Simple to navigate the site. Good choice of hospitals near to where I live. Online face to face appointment with doctor, who then sanction my consultation. The appointment took approximately 1 week,... See more
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Based on these reviews
The experience was fine apart from waiting more than the stated 5 days for an answer to my initial contact to making a ckaim. I had to ring to chase and when I spoke about how long it took it was just... See more
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I am happy with the service of the Exeter. However there were lots of miscommunications between the Exeter and the clinic that I used their services which were mainly related to the clinic not The Ex... See more
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We have been with The Exeter Health Insurance for over 35 years and have always received excellent support and advice when we have needed to claim for medical health treatment, be it consultants appo... See more
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Company details
Written by the company
Welcome to The Exeter. We're an award-winning healthcare and protection insurance provider with over 100 years of experience supporting our members when they need us most. Your feedback allows us to evaluate our performance and provide you with the best possible products and services.
Free access to HealthWise, our member benefits app.
As a member of The Exeter, you and your family have access to HealthWise, helping to keep you healthy and happy every day.
Contact info
Emperor Way, EX1 3FD, Exeter, United Kingdom
- 0300 123 3201
- member@the-exeter.com
- www.the-exeter.com
4.1
Great
1K reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
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Poor customer service and non approval of specialists
First of all they take an age to answer the phone and require copious paperwork to process every claim
More importantly they refused to authorise 2 specialists recommended because they were not on their approved list
With the first specialist I had to delay my procedure for 4 months until he got back on their list
The second specialist had over 30 years experience in the field and they told me that the Exeter will only pay the standard fee for a student newly qualified dermatologist. The fee was only £260 and £230 for a follow up appointment which is not extortionate. They also refused to pay the difference in what they would fund which seems very inflexible.
Overall I would not recommend their service, my previous experience with BUPA was much better
Dear Ruby
Thank you for responding so quickly and I have already made a formal complaint to The Exeter which took a few weeks to respond to and they did not address the reasons for rejecting the highly qualified and experienced dermatologist that I was referred to who has cured my skin complaint. The Exeter has previously approved specialists that charge more, also I would have been prepared to pay the difference to over and above what you were prepared to pay
I am further disappointed to receive a standard response from you following the same from your complaints department, I had hoped you would both look into the matter in more detail and provide explanations.
April 1, 2026
Unprompted review
Reply from The Exeter
Good morning, Philip,
Thank you for taking the time to leave us a review. I am very sorry to hear that you have been left feeling unhappy following your recent claim. We always aim to ensure that the claims process is as smooth and stress-free as possible for our members, and I am sorry to learn that this was not your experience.
If you would like to discuss this further or wish to raise a formal complaint, our claims teams will be happy to assist you. Please find the relevant contact details below:
IP Claims: 0300 123 3201 (Option 1) Monday to Friday, 8am–6pm
Email: ipclaims@the-exeter.com
PMI Claims: 0300 123 3253, Monday to Friday, 8am–8pm, Saturday, 8am–1pm
Email: pmi-claims@the-exeter.com
Kind regards, Ruby - Member Servicing Specialist
VG communications with the Exeter team…
VG communications with the Exeter team & they’re very efficient
March 9, 2026
Reply from The Exeter
Good morning, Kathy,
Thank you for taking the time to leave us a review. I am very pleased to hear you have found our team to be efficient and that your experience with the team has been 5 stars!
Kind regards, Ruby - Member Servicing Specialist.
Firstly your staff are knowledgeable
Firstly your staff are knowledgeable, empathetic and answer tge telephone.
March 27, 2026
Reply from The Exeter
Good afternoon, Jeremy,
Thank you for taking a moment to leave us a review. I am very pleased you have found our staff knowledgeable, empathetic and prompt to answer the phone.
Kind regards, Ruby - Member Servicing Specialist.
Excellent Staff & service
The Exeter have excellent throughout my claim, the staff & service have been very professional & compassionate.
March 26, 2026
Reply from The Exeter
Good afternoon, John,
Thank you for taking the time to leave us a review and I am delighted to hear you have been treated compassionately and professionally throughout your claim.
Kind regards, Ruby - Member Servicing Specialist
I have been diagnosed with a tumour in…
I have been diagnosed with a tumour in my colon by my local NHS hospital. Exeter have refused to expedite the analysis of the biopsy in the absence of a referral letter from my GP. This despite the fact that I have provided them with a copy of the correspondence sent to me by COLORECTALCANCERCNS (ROYAL CORNWALL HOSPITALS NHS TRUST) which confirms that I have been examined and confirms the tumour. This unreasonable delay invevitably reduces the probability of my survival.
