Very simple forms to fill out - I completed them on the website on my phone. My application was reviewed within an hour of submission, where I was then phoned to confirm some details. After re-submi... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I had requested a loan to help pay for bills that I otherwise wouldn’t have been able to afford to pay right now and this could’ve caused issues for me. I had previously been denied by other lenders... See more
Company replied
The application was really easy to fill in, easy to follow steps to finish, and a lovely lady phoned and carried out further finishing up details and very quickly too. And then I was sent the completi... See more
Company replied
I was in a financial predicament and didn't know what to do. I found PaydayUK and thought it might be a good solution. Easy quick and very professional company sorted out my situation easily within an... See more
Company replied
Company details
About PaydayUK
Written by the company
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative 91% APR.
All loans are subject to affordability checks and our criteria.
Written by the company
- Trustworthy
- We have been helping our customers online since 2004
- Responsible
- We are authorised and regulated by the Financial Conduct Authority. Registration number 921539
- Customer Focused
- We're always here to help and have a dedicated team available to assist you with any enquiries
Contact info
The Charter Building, UB8 1JG, London, United Kingdom
- 0800 302 9409
- customerservice@paydayuk.co.uk
- www.paydayuk.co.uk
4.8
Excellent
8K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 96% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Very clear and understandable process,
Very clear and understandable process,
Fast and effective
July 14, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Excellent Service - i recommend this Company
Excellent service, easy application and hassle free. Decision with 2 hours
July 14, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
The company’s layout is very easy to…
The company’s layout is very easy to understand. Straight forward and simple. Had no issues at all.
July 13, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Great service for people with bad…
Great service for people with bad credit. Fast and easy to apply. Money is received instantly and this will now rebuilt my credit rating for the future
July 13, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Made me feel confident and reassured
Made me feel confident and reassured. Very trustworthy and make sure you understand EVERYTHING. would highly recommend to anyone
July 13, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Great.Fast pay on account
Great. Fast pay on account - seconds
Easy to apply.
Perfect for short borrowing money.
July 13, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
No surprises, straight forward loan
These guys were great was able to find perfect affordable loan there was nothing complicated or any surprises straight forward easy to understand with an instant quote I would definitely use them again if I needed to
July 13, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
It was very easy to use filling in the…
It was very easy to use filling in the form
No hidden Questions and it got a answer after filling in.
I would use them again and tell anyone who need help
Service on the phone and online was excellent
July 13, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Very quick and easy to access
July 13, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
I recently used Payday UK and had a…
I recently used Payday UK and had a generally positive experience. The application process was straightforward and quick, with clear instructions at each step. I appreciated how fast the decision was made, which is important when you need funds urgently.
The website is easy to navigate, and the terms were explained in a way that was easy to understand. Once approved, the money was transferred promptly, which helped me cover unexpected expenses without delay.
However, like most payday loan services, the interest rates are quite high, so this option is best used for short-term financial needs rather than long-term borrowing. It’s important to be confident in your ability to repay on time to avoid additional charges.
Overall, Payday UK is a reliable option if you need quick access to cash and understand the costs involved. I would recommend it for emergencies, but with caution due to the high fees.
July 12, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
What makes it great was i was desperate…
What makes it great was i was desperate for money to do my garden for my autistic.took 5 minutes to fill the form and seconds for the money in your account.i can't thank you enough me my son and our garden we are greatful
July 12, 2026
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
Reply from PaydayUK
Thanks for taking the time to leave a review. We are delighted that we were able to assist you
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.