MuchBetter Reviews 3,795

TrustScore 2.5 out of 5

2.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Most reviewers were unhappy with their experience overall. Many people were dissatisfied with the payment process, encountering issues with deposits not appearing in their accounts or withdrawals being delayed or blocked. Customers frequently reported extremely slow response times from support, often waiting days or even weeks for a reply, or receiving only automated messages. This led to significant frustration with the customer service, which many found to be non-existent or unhelpful, with no way to contact a real representative. Some people were dissatisfied with the difficulty in contacting the company, noting the lack of live chat and the ineffectiveness of the AI support agent. However, a few other people also felt that the service was simple to use and that their questions were efficiently dealt with by the support team, with some even praising quick and efficient withdrawals and deposits.

What people talk about most

Payment

Clients share negative opinions on payment, with many reporting issues such as funds being held without... See more

Response time

Reviewers highlight negative aspects of response times, with many experiencing significant delays in... See more

Customer service

Customers consistently note negative experiences with customer service. Many reviewers report a lack of... See more

Customer communications

Reviewers express significant frustration with contact methods. Many customers report sending numerous... See more

Service

Users describe ambiguous interactions with service. Many reviewers express extreme dissatisfaction, citing... See more

Based on these reviews

Rated 2 out of 5 stars

I deposited $45.90 from my bank account to my MuchBetter wallet a week ago, but the funds still haven’t appeared in the app. The amount has already been deducted from my bank account. I’ve tried reac... See more

Company replied

Rated 2 out of 5 stars

Hello, I had received the funds back into my account which your team email me and stated it was reversed. That funds was sent to me by my friend, who has already verified his account, which... See more

Company replied

Rated 2 out of 5 stars

Hi had a issue with my account is under my email morphroy1818@hotmail. com I won't get into the details but they ended up putting a temporary freeze on my account until I provided a bank statement and... See more

Company replied


Company details

  1. Payment Service

About MuchBetter

Written by the company


MuchBetter is the eWallet that everyone’s talking about; the award-winning, innovative and rewarding payment app!

2019 saw MuchBetter receive multiple accolades from industry peers, including awards for ‘Mobile Payment Solution of the Year’ from SBC Awards and ‘Best Alternative or Digital Payments Programme’ from the Card & Payments Awards, and we’re only just getting started.

We’re on a mission to provide the world with a unique payment app that works in harmony with modern life and rewards you for your spending. So, for unrivalled security, seamless process from start to end, in-app cash rewards and real-time budget management, choose MuchBetter.

    •  Send money to friends and family via the app for FREE.
    •  Hold your funds securely.
    •  Monitor your budget and record your spending with real-time transaction notifications.
    •  Benefit from EXCLUSIVE gaming offers and in-app cash REWARDS!
    •  EEA customers can use MuchBetter for their fast and secure day-to-day spending with the free MuchBetter Mastercard and contactless Key Fob    which are available to purchase in the app.

MuchBetter accounts are protected with device pairing, touch ID and dynamic security codes. Our Mastercard’s are also protected with a dynamic CVV.



Contact info

2.4

Poor

TrustScore 2.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 99% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Very Insufficient Customer Service

I recently started to use muchbetter. Made like 4 transactions so far and 3 of them was problematic so i had to contact them to solve it which is a nightmare especially when you dont have days to waste. Most likely you ll not get a reply for your messages even if that's urgent for you. I don't even know if they don't care or not enough employees
Every time you try to make a withdrawal, they give you a headache. Today i made a deposit which i waited for a few hours to finally appear in my account ; and now i cant just withdraw my balance since a few more hours cos god knows why it keeps telling me " oops try again later" . I dont know if anyone ever uses this service without any problems, but i ll definitely give up after i can finally get my balance off of here successfully

February 27, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Sir,

We regret that your experience has been so difficult. Locked accounts and inaccessible funds are serious concerns, and we understand your urgency.

Please accept our deepest apologies for the disruption and disappointment.

Our support department sent you an email with important updates about your account. Please read the information sent in the ticket 1830205.

Thank you for your patience—we’re here to help.

Rated 4 out of 5 stars

Fast help, yet after review

I am waiting 3 days now for simply request sent via support e-mail box. This is ridiculus. How long will it take to close my old account (phone number no more available) and keep only new, which i have access
Ticket: 1829091

Edit: ticket solved, Thank you

February 26, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

I can confirm that your account has already been closed per your request.
Apologies for the inconvenience caused by the delay and I appreciate your feedback.

Rated 1 out of 5 stars

WITHDRAWAL on HOLD without reason and NO RESPONSE AT ALL

I have topped up my account by etransfer from bank account of my own. But the platform I was trying to use was no longer accepting Muchbetter so I have requested withdraw of fund by etransfer for the amount I topped up.

