morethan.com Reviews 16,022

TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Considering 430 reviews, reviewers had a great experience with this company. Many customers found the process of obtaining insurance to be straightforward and easy, often highlighting the competitive pricing and good coverage offered. People frequently praised the staff for their helpfulness, professionalism, and excellent phone manner, making interactions pleasant and informative. Reviewers also appreciated the quick responses to inquiries and the overall efficiency of the service. However, some customers were dissatisfied with the claims process, reporting significant delays, lack of communication, and rejections without clear explanations. A portion of people also expressed frustration with substantial premium increases upon renewal, especially for existing customers compared to new ones, leading to feelings of being treated unfairly. There were also mentions of poor customer service regarding these price discrepancies and a perceived lack of empathy.

What people talk about most

Price

Users describe ambiguous interactions with price, with many finding initial quotes competitive and offering... See more

Claim

Clients share negative opinions on claim processing, with many expressing frustration over significant delays... See more

Service

Customers consistently note ambiguous experiences with service, with many expressing significant... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with some customers reporting positive... See more

Staff

Reviewers highlight positive aspects of staff, with many customers praising their helpfulness,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Helpful person on the phone. No 5* because the online purchase didn't work, and there was no indication as to why until I spoke to someone on the phone. Other than that, good value. Hopefully, it will... See more

Rated 5 out of 5 stars

Pet insurance quote via Comparethemarket was simply the best value going. Super level of cover at an excellent price plus free access to FirstVet. Was miles better value than any other.

Rated 5 out of 5 stars

Just done my pet insurance for our 2 german shepards and was surprised how easy and how competitive the quote was. It's given us peace of mind knowing both dogs are now covered to a high degree.

Rated 5 out of 5 stars

I can't believe the poor reviews below. My experience has been completely different. I filed a claim on the 9th Nov when my dog became ill. Sadly, she had to be taken into hospital in the early hours... See more


Company details

  1. Insurance Agency
  2. Home Insurance Agency
  3. Insurance Company
  4. Pet Insurance Company

Written by the company

Get a Fast Insurance Quote Online from MORE TH>N. Home & Pet Insurance. We Do More, So You Stress Less – Get a Quote!


Contact info

3.8

Great

TrustScore 4 out of 5

16K reviews

5-star
4-star
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1-star

Asks customers to review

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Rated 1 out of 5 stars

No policy documents

Bought a pet insurance policy online but wasn't sent a confirmation email or any policy documents, which left me wondering if I was actually insured or had been scammed.

January 11, 2026
morethan.com logo

Reply from morethan.com

Hi Bee, Thank you for taking the time to leave your review. I’m really sorry to hear you didn’t receive your confirmation email or policy documents, as I can appreciate how worrying that must have felt after purchasing your pet insurance online. I have reached out to the relevant team to assist you.
Thanks,
Kate.

Rated 5 out of 5 stars

Telephone number

It was all very good until I had to put the telephone number in you should make clear that you leave off the 0 when entering your number

January 7, 2026
Rated 1 out of 5 stars

Ludicrous Renewal Increase over £500

Update... Renewal Price Confirmed as accurate. Offered £1k cover with excess of £100 & 20% excess for age. Just over £600 so basically £600 to not be insured.
Cancelled and Moved to another company. Absolutely disgusted that More Than believe this is rational. Apparently due to their sensitive business model they cannot divulge exactly how they arrived at the increase.

Ludicrous Renewal Increase £542.76
Just got my renewal for my 12 year old neutered female. No ongoing health issues.
Last year £575.28
Renewal £1118.04
That is practically double.
We accept she is getting older but when we took this policy we were told increases were not based on claims with lifetime policies.
That the 20% excess is applied for her age.
Shock at the increase is an understatement. "We are excited to offer you a renewal" I bet you are!!! What plant are you on that a stupid statement like that is included in a renewal notice doubling the price?
We have decided that this is really unacceptable and will not be held to ransom.
All other quotes for the same cover are under £400 with the excess increased from £100 to £125.
Sucker you in then give silly premium price increases. As a pensioner we don't pluck money out of thin air we live on a budget.

January 9, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Angela.
Thank you for sharing your feedback with us. We’re really sorry to hear how disappointing and frustrating your renewal experience has been, especially with such a significant increase.

Renewal prices can be affected by several factors, but you should always feel the change is fair and clearly explained. We’d really like to review your policy and see what’s happened in this case.
If you’d like us to look into this further, please email us at reviewfeedbacksupport@pet.morethan.com with your policy details, and we’ll arrange a call back from the relevant team.

Thanks,
Courtney.

Rated 1 out of 5 stars

Higher insurance costs for a neutered dog

They raised our pet insurance premiums because she had been neutered. All my research indicates that the cost would typically be lower for a neutered pet

Neutered females have fewer health problems

They cannot get pregnant and pregnancy has it's own health risks

Neutering itself has health risks

But they raised the premiums by about 10% simply because she had been neutered

S beware

January 9, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Jimeno.
Thank you for taking the time to leave your feedback. We’re sorry to hear about your concerns regarding the change in your premium after your pet was neutered. We understand why this feels frustrating.

Premium adjustments can be influenced by a number of factors, and we’d really like the chance to review your policy in detail to make sure everything has been handled correctly. Your experience matters to us, and we want to help clarify what’s happened.

If you’d like us to look into this further or provide any support, please feel free to email us at reviewfeedbacksupport@pet.morethan.com with your policy details and we will arrange a call back from the relevant team.

Thanks,
Courtney.

Rated 1 out of 5 stars

I was informed during a call that I…

I was informed during a call that I would recieve £878 for an ear infection my dog had. The money was to be paid in to my bank account.. however I received a letter stating that the claim was rejected and only £71 was paid, but this was for an ailment my dog didn't have, and treatment he didn't recieve.

I'm now having to have my claim re-examined.

I've now cancelled my policy (which was difficult to do). I've been paying £800 every year, yet this was my first ever claim. This has been the worst experience, simply trying to to recoup money spent on treatment for my dog, insured by this company that states everything would be paid only then to be informed it wouldn't be... but with no reasons as to why. Then being paid for something my dog didn't get treatment for.

Absolutely outrageous... definitely wouldn't recommend this company.

December 29, 2025
Unprompted review
morethan.com logo

Reply from morethan.com

Hi,

We are sorry that you have been left feeling this way after claiming with us for your pet, this is very disappointing to hear.

We’d really like to look into your claim and see what’s going on. When you get a moment, please send your full name and claim reference number to the email below, and one of our claims team members will be in touch to help you further.
Alex

ReviewFeedbackSupport@pet.morethan.com

Rated 1 out of 5 stars

Still waiting for a response on my…

Still waiting for a response on my claim promised over 3 months now! Only ask for Hiw we Did mails !!

December 24, 2025
Unprompted review
morethan.com logo

Reply from morethan.com

Hi Adrian,

We are sorry that you have been left feeling this way after claiming with us due to delays, this is very disappointing to hear.

We’d really like to look into your claim and see what’s going on. When you get a moment, please send your full name and claim reference number to the email below, and one of our claims team members will be in touch to help you further.
Alex

ReviewFeedbackSupport@admiralgroup.co.uk

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