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Company details

  1. Non-Bank Financial Service

Written by the company

Equity release is a special type of mortgage that is only available to homeowners over 55. There are a huge range of plans available, which enable you to access some of the money - the equity - that has built up within the value of your home over time. Why chose us: • We specialise in advising on lifetime mortgages; • We research the whole of the lifetime mortgage market; • We provide a free, no obligation consultation; • We visit you in your own home; • We offer advice over the phone; • We offer professional guidance and are fully qualified advisers; • We offer fully independent and regulated advice; • We will check whether you have any benefit entitlements and if there could be an effect on them; • We are authorised and regulated by the FCA, through The Right Mortgage Ltd.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

13 reviews

5-star
4-star
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1-star

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Rated 5 out of 5 stars

Extremely helpful

Extremely helpful. A previous equity release specialist did not make it happen - hence I tried this firm with complete success.

April 16, 2025
Unprompted review
Rated 5 out of 5 stars

Huge thanks to MY LATER LIFE

5 Stars – Brilliant from Start to Finish!

My nan recently took out a later life equity release mortgage, and I honestly can’t thank My Later Life enough for how smooth they made the whole process.

It started with Simon, who was the first person we spoke to as my nan wanted my help. He was kind, patient, and explained everything clearly without any pressure. We had a lot of questions, and he took the time to make sure we understood exactly how it all worked.

Then Chris stepped in and helped find my nan a great offer—actually better than anything we’d found ourselves online. He was super efficient and kept us updated every step of the way.

From the very first call to the money landing in my nan’s account, the whole thing took just 5 weeks, which was quicker than we expected. It’s made such a difference to her, and the peace of mind it’s brought is priceless.

Huge thanks to Simon, Chris, and the whole team at My Later Life. Would definitely recommend them to anyone thinking about equity release!

March 20, 2025
Unprompted review
Rated 5 out of 5 stars

Graham was brilliant

Graham was very efficient, honest and reliable and helped with the process of applying for equity release very easy. I would thoroughly recommend.

November 15, 2022
Unprompted review
Rated 5 out of 5 stars

Graham was recommended to me by a…

Graham was recommended to me by a friend as a financial advisor who was to be trusted and a true
professional.
Graham truly lived up to his recommendation gave us very good advice which has turned out to be perfect timing.

August 9, 2022
Unprompted review
Rated 5 out of 5 stars

attic problems

we found out from our origina agent that because we had had foam insuation ut in our attic, we would not get another loan unless it was removed.i found graham online,he put us in touch with a removal firm,twy did a very good job and waited 4 months for payment after graham had put us in touch with another lender.it took time but everything worked out in the end. thanks in the main to do with graham

November 4, 2022
Unprompted review
my-laterlife.com logo

Reply from my-laterlife.com

Thank you so much for your review and support.

Rated 5 out of 5 stars

Very good service

It was a very good experience from start to finish. Graham was so efficient and on time with his appointments and emails. Everything was explained thoroughly and it was easier than I thought. I'm very happy with how it went and would highly recommend Graham and My Later Life.

November 1, 2022
Unprompted review
my-laterlife.com logo

Reply from my-laterlife.com

Thank you so much Dawn for taking the time to write a review.

Rated 5 out of 5 stars

Graham was an absolute gentleman

Graham was an absolute gentleman, he was there for us every step of the way taking every care that we completely understood the process and what we were committing to. Nothing was too much of a bother for him and was easy to contact when needed.
We would have no hesitation in recommending Graham to any of our friends or relatives that may need his help in the future. Steve & Vanessa.

October 24, 2022
Unprompted review
my-laterlife.com logo

Reply from my-laterlife.com

Thanks Stephen for taking the time to write a review.

Rated 5 out of 5 stars

Excellent Service

I had been thinking about equity release and was referred to Graham. He was amazing, explained everything involved and was there every step of the way to support and guide me. He was very professional and always available to answer any questions I had. Excellent service would highly recommend.

October 28, 2022
Unprompted review
my-laterlife.com logo

Reply from my-laterlife.com

Thank you Elaine for such a kind review

Rated 5 out of 5 stars

No hesitation in recommending My Later Life

I was recommended to My Later Life by our financial advisors. Despite the competition that there is in this field, we found that our initial consultation made us feel confident that we were in the right hands and were provided with excellent advice and assistance throughout the whole procedure. This was dealt with in a very professional and efficient manner. We would have no hesitation in recommending this company.

October 18, 2022
Unprompted review
my-laterlife.com logo

Reply from my-laterlife.com

Thank you David for a lovely review.

Rated 5 out of 5 stars

Efficient and friendly

We were referred to Graham by a friend a few years ago but weren’t quite ready. He stayed in touch over the years. He was friendly and made things easy to understand through the whole experience.

September 7, 2022
Unprompted review
my-laterlife.com logo

Reply from my-laterlife.com

Thank you Francisco for taking the time to leave a review.

Rated 5 out of 5 stars

Graham was a professional from the…

Graham was a professional from the beginning. We’re so glad we chose this company. We used the funds to help our son buy and also take a much needed holiday. Very helpful whenever we had questions. Would recommend very highly indeed.

September 6, 2022
Unprompted review
my-laterlife.com logo

Reply from my-laterlife.com

Thank you Allen for your kind review.

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