While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 147 reviews, most reviewers were let down by their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered issues with payments, including unexpected fees and funds being withheld. Customers frequently reported problems with the overall service, describing it as appalling and frustrating, with staff often perceived as unhelpful and uncaring. Some people were dissatisfied with the difficulty in contacting the company, experiencing long wait times and unreturned calls. However, some customers also noted positive experiences with specific staff members who provided professional and efficient service, and appreciated features like in-branch assistance for online banking and tap-and-go card functionality.

What people talk about most

Customer service

Consumers find customer service to be negative, with many reporting frustrating experiences due to long wait... See more

Payment

Reviewers express widespread dissatisfaction with payment processes. Many customers report issues such as... See more

Service

Customers consistently note negative experiences with service. Many reviewers describe the customer service... See more

Staff

Clients share negative opinions on staff, frequently citing issues with availability and competence. Many... See more

Customer communications

Users describe negative interactions with contact, primarily due to extreme difficulty reaching a real... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Actually, star rating would be -100. Im on hold to NAB to sort out a suspected scam on my credit card. I have been waiting 40 minutes! 40 seriously valuable minutes subtracted from my life. For wha... See more

Rated 1 out of 5 stars

Wanted a replacement credit card as old one became somewhat ragged . Contacted NAB by phone , no problem replacement card on the way , should be 5 days . Buy petrol on the way to airport , card... See more

Rated 1 out of 5 stars

Report a dispute via phone conversation. No resolution. Upgrade to a fraud case, and another phone conversation, ni interest in the evidence to prove fraud. Just question about why I made the payment.... See more


Company details

  1. Insurance Agency
  2. Bank
  3. Financial Consultant
  4. Financial Institution
  5. Money Transfer Service
  6. Non-Bank Financial Service

Information provided by various external sources

National Australia Bank is an international financial services group providing a comprehensive and integrated range of financial services across four continents and 15 countries.


Contact info

1.5

Bad

TrustScore 1.5 out of 5

507 reviews

5-star
4-star
3-star
2-star
1-star

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Reference number COM-1473678

Reference Number - CIR3BD-C3-420040540 Complaint
Reference number COM-1473678.

NAB - Complaints
After waiting 20min I was directed to Mr Richard ( Manger ) from NAB Norwood Branch, on the Parade in South Australia.
Firstly, He was a disgusting and rude branch manager. As I walked out he said when you come back,
watch your manners. He yelled at me because he thought I spoke over the top of him.
I will make many complaints online such as google reviews due to his behaviour and he was clearly
in the wrong. Allow me to explain.

I received a letter stating that we needed to be individually identified as I am the director of E and J Music PRODUCTIONS P/L
Today I was identified calling 1300571771. Problem solved.
I had advised that the Beneficial Owner who has not been part of the company for many years and is not contactable,
needs to be removed.

When I called 1300571771, the lady advised all I had to do was go the branch and they will fill in some paperwork to remove the beneficial owner.
The branch manager Richard who is pudgy and bold to describe his physique, declined my request.
I said to call 1300571771 to confirm what is required of the branch, he stood firm and said that he wouldn’t do that.
He said I needed to contact ASIC. I asked who was telling the truth, him or the 1300571771.
He said it wasn’t about the truth!

It went on and I walked out because he refused to do it. This is called incompetence, disgusting behaviour, arrogant
And he should be fired for the way he conducted himself.

I drove home and recontacted 1300571771 and spoke to Susan who was lovely from Melbourne branch who has been working for NAB for 25 years.She said, you can absolutely have the name removed. The branch has to fill out a AAC form, attach it to the business profile, then call 1300571771 as the branch need to authorise it then they will remove the signatory.

What I am now requesting is the following before you suspend my account in 7 days

I want Richard to now fill in that form, and do what was required.
I want an apology for declining my request, I want an apology for his arrogance, I want an apology for his incompetence to handle
a customer, I want an apology for not knowing the banking terms and procedures, I want an apology for not calling 1300 to verify that I was asked to go to the branch, fill out paperwork. I want this said verbally and in written form.

Then you need to fire him. He is a disgusting representative for your company.

