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NOW Finance Reviews 

2,356
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 186 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being friendly, helpful, and professional, making the entire process straightforward and easy. Many highlight the exceptional customer service, noting quick response times and clear communication that made them feel supported and informed. The overall service is frequently described as incredible, efficient, and stress-free, with many appreciating the simple and pain-free user experience. However, some people were dissatisfied with the application process, finding it complicated and intrusive due to extensive information requests. A few other people also felt that the company was unprofessional and unhelpful when issues arose, leading to a negative overall experience.

What people talk about most

Staff

Customers had positive experiences with staff, consistently describing them as professional, friendly, and... See more

Service

Users describe positive interactions with service, highlighting the ease and stress-free nature of processes... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising the helpfulness and efficiency... See more

User experience

Clients share positive opinions on user experience, frequently describing the application process as fast,... See more

Response time

Consumers find response times to be positive, with many reviewers highlighting the quick and helpful service... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Staff are super friendly and extremely helpful. There was a slight system issue as I have a new last name due to marriage and it wouldn't link to my previous profile which a work around was sorted fas... See more

Company replied

Rated 5 out of 5 stars

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae. We talked for a... See more

Company replied

Rated 5 out of 5 stars

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to de... See more

Company replied

Rated 5 out of 5 stars

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their servi... See more

Company replied


Company details

  1. Non-Bank Financial Service

About NOW Finance

Written by the company

Personalised Lending Made Simple

NOW Finance is an Australian-owned non-bank lender helping Australians access simple, transparent finance. We offer competitive personal loans and car loans in Australia with flexible terms to support your goals.

Whether you’re buying a car, consolidating debt, renovating your home, or covering major expenses, our loans are designed to work around your life.

Check your personalised quote online in minutes without impacting your credit score, then complete your application quickly and securely.


Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

Personal & Car Loans made simple

Written by the company

NOW Finance offers flexible personal loans and car loans designed to make borrowing straightforward.
Personal Loans: Enjoy fixed rates, flexible repayments, and no fees ever, so you always know exactly what you're paying.
Car Loans: Finance your next vehicle with clear upfront pricing, flexible loan terms and no ongoing or early repayment fees.
Check your personalised quote online in minutes and easily complete your online application straight from your phone.
Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

A faster way to apply for a loan

Applying for a personal or car loan with NOW Finance is quick and straightforward:


- Check your personalised quote online

- Complete your application in minutes

- Manage everything digitally

From quote to conditional approval, the process is simple and convenient.

Get My Rate

Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142


Contact info

Promotion box for NOW Finance

Award-winning Personal & Car Loans

Get your personalised quote with no impact to your credit score.

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 80% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(2,356)

185 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Nothing was a problem

Nothing was a problem. Very helpful team and every quick to respond to emails.

March 5, 2026
NOW Finance logo

Reply from NOW Finance

Hi David, thank you for the 5 star review and your kind words. I’m glad to hear our team was very helpful and quick to respond to your emails, and that nothing was a problem throughout the process.

Rated 5 out of 5 stars

Efficiency

Dealing with staff was very kind

March 10, 2026
NOW Finance logo

Reply from NOW Finance

Hi Jose, thanks for your 5-star review and for noting how kind our staff were to deal with. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Good prompt service

Good prompt service

February 23, 2026
NOW Finance logo

Reply from NOW Finance

Hi Mark, thank you for your positive feedback on our prompt service. We're pleased to hear the speed of our process met your expectations.

Rated 5 out of 5 stars

Great company and fantastic service

Great company and fantastic service. My loan application was processed without any hassle and Now Finance was a pleasure to deal with

March 2, 2026
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Reply from NOW Finance

Hi Matthew, thank you for your 5-star review. I'm glad to hear your loan application was processed without any hassle and that you found NOW Finance easy to deal with. We appreciate your feedback and look forward to assisting you again.

Rated 5 out of 5 stars

The best loan company I have ever used

The best loan company I have ever used. Always quick and easy and very professional.

February 25, 2026
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Reply from NOW Finance

Hi Trinity, thank you for the 5 star review. It’s great to hear the process was quick, easy and professional. We look forward to helping you again if you have any future loan requirements.

Rated 1 out of 5 stars

My review is based on three main…

My review is based on three main issues.
First, it is impossible to check your own statement without submitting a request.
Second, there is no login option available on the Now Finance website when accessing it from a mobile device.
Third, my credit score was impacted even though I did not proceed with the application.
Based on this experience, I would never recommend Now Finance to anyone.

February 25, 2026
NOW Finance logo

Reply from NOW Finance

Hi Francesco, thankyou for your feedback.

NOW Finance provide statements upon request, so customers are not set into a fixed timeframe for their loan statement i.e. each quarter etc. We have several ways in which a customer may request a statement, via calling or emailing our Customer Service centre, or by requesting same on the Customer Portal. I can see you’ve accessed the Customer Portal and requested statements before. Many customers are very happy that they can receive a statement at any time they request one.

