, no managers and a couldn't care less attitude to their customers - why does anyone remain with them? I took my cash to Lloyds in Wimbledon and got a completely different approach: 6 staff members, two asked if they could help and then an extra cashier position opened up to take my cash! Well done Lloyds and take the hint Metro!

April 21, 2026
Unprompted review

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