Kind regards
Elio

January 31, 2025
Unprompted review
Rated 1 out of 5 stars

Nab have incorrectly charged me intl…

Nab have incorrectly charged me intl fees on local transactions amount to over $13,000. I've spoken with the merchant who has confirmed all charges are processed locally. NAB continues to charge me these fees & just redirects me back to the 'merchant'

January 22, 2025
Unprompted review
Rated 1 out of 5 stars

One star is one too many

One star is one too many. I had my account locked for fraud after transferring some money to my brother. After seeing the bank manager I had to put up with questioning from a rude person from fraud team, most of the questions were none of the bank's business. After I complained to NAB they gave me the run around for 3 more weeks before I was able to get access to my money. This bank is a joke.

January 2, 2025
Unprompted review
Rated 1 out of 5 stars

have you ever heard of a bank taking it…

have you ever heard of a bank taking it upon themselves to cancel an InsurancePolicy, then also taking it upon themselves to bring that Zombie Insurance Policy back to life soon after?
> AND then allow another company to DOUBLE the #DirectDebit charges (charge twice for that 1 policy) … well National Australia Bank did this to my mother *while she was in respite at at an Aged Care Home convalescing after hospital (and just a month after she was financially abused by someone else, that nab was made aware of)…

and then when nab is asked for comment about this they refuse to answer to our complaint; and then (unlawfully) claim to AFCA that the nab letters regarding this are "not found on NAB Systems " and that "none of the digital NAB Systems contain these documents" : says Jawad Mehmood representing nab “resolutions” team…

national Australia Bank - HowLowCanTheyGo? (Oh it gets lower - i’ll be back posting again with more disgusting examples of their unlawful actions)

January 29, 2025
Unprompted review
Rated 1 out of 5 stars

I worked it out with proof that nab…

I worked it out with proof that nab scams its costumers by double up on purchased items twice on the nab card and keeps one charged item to its self and the other to the whole seller and when I approached the whole seller they confirmed the situation and that it wasn’t the first time so be aware and check your purchases nab is a scammer

January 28, 2025
Unprompted review
Rated 2 out of 5 stars

Don’t bother to complain to NAB they won’t believe you

Looks like NAB is happy when all is going well but less than able or willing to resolve genuine complaints due to the very limited jurisdiction afforded to complaint handling staff.A very simple issue relating to a clitch in their system which enables customers to update their account details ,thus enabling NAB to meet their legal obligations in this regard ,appears to be too hard to resolve unless I spend countless hours jumping through their un necessary hoops which I am not willing to do .
Just a gentle reminder to current and future NAB customers if you have a complaint don’t expect too mu ch by way of response.

January 14, 2025
Unprompted review
Rated 1 out of 5 stars

Went to Frankston branch the dude there…

Went to Frankston branch the dude there didn't acknowledge me at the help counter kept talking to security guard and his mate finally asked what I needed told him he then walked off came back and said someone else was coming after 5 minutes no one came the whole time he was talking to his mate so I stormed off why pay someone who is supposed to help but all the he do is talk the whole banking system is down the shitter

January 23, 2025
Unprompted review
Rated 1 out of 5 stars

I dont understand why you guys have to…

I dont understand why you guys have to put ur nose in people's business! My account got locked for fraud for transfering money between me and my mother and we had to waste our time and go to a branch to fix an issue that was so dumb. When it comes to helping us with genuine things you guys are useless and have no time to help

January 8, 2025
Unprompted review
Rated 1 out of 5 stars

Terrible customer service

Terrible customer service. I signed up to Nab over 2 months ago and I still haven’t received my debit card, have called to the branch 3 times and spent hours on the phone to see where it is and every time they have to resend a new one. Have not been able to use an atm since I got to Australia because of this and no one has been any help, one guy on the phone was extremely rude also!

December 14, 2024
Unprompted review
Rated 1 out of 5 stars

If I could put no stars I would

If I could put no stars I would. This guy Jawad.Mehmood is supposed to find resolutions to issues. What a joke. He hid the recording of one of the NAB employees who gave me the wrong advice and I lost so much money. He also has the attitude that if you don’t like it you can go to another bank. What has happened to Australia when we had ethics and morals and dealt with customer complaints the Australian way!!!! And I’m also not allowed to talk to his Manager…..

December 31, 2024
Unprompted review
Rated 1 out of 5 stars

Stealing from the old and vulnerable and happily keeping people in debt.