After about half hour since the withdrawal request, I got an email saying my withdrawal is on hold. Email is also asking reason of withdrawal and to submit bank statement. I have answered all the questions and valid bank statements as requested. This was done within 5 minutes from email requesting.

Then there is no response and no withdrawal for almost 20 hours now. I have made multiple follow up emails and all been ignored.

Account fully verified, top up was from my own bank account and withdrawal request using same email that was used for top up and its to same bank acount.

What is the reason for being on hold!!!
Why not responding or giving update??
Whats the reason its still being on hold and no response when all documents submitted???

WORST CUSTOMER SERVICE HOLDING MY FUND AT NO REASON / NO RESPONSE

I got an email from Muchbetter as they replied below. Important message by email was “it’s under review”. Haha. What a joke. That’s the same message I got couple days ago

February 19, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Won-Taek,

Thank you for bringing this matter to our attention. We sincerely regret the inconvenience you have experienced and fully understand the frustration this situation has caused.

Our support department sent you important updates about your account in the ticket 1828665.

Thank you for your feedback—it’s helping us improve.

Rated 1 out of 5 stars

Have tried contacting you numerous…

Have tried contacting you numerous times and no one is responding to me.
I
Purchased a much better voucher.
I’ve gone to log onto my account to top my account up with the voucher I purchased and the top up via voucher option isn’t there. No only have I now wasted money on a voucher I can’t use every single email is being ignored!!!

February 23, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Casey,

Thank you for bringing this matter to our attention. We sincerely regret the inconvenience you have experienced and fully understand the frustration this situation has caused.

The department responsible for your case will contact you as soon as possible in the ticket 1827933.

Thank you for your feedback—it’s helping us improve.

Rated 1 out of 5 stars

They sent the withdraw via interac…

They sent the withdraw via interac e-transfer but they didnt send me the password!!!!!!!!!!!!!!!!!! getting irritated as f***

February 13, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Pais,

Thank you for your feedback.

We're truly sorry to hear that your experience hasn’t met expectations.

To support you effectively, we’d appreciate a bit more detail about the issue you mentioned.

Our Support Team is ready to assist, but your review didn’t include enough information for us to identify the concern.

You should have received an email from us via Trustpilot requesting more details privately.

Once we have that, we’ll do everything we can to resolve this promptly.

Thanks again for your cooperation—we look forward to making things right.

Rated 2 out of 5 stars

Pending withdrawal for approval

Hello,

I had received the funds back into my account which your team email me and stated it was reversed. That funds was sent to me by my friend, who has already verified his account, which is how the transfer was completed due to your app rules stated that an account needs to be verified for a transfer to be completed.

My concern is that I submitted a withdrawal to my crypto account and have been waiting for approval since February 9 at 12:56 PM. I was informed that the transaction cannot be approved until my friend verifies his account, but he has already done this multiple times even today, and the app still shows it as unverified. And before u stated about updating the app he did not had the app on his phone he had to redownload it, so the app was on the latest version.

I don’t understand why his verification is required for a withdrawal that I submitted, as he is not involved in this transaction. Please review this matter and approve my withdrawal as soon as possible.

Thank you.

February 12, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Logical,

We’re truly sorry to hear about your experience.

I understand how frustrating this experience must have been for you, and I truly regret the inconvenience caused.

As you may know, MuchBetter is a licensed electronic money institution, and as such, we have to comply with the required regulations, which include the proper account verification for all our accounts created, and this is a basic requirement to perform withdrawals or transfers to another MuchBetter user.

Thank you for your feedback—it’s helping us improve.

Rated 1 out of 5 stars

Avoid all business with this company!

At the beginning of January out of the blue my ring was frozen. I emailed the customer service team and was told they sent out a “mass email” to all customers that they were using a new provider and a new ring would be sent out? I never received any emails about this change. Now I’m waiting for a replacement ring and it’s been over 3 weeks. Something fishy is going on as most companies who do this send out new replacements for the smooth transition prior to freezing the card or device. I am still waiting for my so called replacement & I’m not holding much hope. I strongly believe that this company is in trouble and my funds are going to simply get swallowed up by this mess. I personally would not recommend using much better because it’s actually much worse than expected.

EDIT Got my new ring today so I have access to my funds. Took 3 weeks but it’s here. Fingers crossed I will have no further issues

January 22, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello James,

We appreciate you taking the time to share your concerns with us. Please accept our sincere apologies for the inconvenience and dissatisfaction you have encountered.

We recognize the seriousness of the matter and deeply regret that your experience did not reflect the level of service we are committed to providing.

We are glad to know that your ring was delivered.

Have a great day!

