Sainsbury's Money Reviews 

17,322
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 481 reviews, reviewers had a great experience with this company. Customers frequently mention that setting up new insurance policies is quick, simple, and remarkably easy to understand from start to finish. People also genuinely appreciate the highly competitive prices offered across various plans, alongside the transparent paperwork that makes the whole process smooth. Many consumers feel a strong sense of peace of mind knowing they are well covered without encountering any unnecessary hurdles during their initial onboarding experience. However, some people mentioned experiencing frustrating delays and long wait times when trying to process and finalize their claims. Reviewers also noted unexpected difficulties with claim rejections and reaching support teams through phone options when urgent assistance was needed.

What people talk about most

Price

Clients share positive opinions on price, highlighting that the rates are very competitive and affordable.... See more

Service

Customers had ambiguous experiences with service, reflecting sharply contrasting views. Reviewers frequently... See more

Claim

Reviewers mention ambiguous feedback about claim experiences, with experiences varying widely among... See more

User experience

Consumers find user experience to be positive, highlighting how simple the website is to navigate and how... See more

Customer service

Customers consistently note ambiguous experiences with customer service, marked by high disagreement. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The paperwork is easy to understand and the process clear. I found the staff very helpful at all stages, particularly when I had an issue of my own doing.

Rated 5 out of 5 stars

Was dreading searching for and renewing my dogs insurance. Have to say Sainsburys Bank web page was so easy to negotiate everything easy to understand and with my nectar card discount more affordable... See more

Rated 5 out of 5 stars

I had a problem setting up. Lady called Catherine on the Call Centre Line was more than helpful and I was able to complete the transaction very easily. Cancelled my existing Insurance Provider as Sain... See more

Rated 5 out of 5 stars

After being delayed in Vietnam due to the middle east crisis and our insurance running out I contacted customer services who extended our policy until we returned. This took away the worry we were al... See more


Company details

  1. Bank

About Sainsbury's Money

Written by the company

Sainsbury’s Money helps you make the most of your money, every day. We offer a range of simple, straightforward financial products - working with trusted partners to bring you the support you need to protect, save and plan ahead. for pets, travel, and life.

Visit Sainsbury's Money

Contact info

4.2

Great

TrustScore 4 out of 5

17K reviews

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4.2

All reviews

(17,322)

372 reviews in the last 12 months

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Rated 3 out of 5 stars

Pet Insurance renewal -Sainsbury’s…

We have pet insurance with Sainsbury’s bank. On renewal new quote was cheaper than the renewal amount. We called assuming they would match this but instead we were advised that we had to cancel the exciting policy and take out a new policy to get the lower price ! Seems a bit of a long way round to me…

December 30, 2025
Unprompted review
Rated 5 out of 5 stars

The set up process was quick and easy

The set up process was quick and easy. I was able to find the best package for my needs.
Although I didn't have to make a claim the information provided was easy to follow in the event I needed to.

November 22, 2025
Rated 1 out of 5 stars

Claim took too long to settle and emails remain unanswered.

I. Made a claim as I had to cancel. Y holiday as I have been diagnosed with stage 3 cancer. The process was very stressful and despite being told claim would be settled quickly it too 8 to 9 weeks. The complaints department agreed it was too long and offered £50 compensation in 15 business days it too 7 weeks and another phone call to get settled. I will not be renewing with Sainsbury's again.

September 30, 2025
Rated 1 out of 5 stars

first time experience making a claim

first time experience making a claim to be rejected.
she had a small lump, which was the size of a pimple for about three years, with no issues, not growing and was floating, so vet said just leave it and monitor, post kennel holiday this year it grew so vet to remove it, nothing drastic, non cancerous lump, £600, put a claim in and it was rejected... because we knew she had a small lump.
they are happy to take over £100 a month for two dogs, but not pay. policy cancelled next renewal date

November 14, 2025
Unprompted review
Rated 1 out of 5 stars

Pet Insurance - Don’t Bother

Very disappointed with Sainsbury’s Bank. Took out pet insurance for our kitten, but in year two the premium shot up, so I switched. Had a call from Sainsbury’s asking me to reconsider, offering me £30 of nectar points to return. I agreed, and I was promised the nectar points in time for Christmas. It’s now seven days until Christmas and no sign of the points. I’ve tried calling, emailing, messaging on their chat - they just keep fobbing me off with different reasons why I haven’t received them. On one occasion I said if the points aren’t added to my account promptly, I would be cancelling my policy. That was met with a very frosty response where I was told they would refer my account to a collections agency if I did that. I feel cheated and lied to.

December 17, 2025
Unprompted review
Rated 1 out of 5 stars

THIS IS RELATING TO PET INSURANCE FROM…

THIS IS RELATING TO PET INSURANCE FROM SAINSBURYS BANK…..
Review……Premiums constantly going up, excess going up, all the while communicating with them gets harder. Longer waits on the phone , longer times for paying out.
Stalling claims asking for medical history they already have. Waisting my time and not paying money which is owed from an agreement I signed. I have been stuck in this relationship for ten years to make sure my pets are covered. I would warn anyone not to be fooled by getting nectar points . This insurance is not worth it. They still have my old phone number even though on every call for the last 4 years i have given them my new number. They also can’t change my emails address so I have to keep an old one going just for this account. Every year they seem to get more and more unable to do simple tasks.

December 16, 2025
Unprompted review
Rated 1 out of 5 stars

Couldn’t travel due to falling when…

Couldn’t travel due to falling when boarding the plane.trying to get through to your people for a claim form is nigh impossible.it took 2 days and then you speak to someone who tells you the lines gone quiet.the first one gave up and cut me off but I persevered the second person and have got the form.just waiting for the doctor to return the unfit to fly form and I will return it.not good enough from yourselves

December 7, 2025
Rated 5 out of 5 stars

I spoke to two consultants on separate…

I spoke to two consultants on separate occasions and both were the nicest people I have spoken with while sorting my travel insurance. The lady was Karen and the gentleman I didn’t get his name. But I know he’s looking for a property in southern Spain. These two individuals were so knowledgeable and helpful. Karen helped me purchase my insurance and helped me every step of the process. She explained everything in plain English. I then had to add to my policy and the gentleman was also very very helpful. I wouldn’t hesitate to use again.

December 3, 2025
Rated 1 out of 5 stars

Had to make a claim they tried every…

Had to make a claim they tried every way not to payout in the end I had to threaten with the ombudsman only then was the payment made in full. First they said I only had 14 days insurance a lie then only had £1500 cancellation a lie then excess was £150 per person a lie

November 3, 2025

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