St. James’s Place - Asia Reviews 4

I’d like to extend my utmost gratitude to Craig Digby from St. James’s Place in Singapore for his expertise in navigating my hugely complex redundancy and retirement circumstances,

After being employed by a major bank for 22 years, the thought of making the correct decisions in a fiscally efficient timeline, was extremely daunting for me.

Craig’s extensive knowledge of investment and tax strategies was vital in determining my financial planning trajectory and is now delivering significant dividends.

I deal with Chris Brooks in your Hong Kong office. I have always found his advice to be excellent, well balanced and professional. he is also a great bloke to chat too. Recommended.

JUST. DON'T. DO IT.
Ten years in to an FPI Global Portfolio sold by SJP, effective CAGR 2.9% after all costs, fees, gated funds like M&G, the failure of Woodford and that's after knocking out the service fee and pivoting to lower cost instruments. This is an abject rip off. Costs are sky high for the structure and the active funds they push. The FPI portal functionality and service is beyond 5th rate. Slow to refresh, was down for weeks, very poor information and analytics compared to what you can get on platforms like Saxo.
If you are overseas in a low tax location, just invest locally. Don't pay these guys.

The high and opaque fee structure is well known, what I did not expect was the appalling performance, over six years I (I? They) have lost money on the principle and of course even more due to fees and inflation. They really should be avoided.
Final problem is getting your money out, for me it is now over a month, a month in which they continue to earn from my investment without passing the earnings on to me. Utterly, utterly terrible organisation.