Rated 5 out of 5 stars

Very excellent!

February 4, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Deepbrain sn,

We truly appreciate your positive feedback.

It’s always rewarding to know our efforts are making a difference.

Thank you for choosing us and for taking the time to share your experience.

Have a great day!

Rated 1 out of 5 stars

With the level of bad reviews I am…

With the level of bad reviews I am seeing I have just lost hope of recovering my money, basically I work with Wolt had issues with bank do decide to much better just for my pay to come through and the close the account re asking me for verification which I did then asking for work contact and IBAN and etc of sent all of this sounds too doggy and I just lost my €800 I believe

January 29, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello John,

We appreciate you taking the time to share your concerns with us. Please accept our sincere apologies for the inconvenience and dissatisfaction you have encountered.

We recognize the seriousness of the matter and deeply regret that your experience did not reflect the level of service we are committed to providing.

The department responsible for your case will contact you as soon as possible with more details about your case.

Thank you for your patience—we’re here to help.

Rated 1 out of 5 stars

Denied account access. Brutal nonexistent customer service.

This is a follow up to my previous review where I complained about being locked out of my account. I never got access to my account nor did I ever get a meaningful response from "customer service". Their director of operations Crows about the AI bot they use to respond to service requests in a recent video. Notably he is so proud of the 90% deflection rate provided by the bot. It is embarrassing how bad they are at customer service. I WILL NEVER USE THIS APP AGAIN AND WARN OTHERS TO BE WARY OF IT.

February 1, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Brad,

Thank you for your feedback.

The department responsible for your case sent you an email. Please reply to them with all the information requested in the ticket 1822673.

Once we have that, we’ll do everything we can to resolve this promptly.

Thanks again for your cooperation—we look forward to making things right.

Rated 5 out of 5 stars

Great service

Great service. Customer support responds on time and are helpful. No problems so far.

January 8, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello CustomerJ,

We truly appreciate your positive feedback.

It’s always rewarding to know our efforts are making a difference.

Thank you for choosing us and for taking the time to share your experience—we look forward to serving you again.

Rated 1 out of 5 stars

Don't use, they will tie your money up

Have had problems so didn't use my payment ring for a few weeks. Then added £90 via the app only to find my payment ring wouldn't work. I had to contact MuchBetter and only then was I told the ring was frozen. They have offered to send a new one but my money is out of bounds because I refuse to pay to have the money put back in my account when they should've prevented me from topping up if I couldn't actually use it. Will get my money back then I'm finished with them.
*EDIT: They have just contacted me to say that I can have my money back if I request it in the app and pay 2%. Absolute scum. They should never have let me top up knowing I couldn't use the money.

January 30, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Joanna,

Thank you for your feedback.

Our support department sent you an email with important updates about your ring. Please read the information provided in the ticket 1816240.

Thanks again for your cooperation—we look forward to making things right.

Rated 1 out of 5 stars

My ring just stopped working with no…

My ring just stopped working with no warning. I was told it may be working by Spring, or i could request a new ring which would work immediately. That was a month ago. Istill haven't received it and responses to emails are zero. Closing my account and looking for another provider. Disappointed customer!!!

January 6, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Lynne,

We appreciate you taking the time to share your concerns with us. Please accept our sincere apologies for the inconvenience and dissatisfaction you have encountered.

We recognize the seriousness of the matter and deeply regret that your experience did not reflect the level of service we are committed to providing.

The department responsible for your case sent you an email today with important updates about the delivery.

Thank you for your patience—we’re here to help.

Rated 1 out of 5 stars

My funds been locked by these people in…

My funds been locked by these people in few years now with out getting any response from the Muchbetter big scams and not honest nation.

January 29, 2025
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Surena,

Thank you for your feedback.

We're truly sorry to hear that your experience hasn’t met expectations.

To support you effectively, we’d appreciate a bit more detail about the issue you mentioned.

Our Support Team is ready to assist, but your review didn’t include enough information for us to identify the concern.

You should have received an email from us via Trustpilot requesting more details privately.

Once we have that, we’ll do everything we can to resolve this promptly.

Thanks again for your cooperation—we look forward to making things right.

Rated 1 out of 5 stars

FORMAL COMPLAINT - Account Frozen & No Response - Gabriel Leal Israel - Phone: +5548996363734

To the Complaints Department,
​I am filing a Formal Complaint against MIR Limited (MuchBetter) regarding my account registered under the phone number +5548996363734.

​I have provided all required KYC documentation for account verification, yet my account remains restricted and my funds are being held without any justification or response from your support team for over a week.

​This lack of communication and the withholding of my funds constitute a breach of the FCA’s "Consumer Duty" and "Treating Customers Fairly" principles.

