Swoosh Finance Reviews 

2,086
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 681 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently appreciate the fast and efficient application process, noting that approvals and email replies happen very quickly without any unnecessary complications. People frequently praise the support team for being extremely friendly and helpful, guiding users through every single step to make the entire experience completely seamless and stress-free. Some reviewers were not happy with being repeatedly transferred between multiple different staff members throughout their application journey. Conversely, a small portion of people felt disappointed when applications were declined or struggled to get their specific problems resolved properly by the support agents.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting quick response times and helpful... See more

Customer service

Users describe positive interactions with customer_service, highlighting fast replies and helpful assistance.... See more

Response time

Consumers find response time to be exceptionally positive and efficient. Reviewers consistently mention that... See more

User experience

People report positive experiences with user experience, consistently praising the quick, efficient, and... See more

Service

Clients share positive opinions on service, highlighting fast, efficient, and professional assistance from... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Always a pleasure to deal with Swoosh, easy to apply and they are quick to give you an outcome. The Customer Serivce I received today from Kate made the whole process less stressful.

Company replied

Rated 5 out of 5 stars

Had a good experience with all staff that assisted me ( Baylee, Olivia, Riley. Scott) process was swift and easy to fill in .Staff we're happy to assist me when helpp needed. I would recommend them t... See more

Company replied

Rated 5 out of 5 stars

This is the second time I have used Swoosh, and am so thankful to Jakayla for making it very easy. The communication is fantastic, I have been updated every step of the way. You guys are all great.

Company replied


Company details

  1. Loan Agency

Written by the company

Need cash, fast? Swoosh offers easy and quick cash loans, even for those with bad credit. No hidden fees or early repayment charges – just financial help when you need it most. So, what can we do for you? No matter your reason for a loan, we’re here to help. You can get a fast cash loan for any amount between $2,000 and $5,000 using your existing vehicle (fully owned and registered in the borrower’s name) as security. Our online application is so easy, it takes less than 5 minutes to complete. Once approved (usually within 1 business hour), we’ll give you all the information you need to start your loan and sign a contract. Applying is free, and we don’t charge you if your application is unsuccessful. You can get started by calculating what your repayments would be using the calculator on the right. Committed to responsible lending Because we are all about mates helping mates, we are committed to responsible lending in all we do. We use lending criteria, common sense and professional assessors when reviewing your application. We’ll only approve you for a loan we know you have the ability to repay. Our customers recommend us to their family and friends—because they know we can be trusted.


Contact info

4.8

Excellent

TrustScore 5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 17% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(2,086)

674 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Pathetic

I made contact with Mikayla from swoosh finance at 9:30am Friday morning. I got tossed around between staff from Mikayla to Scott then Scott to jakayla then from jakayla to Shaun and finally Shaun to Declan. It’s now 5pm Friday they are closed and I have not received any correspondence in regards to my complete application. I am left wondering till Monday if I am successful. For company that claims to fast easy loan applications this has been without a doubt the slowest most incompetent application with any company I have ever experienced.

June 12, 2026
Unprompted review
Rated 5 out of 5 stars

Thankyou Isabella

Great customer service, knowledgable & friendly. Thankyou Isabella!

June 12, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the review, Stephen! We are so glad you received great customer service from Isabella.

Rated 5 out of 5 stars

Thanks for help from BAYLEE

Thanks for help from BAYLEE, making the process more convenient and smooth.

June 12, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you so much for your kind words, Andrew! We're thrilled that you had a good experience with Baylee.

Rated 1 out of 5 stars

Product Promotion or Harassment

A couple of years ago I applied for finance. Wish had never approached them. After informing them numerous times that I was NOT interested in their products, I keep getting messages from different mobile phones to become a customer. It is reached a point now that I consider it harassment...

June 12, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Hi Nicholas, we have gone ahead and manually unsubscribed you from our communications. You should no longer receive any messages from us. If your circumstances change, Swoosh is still here to help.

Rated 5 out of 5 stars

JAKAYLA is exceptional

JAKAYLA was very quick to respond to my loan inquiries. Great customer service!!!

June 11, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the review, C! We are so glad you received good customer service from Jakayla.

Rated 5 out of 5 stars

Isabella has been very quick to reply…

Isabella has been very quick to reply to progressing my application. Thank you. Katrina

June 11, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thank you so much for your kind words, Katrina! We're thrilled that you had a good experience with Isabella.

Rated 5 out of 5 stars

Baylee was very quick with responding…

Baylee was very quick with responding back via email which made me feel like I wasn’t just another number and helped the application process progress quicker

June 10, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the 5-star review, Kim! We’re so happy that you experienced quick and friendly communication from Baylee.

Rated 5 out of 5 stars

Easy and Quick to deal with

Great service and information from Jakayla, made the process easy

June 8, 2026
Unprompted review
Swoosh Finance logo

Reply from Swoosh Finance

Thanks for the 5-star review, Sarah! We are so happy to hear you had a great experience with Jakayla.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look