In respect of your loan and the credit enquiry, your loan is a fully funded loan account and once the last repayment is received the loan will be paid out and closed. A credit enquiry was conducted at time of application as per your consent. All applications submitted for assessment, incur a credit enquiry check which is the first stage of the assessment process as per our credit policy.

Thank you for also raising about the issue you had with the mobile log in. This has been rectified since your review, thank you for raising your concern on this. If you’d like to speak with me about your experience with NOW Finance, please don’t hesitate to reach out and thank you once again for taking the time to add your feedback.

Kind regards
Denice Martin
Head of Dispute Resolution

Rated 5 out of 5 stars

Honest

Honest, adaptable, empathetic, excellent

February 25, 2026
NOW Finance logo

Reply from NOW Finance

Hi Mark, thank you for review and 5-star rating. We’re glad our approach and communication met your expectations.

Rated 5 out of 5 stars
NOW Finance logo

Reply from NOW Finance

Hi Kimberley, thanks for sharing your feedback and your 5-star rating. I’m glad you found everything very easy to use and communicate with. If you ever have suggestions on how we can make things even simpler, we’d be keen to hear them.

Rated 5 out of 5 stars

Quick

Quick, reliable, user friendly

February 23, 2026
NOW Finance logo

Reply from NOW Finance

Hi Paul, thanks for taking the time to share your 5 star review. It’s great to hear you found the process quick, reliable and user friendly. We appreciate your feedback and look forward to helping you again in the future.

Rated 5 out of 5 stars

Reduced Stressful Financial Decision

Fast, transparent and user friendly process.

February 18, 2026
NOW Finance logo

Reply from NOW Finance

Hi Ronald, thank you for your 5-star review. We're glad to hear the fast and transparent process helped you. We appreciate your feedback and look forward to assisting you again.

Rated 5 out of 5 stars

Very professional

Very professional

February 19, 2026
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Reply from NOW Finance

Hi Cheny Maliwat, thank you for your 5-star review. We're glad you found our service very professional and appreciate your positive feedback.

Rated 5 out of 5 stars

Very happy with experience

Very happy with experience. Everything went smoothly and in very professional manner. Highly recommend

February 19, 2026
NOW Finance logo

Reply from NOW Finance

Hi Dmitry, thank you for your positive feedback. We’re glad to hear everything went smoothly and you found the experience professional. We appreciate your recommendation and your 5-star rating.

Rated 5 out of 5 stars

Easy to use

Great service easy to use customer service on the phone was excellent. Once all paperwork was through the process was timeless and seamless.

February 18, 2026
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Reply from NOW Finance

Hi Krystal, thank you for your 5-star review. I'm glad to hear our customer service was excellent and that the paperwork process was seamless and fast. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

I have had an exceptions experience…

I have had an exceptions experience with now finance, no hassles, easy format to fill out, if ever I needed help , without fail, the experienced now finance staff were very helpful in helping me complete my application, I would highly rate this finance company, great job, very professional

February 18, 2026
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Reply from NOW Finance

Hi Kylie, thank you for sharing your experience with now finance. We're pleased to hear the easy application format and helpful assistance from our staff made the process smooth for you. We appreciate your five-star rating and your recommendation.

Rated 5 out of 5 stars

EASY PEASY

I had an excellent experience with Now Finance. Quick, easy and with a personal touch. They are a pleasure to deal with not only in the application stage but through the whole loan process. I would highly recommend.

February 16, 2026
NOW Finance logo

Reply from NOW Finance

Hi Jonathon Attwood, thank you for your 5-star review. We're glad to hear the loan process was quick and easy, with a personal touch throughout. It’s great to know you found our team a pleasure to deal with from application to payout. We appreciate your recommendation.

Rated 4 out of 5 stars

The Communication between staff excellent

Excellent service

February 17, 2026
NOW Finance logo

Reply from NOW Finance

Hi Steven, thank you for your feedback and your 4-star rating. I'm glad to hear the communication between our staff was excellent and you received great service. We will work on making the overall experience even smoother to earn that extra star next time.

Rated 5 out of 5 stars

Customer service

Easy to deal with, excellent customer service

February 17, 2026
NOW Finance logo

Reply from NOW Finance

Hi Elizabeth, thank you for your 5-star rating and kind words. We're glad you found the customer service easy to deal with. We appreciate your feedback and look forward to assisting you again.

Rated 5 out of 5 stars

Very helpful and prompt

Our consultant, Adhele, was very helpful and prompt with the whole procedure. Made everything easy and went very smoothly.

February 11, 2026
NOW Finance logo

Reply from NOW Finance

Hi Claire Anderson, thank you for your 5-star review. I’m glad Adhele made the process easy and was prompt throughout. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Simple process, loans approved quickly.

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to dealership once all paperwork done. All up a great experience. Bonus $300 Visa card was a nice surprise from using Clearscore.

February 16, 2026
NOW Finance logo

Reply from NOW Finance

Hi Heidi, thank you for sharing your experience. I'm glad to hear Darryl made the process simple and that your loan was approved quickly with funds released to the dealership promptly. It's great to know you appreciated the bonus $300 Visa card as well.

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