Onramp Funds Reviews 228

Easy process and very helpful with everything

Lies. Lies. Lies. Salespeople misrepresent lending criteria. Once they lend, they lock you into an overpriced loan that is impossible to "re-up" even though you meet sales criteria. Another reviewer put it best "They preach 'relationship' BS only to bend and stretch and then eventually turn you down !" In my case, when I complained and pointed out their errors and misrepresentations, they sent me to collections.

It was a little hard to understand exactly how it all worked, but my salesmen took the time to walk me through it and get it all set up.

Onramp Funds has proven to be a transformative force in financial assistance, offering a seamless and transparent experience that stands out in a crowded market. My heartfelt appreciation goes to Molly, my dedicated account manager at Onramp, who played an instrumental role in guiding me through the process effortlessly. OnRamp distinguishes itself with a personalized and easy-to-navigate approach, fostering clear and efficient communication. Their commitment to transparency is evident not only in their articulate communication but also in the swift processing of funds, reflecting reliability and trustworthiness. Led by professionals like Brandon, the Onramp team goes beyond conventional lending, positioning themselves as strategic partners genuinely invested in the success of their clients' ventures. For those seeking financial support coupled with a collaborative and supportive business relationship, Onramp Funds, with Molly's invaluable support, stands as a commendable choice.

Onramp is AWESOME to work with! They are a big part of how I plan for my cash flow during the off-peak season to keep my inventory flow healthy and operations moving smoothly. My account manager Andrew is a pleasure to speak with anytime I am needing to discuss my financing needs, industry trends, opportunities, or just to talk over how the business is going! I highly recommend them to anyone looking to access quick, simple, affordable capital for their e-commerce business!

My experience with Onramp is amazing,they helped me get much needed funds for my amazon business so i can keep buying inventory. The whole process of applying and getting funds is super simple, i appreciate help from Tina, Molly and Andrew, they are always there to help me with any questions that i have and to make this process as smooth as possible. Looking forward working with Onramp and scaling my business with their help!

Great company and even better staff! They really get to know you and your business and help in anyway they can. A+++++

Put my small company through the ringer with promise after promise and delay after delay , they preach all this "relationship" BS only to bend and stretch and then eventually turn you down !
Thanks Noah
What a joke !

a complete waste of time, something small business owners already have LITTLE of so thought it was important for me to leave this review to prevent others from not only waisting time but MONEY!
i applied and was immediately informed i was approved and needed to integrate my shop and give onramp access which i did. then i get an email saying everything is good but i need to have an llc....so again take time and money to get an llc only then to be notified i'm actually NOT approved due to me being located in california which THEY ALREADY KNEW! but gave me the "GREAT NEWS" in there next email message "The great news is we can send you a higher dollar amount of $5,000 to get started! We will need to wait for trailing 30-day sales to reach $7,500 or above." so again i am being led on and actually made sales higher than that in the 30 day period so let them know but oh wait there's another catch they didn't bother to disclose "We pick up net sales, so we do not account for Shipping or discounts."
i really don't understand what is the point as another reviewer left to make ppl do all these things without FULL DISCLOSURE initially to prevent small business owners from WAISTING TIME AND MONEY.

What truly sets Onramp Funds apart from the competition is their astonishing speed when it comes to delivering funds. I had heard about their reputation for fast service, but experiencing it firsthand was something else. From the moment I completed the necessary documentation, it felt like no time at all before my funds were in my account. This level of efficiency is a rare find in the financial industry and speaks volumes about Onramp Funds' commitment to meeting their clients' needs promptly.

Just another Scammer- everything looks good up front then you get in. They don't honor what they tell you. You qualify based on tiers and the first tier is minimal so you can barely purchase enough units to turn over. They do require credit checks even though they advertise not. They request access to both your bank accounts and amazon account. They can see sales but still don't honor their tiers. By the time you mention this to them your sales data changes and you don't qualify for a tier anymore. Really high fees in the grand scheme of things- Not worth the trouble, hassle and sleezy sales pitches. They call you daily until you respond and the email harassment is even worse- multiple times a day- just trying to get their commission.

Allowed me access to capital, that's the best I can say.

The client survice is just okey. They did not clearly lay out my payment schedule, nor is the website particularly information or robust. Just a bare bones platform.

The loan amount was also quite low. Debated whether it was valuable for me to take on the debt to grow my business. This loan is definitely not for everyone.

The process was quick, clear and positive. The team was open about all the questions and requirements needed. I felt like they were on my team and not just trying to get me on the roster.

Great support team! Quick and easy process. Came clutch just when I needed it. Look forward to growing my business with OnRamp!

I woke up this morning in a world of FinTech. There are so many options, two more every day.

OnRamp got me in the feels though. There are actual people you can talk to. A lot.

I probably had five or six phone conversations, and dozens of email exchanges before I pulled the trigger for the first time. That is a refreshing change of pace from the other options with nothing but fine print and chat bots.

When I hit “go“, I knew exactly what was going to happen, when, and down to the penny. I was able to calculate everything out, Make projections, and generally feel secure.

My first payment came out this week, and caught stunningly, it was exactly what I had planned for. No surprises, no tricks, no traps, and most importantly, no regrets.