​I request:
​The immediate review and approval of my verification documents.
​The immediate release of my funds for withdrawal.

​Please note that if I do not receive a final response or a resolution within 15 business days, I will escalate this case to the Financial Ombudsman Service (FOS) and notify the FCA regarding your firm's conduct.

​I look forward to your prompt response.

​Regards,
Gabriel Leal Israel

December 2, 2025
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Gabriel,

We're truly sorry to hear about your experience. We understand how distressing it is to be locked out of your account—especially when your funds are involved and support feels out of reach.

This is not the level of service we aim to provide, and we take your concerns seriously.

The department responsible for your account confirmed that the verification was completed and your account has been reinstated; therefore, you should not have issues with your account.

Thank you for your patience—we’re here to help.

Rated 1 out of 5 stars

I deposited $1400 on Monday 26th…

I deposited $1400 on Monday 26th January. Completed the app verification. Its now been 2 days and I can not get a response from anyone. I have sent multiple emails and received multiple tickets regarding the account. My money is locked in the account. I can’t withdraw or spend it anywhere. No one is responding to me. The support has been diabolical. I just feel scammed.

January 26, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Ardilon,

We're truly sorry to hear about your experience. We understand how distressing it is to be locked out of your account—especially when your funds are involved and support feels out of reach.

This is not the level of service we aim to provide, and we take your concerns seriously.

The department responsible for your case will contact you as soon as possible.

Thank you for your patience—we’re here to help.

Rated 1 out of 5 stars

I put on 1000 to deposit to a casino…

I put on 1000 to deposit to a casino app. I took 1 days to show up on my account when i dont need it anymore.
I made a withdrawal of that 1000. They send me an email that my withdrawal is pending for reviewing. Asking me the reasons for withdrawal, providing bank statement…
I did send them all details and not hearing back from them 3 days now.
My ticket number is 1819375

January 14, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Thang,

Thank you for bringing this matter to our attention. We sincerely regret the inconvenience you have experienced and fully understand the frustration this situation has caused.

Please accept our deepest apologies for the disruption and disappointment.

This is not reflective of the standards we strive to uphold, and we take your concerns very seriously.

The department responsible for your case will contact you as soon as possible.

Thank you for your patience—we’re here to help.

Rated 1 out of 5 stars

Deposit at your own risk. It happened to me, so I don’t want it to happen to anyone

Deposit and let’s see whether you will be able to withdraw. I am always lucky with all this bad site. I actually wanted to deposit $1000 CAD but my mind said I should deposit like $60 - $65 which is a good sum to check it out before depositing enough.

The thing is that we should always trust our instinct, I deposited $65 CAD and I can’t withdraw, I even tried withdrawing through crypto which I found it might be easy to withdraw but no. Tried everything even linking the virtual card they gave me to my PayPal or Apple Pay, even trying to make payment on most sites.

Please be careful. Now my $65 is stuck. The funny thing is, what do they gain in doing all this? The answer is bad reviews.

I tried to reach out to the customer support, seems AI is their only customer support and AI don’t even give the right response

The funny thing again I ask, what do they gain in doing all this? The answer is bad reviews.

I always talk good when an app is doing good but don’t expect me to sit down and not say anything when an app is bad or fraudulent.

January 26, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Uchenna,

Thank you for your feedback.

We're truly sorry to hear that your experience hasn’t met expectations.

To support you effectively, we’d appreciate a bit more detail about the issue you mentioned.

Our Support Team is ready to assist, but your review didn’t include enough information for us to identify the concern.

You should have received an email from us via Trustpilot requesting more details privately.

Once we have that, we’ll do everything we can to resolve this promptly.

Thanks again for your cooperation—we look forward to making things right.

Rated 4 out of 5 stars

Whenever I contacted the support about…

Whenever I contacted the support about any issue they resolve it at once. Really great service they are providing. Thanks MuchBetter

January 25, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello Waseem,

Thank you so much for your kind words!

We're thrilled to hear you had a great experience.

Your support means the world to us, and we’re here whenever you need us again.

Thanks for being part of our journey!

Rated 1 out of 5 stars

The absolute worse company over ever…

The absolute worse company over ever experienced. I signed up to make it easier to use their wallet for a few sites and it's the worse thing anyone can do.

Never ever ever use this company they take 5-15 days to reply to your request, they can't be called and their chat bot doesn't understand anything.

I have no idea how they are still in business.

January 23, 2026
Unprompted review
MuchBetter logo

Reply from MuchBetter

Hello BB,

Thank you for your feedback.

We're truly sorry to hear that your experience hasn’t met expectations.

Our support department sent you an email with important updates about your account. Please read the information provided in the ticket 1817815.

Thanks again for your cooperation—we look forward to making things right.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look