Pet Protect Reviews 3,919

TrustScore 4 out of 5

4.2

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers consistently praise the efficiency and ease of the claim process, noting that payments are prompt and hassle-free. Many people highlight the exceptional customer service, describing staff as friendly, helpful, and readily available to assist. The company's direct payment to vets is also frequently appreciated, simplifying the experience for pet owners during stressful times. However, some customers expressed dissatisfaction with the pricing, citing significant and often unexplained increases in premiums, even for loyal customers with few claims. A few other people also felt that the full cost of certain treatments, like MRI scans or specific surgeries, was not adequately covered, leading to unexpected out-of-pocket expenses.

What people talk about most

Claim

Reviewers highlight positive aspects of claim. Many customers praise the promptness and efficiency with which... See more

Service

Clients share positive opinions on service, highlighting the helpfulness and efficiency of agents, with many... See more

Price

People report negative experiences with price, citing astronomical and unjustified increases in premiums,... See more

Customer service

Customers had positive experiences with customer service. Many reviewers praise the helpfulness and... See more

Payment

Reviewers mention positive feedback about payment. Many customers appreciate the quick and efficient payment... See more

Based on these reviews

Rated 5 out of 5 stars

Been with pet protect for years now, 5 years with our previous 2 dogs & still with them with our big girl Newfoundland) dog. We've claimed a lot as our girl has a lot of mobility issues, has pain k... See more

Company replied

Rated 5 out of 5 stars

Even though our policy has increased a lot, I am still pleased I decided to go with Pet Protect for our dogs insurance. The customer service is great, it’s easy to speak to a human and they’re always... See more

Company replied

Rated 5 out of 5 stars

Fantastic insurance. Our lovely boxer dog had 4 cancerous tumours not only did they pay the vets directly for us. It was all paid within 8 days effortlessly. They dealt with vets directly between cons... See more

Company replied

Rated 5 out of 5 stars

So impressed by everything. The Vet Surgery filed the claim directly and we were notified that it was approved within a couple of days. Payment followed shortly afterwards. When you are worried a... See more

Company replied


Company details

  1. Pet Insurance Company
  2. Insurance Agency
  3. Insurance Company

Written by the company

Pet Protect is a well established provider of pet insurance products for cats & dogs in the UK and has been covering pets for over 40 years. Our Lifetime cover offers peace of mind and helps to protect your pets if they become unwell.


Contact info

Pet Protect Pet Insurance

Visit our website for more information

4.2

Great

TrustScore 4 out of 5

4K reviews

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Rated 5 out of 5 stars

Excellent communication and fast answer…

Excellent communication and fast answer to my question. Dealt with very quickly.

April 14, 2026
Unprompted review
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Reply from Pet Protect

We are happy to hear that you received excellent communication and a fast answer! We appreciate your positive feedback and your time. Thank you. Pet Protect

Rated 2 out of 5 stars

Unreasonable increase in premiums

The premium was very reasonable at the beginning, of my policy, but has increased by 540% over 6 years, to a whopping £320 per month! I only ever made 1 very small claim in year 2, and I feel the rise in premium is unreasonable. Having shopped around, I have since found more cover for half of what pet protect were offering, hence I ended my policy.

April 13, 2026
Unprompted review
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Reply from Pet Protect

We appreciate you sharing your experience. We're sorry to hear about your dissatisfaction. We currently are unable to identify your policy. Can you please email complaints@petprotect.co.uk quoting your Trustpilot review with your policy details and they will be able to look into this for you. Thank you. Pet Protect

Rated 5 out of 5 stars

Absolutely amazing experience

Absolutely amazing experience. My cat developed an E Coli infection that cost quite a lot to get to the bottom of. Pet protect paid out seamlessly and promptly with not a single issue and even offered support with the process to me over live chat. Fabulous service, would highly recommend!

March 3, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that your cat is doing better and that our service helped during this challenging time. We appreciate your recommendation and are glad the process was seamless for you. Thank you. Pet Protect

Rated 5 out of 5 stars

Easy chat

Easy chat
Was connected to a live person when the operative was unable to help me .very good service .problem solved

April 13, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your feedback and are glad you received very good service. Thank you. Pet Protect

Rated 5 out of 5 stars

Love pet protect

Love pet protect, good value, great service, helpful customer service.

April 13, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that you find us valuable and appreciate our customer service and support. Thank you. Pet Protect

Rated 5 out of 5 stars

Have found pet protect sympathetic to…

Have found pet protect sympathetic to needs/requirements over the years, have not failed to pay out towards our vet bills for our little man, who suffers from heart disease & more ailments. Would recommend.