Stealing from the old and vulnerable.
This company has no morals. I've just found out that my elderly mother (82 years old) has $18k in credit card debt after being given a $30k credit card limit.
This is after I had already bailed her out in 2020 by paying a $27k NAB credit card debt and requesting that NAB refuse to give her anything more than a $5k limit for any future credit cards.
She also still has a $250k mortgage so is up to her eyeballs in debt. It's criminal that they look at her finance profile and still have no qualms giving out high limit credit cards like candy.
Preying on the vulnerable to squeeze every last cent out of them.
I'm so angry that this is legal.

December 27, 2024
Unprompted review
Rated 1 out of 5 stars

Check display

My w1thdrawal wont have been made possible if not for the above name mentioned in display picture .

September 13, 2024
Unprompted review
Rated 1 out of 5 stars

NAB credit card is safe - for the fraudsters

I was scammed in South America and two amounts debited to my NAB credit card within two minutes of each other and different businesses. I informed the bank verbally within three hours of discovering it (also on a weekend when banks don't do business), notified them of the fraud the same day, and disputed the transactions again the next day. Result, (apart from blatantly lying that I only reported the fraud three weeks later, when I had emails confirming receipt of my notifications): the NAB was unable to stop the transaction, and hence, bad luck, buddy! While this may be correct (although I still consider it more a myth than a fact), since I authorized the transactions through my PIN (long story) they never answered the question, what DID you do to minimize my damage? (answer of course is, nothing!) AFCA gladly accepted the Bank's silence on this question, and were too happy to close the book on the matter. Facit: don't believe it when the NAB tout their security and safety measures for c/c transactions!

December 10, 2024
Unprompted review
Rated 1 out of 5 stars

Nasty Australian Bank blocked our…

Nasty Australian Bank blocked our account after a simple transfer to CBA account. After complaining they refused to unblock it or allow us to close the account and move to another bank so we complained to AFCA and CEO on Linkedin, 4 weeks later they replied that they they suspect mental incompetence and elder/financial abuse BUT if we agree to drop complain they will let us use the card for small transactions at shops. We won't so it may take another 8-12 weeks before we can access our own money. Stay away from crooks that use ever changing 'terms & conditions' to block you access to your own money. Hopefully ASIC will take notice one day and take these bullies to court and make them pay.

November 25, 2024
Unprompted review
Rated 1 out of 5 stars

i travel over sea on holiday and lost…

i travel over sea on holiday and lost my card and this is where it all went wrong i called bank asap and told them my card was lost and need cash omg ,,i went threw hell they promised me they get cash to asap and it never happed they never returned my calls like they said they said they would and my card was being used by someone else and i told them stop my card never happed and make long story short i have take them court now to get matter fix its worse bank ever stay away from this bank please..

November 5, 2024
Unprompted review
Rated 1 out of 5 stars

Terrible experience with Ocean Keys…

Terrible experience with Ocean Keys branch manager Andrew. Has a superiority complex about being the branch manager. Helen saved the day but will be moving everything to another bank because NAB is not consistent with their protocols and procedures. Been stuck with an issue re our joint account for 2 years and been given all sorts of different information by different branches and call agents and no one seems to really know their shit. But also the interaction with Andrew was the final straw. Almost 20 years with NAB, goodbye

November 22, 2024
Unprompted review
Rated 5 out of 5 stars

Good service

I went to NAB Haymarket to exchange money. The staff Joanna Chu was very patient and provided me with a very good service.

November 22, 2024
Unprompted review
Rated 1 out of 5 stars

A Truly “Seamless” Experience with Account Closure

Oh, where do we even begin? Trying to close our business account has been an absolute joy—let’s just say, a year and a half later, and we’re still not done! Apparently, closing an account is such a complicated process, especially when eftpos machines are involved. These delightful devices took a mere six months to be collected after we requested their return. But don’t worry, once they finally got around to picking them up, we were kindly reminded that we’d be charged if the machines weren’t returned—because we, of course, were the ones dragging our feet.

And here we are, months later, still dealing with fees for transferring funds from an account that was supposed to be closed, but wasn’t—because that was just a small detail the bank “forgot” to handle. Never mind that the funds were received because of their delays—now we’re being punished for that.

Honestly, it's beyond frustrating, but what do you expect from a bank that makes a simple task feel like a never-ending episode of Survivor. Communication has been non-existent, and clearly, they’ve mastered the art of making everything as difficult as possible.

At this point, we're ready to take our business elsewhere. The whole experience has been a real “pleasure,” and we’re absolutely thrilled to move on from this nightmare.

November 22, 2024
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look