March 17, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your recommendation and are so glad we could be there for your pet's needs. It means a lot to us. Pet Protect

Rated 5 out of 5 stars

Good price and great cover

Good price and great cover

March 16, 2026
Unprompted review
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Reply from Pet Protect

We're happy you find our price and cover great. Thank you for your positive feedback; we appreciate it. Pet Protect

Rated 5 out of 5 stars

Probably the best Chat service I've used

Very happy with this chat service as it lets you be specific and immediately gets you through to an agent if your query is more than a quickfire answer the bot can't sort. On all occasions I've used this chat, both today and in the past, the staff have been really helpful, explained things well, and sorted my queries very efficiently. Other companies, not just pet insurers, should follow your example! Well done and thank you! : )

March 10, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that our chat service and agents have consistently met your expectations. It's great to know our team's efficiency and clarity stood out. We appreciate you highlighting our service as an example for others! Thanks for your positive feedback. Pet Protect

Rated 5 out of 5 stars

Insurance quick and easy to complete

Insurance quick and easy to complete. I asked for a paper copy which was send really quickly.

March 9, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that you found our insurance process quick and easy. We're also glad you received your paper copy promptly. Thanks for your feedback. Pet Protect

Rated 1 out of 5 stars

Absolutely disgusted with this company

Absolutely disgusted with this company. 12 years without a single claim and then suddenly my little doggy needed a lump removing from his front leg and rear leg joint.

After dragging there heels for weeks they eventually paid out.
However they charged me for 2 seperate procedures resulting in 2 £150 excess charges.
And wait for this. They then charged me an additional 25% contributions fee for both procedures resulting in an additional 50%

I've paid over £11,000 in pet insurance since the beginning. £1,300 on an operation only to receive £350 back!!

This is going on every social platform possible!!!!!

March 9, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your feedback. We're sorry that the outcome of your claims did not meet your expectations. Our Customer Relations Team were able to identify your policy. They are aware of your expression of dissatisfaction and will be in contact shortly. Thank you. Pet Protect

Rated 1 out of 5 stars

400% increase in premiums over 2 years

Been with Pet Protect for 10 years ever since we got our rescue dog, Leo. The claims have always been settled promptly, which has been really good. However, the weighting of the monthly premiums and excess / owner contributions has become very high over the last two years. Leo is now eleven. His premium has previously risen every year by a reasonable amount. However, over the last two years it has risen from £55 per month to £220. That's a 400% increase in two years and accounts for 44% of what a total claim would be in a year. The excess is £150 and then only 75% can be claimed. Pet Protect know you can't move insurance in reality because of the exclusion of existing conditions. My caution to anyone reading this is to be aware how your premiums will be massively inflated by Pet Protect once your dog reaches their senior years.
UPDATE: The follow up from Pet Protect as per their comment implying they would help did not lead to any improvement. I was told that pet insurance is a luxury item and there was nothing they were prepared to do in addressing the 400% premium increase over just 2 years. In my opinion they have just gone through the motions so that they appear to be doing the right thing to other customers. I am now in the process of cancelling the insurance as the cost is just too high per month and fingers crossed Leo has no serious illnesses. My warning to other customers remains the same. Beware of the extortionate premium increases when your dog reaches senior years.

March 7, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your feedback. We're sorry our renewal prices didn't meet your expectations. Our Customer Relations Team were able to identify your policy. They are aware of your expression of dissatisfaction and will be in contact shortly. Thank you. Pet Protect

Rated 5 out of 5 stars

Great insurance company they reply very…

Great insurance company they reply very quick to the claims made for my Bella and vet surgery is paid quickly
They are looking after my little dog

February 24, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that our quick response to Bella's claims and vet surgery payments met your expectations. Thank you for your feedback. Pet Protect

Rated 5 out of 5 stars

Quick and efficient settlement

My claim was easy to submit and was settled quickly and efficiently.

March 4, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that your claim submission was easy and the settlement was quick. Thank you for your feedback. Pet Protect

Rated 5 out of 5 stars

Always get good service never had any…

Always get good service never had any problems with getting anything sorted out,

March 4, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that you consistently receive good service and quick resolutions. Thank you for your positive feedback; it means a lot to us. Pet Protect

Rated 5 out of 5 stars

First class all round service

Claims are dealt with in a timely manner. My dog has complex medical conditions and I needed some guidance prior to submitting my latest claim - the customer service team were first class, really helpful and I cannot recommend this company enough- I have insured my last 4 dogs with them and would not use any other company.

March 4, 2026
Unprompted review
Pet Protect logo

Reply from Pet Protect

We're happy to hear that claims are handled promptly and that our customer service team provided helpful guidance. We appreciate your long-term trust in us! Thank you. Pet Protect

Rated 5 out of 5 stars

Excellent service

Excellent they have always settled my vet bill quickly.

March 3, 2026
Unprompted review
Pet Protect logo

Reply from Pet Protect

We're happy to hear that we've consistently provided prompt vet bill settlements. Thank you for your positive feedback! Pet Protect

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