March 24, 2026
Unprompted review
Reply from The Exeter
Hi Chris, I am really sorry to hear about your situation. We have spoken to our claims team and understand that they now have received the information needed to validate your claim. If you have any further questions regarding this, please contact our claims team directly on 0300 123 3253. Alternatively you can reach them by email at pmi-claims@the-exeter.com. Wishing you all the very best with your treatment. Many thanks Jessica, Member Servicing Specialist.
Had a simple request..to get…
Had a simple request..to get authorisation for some surgeon-recommended physio, post-operatively. I got the authorisation
February 27, 2026
Reply from The Exeter
Hi, thank you for taking the time to leave a review, I am really glad that we were able to get you the authorisation for your post-op physio. Wishing you the best for your recovery. Many thanks Jessica, Member Servicing Specialist.
Comprehensive service from friendly staff
It took over a month to get an open referral letter from my GP which is a must to start a claim. Exeter staff were very helpful and sent a list of consultants to choose from. When the Consultant wanted extra tests these were included. There was only a short wait on the phone to speak to a member of staff.
March 17, 2026
Reply from The Exeter
Hi Edith, thank you for taking the time share your experience, I'm so glad you found my colleagues to be helpful and that you were able to get through to us on the telephone in a short time. Many thanks Jessica, Member Servicing Specialist.
At a time of great concern the team…
At a time of great concern the team were quick, sympathetic and efficient in dealing with my issue.
February 16, 2026
Reply from The Exeter
Good afternoon, Gary,
Thank you for taking a moment to leave us a review. I am very happy to learn that our service was prompt when needed most, and that the process was handled with care.
Kind regards, Ruby - Member Servicing Specialist.
I had to pay myself for my oral surgery…
I had to pay myself for my oral surgery even though the surgeon said this was not an dental procedure.
February 16, 2026
Reply from The Exeter
Good afternoon, Owen,
Thank you for taking the time to share your review and I'm very sorry to hear about you are unhappy with the experience you have had and understand this can be frustrating when you believe this should have been covered. Ordinarily, only maxillofacial surgeries may be covered.
We’d really like to look into this further for you. Our claims team can review the details of your case and provide clarity on the decision made and can also start the complaints process for you if you feel this is necessary.
Please feel free to contact them directly at pmi-claims@the-exeter.com or by calling 0300 123 3253.
Kind regards, Ruby - Member Servicing Specialist.
Mostly I have experienced brilliant…
Mostly I have experienced brilliant service from this company, making fast decisions and being helpful when I needed guidance. One process was very slow though, perhaps overly complicated and it is taking too much time to receive payment. I would recommend them, but some improvements could be made to achieve the 5 stars
March 16, 2026
Reply from The Exeter
Hi MJQ, thank you for sharing your experience, as a mutual society we value the opinions of all our members. I am really pleased that most of your experiences with us have been brilliant. However I am sorry that you have experienced a process which slowed down the payment for you. If you would be willing to provide further feedback on this so we can investigate in more detail, please contact our Member Servicing Team on 0300 123 3201 with your policy information. We are open Monday to Friday 8am to 6pm. Alternatively you can email us at member@the-exeter.com. Many thanks Jessica, Member Servicing Specialist.
I RECEIVED AN EXCELLENT/OUTSTANDING…
I RECEIVED AN EXCELLENT/OUTSTANDING EXPERIENCE FROM START TO FINISH.
Amazing, helpfull, knowledgeable, efficient, sympathetic, caring staff. I was treated with respect and as a person and not as a number.
All bills have been paid without any hassle whatsoever.
I have been paying my medical insurance since 1980 and have rarely used it and when I have it was for minimal consultations or tests.
Exeter have always paid the bills with no problems.
In my opinion they are an outstanding company.
I do not have a computer and don't do anything online and Exeter didn't discriminate me for this like other various companies have done when I try to explain to them that I don't have a computer!.
Many Thanks for an outstanding level of service. Its nice and took the pressure off me during a worrying time. I have no family or relatives which impacted on my concerns for my health issue.
February 6, 2026
Reply from The Exeter
Hi Anne, I really appreciate you sharing your experience with us and I am delighted that my colleagues have provided you with such an outstanding level of service. I'm so glad that this took the pressure off you during a worrying time. Many thanks Jessica, Member Servicing Specialist.
Making appointments and referrals very…
Making appointments and referrals very quickly
March 16, 2026
Reply from The Exeter
Good morning, Steven,
Thank you for taking the time to leave us a review. I am delighted to hear that you found making appointments and attaining referrals a quick and easy process.
Kind regards, Ruby - Member Servicing Specialist.
So much pushback on helping with…
So much pushback on helping with claims. We have had private insurance for years and never had issues like this on a simple emergency injury
January 17, 2026
Reply from The Exeter
Hi Katie, thank you for taking the time to leave a review. I am sorry to hear of your experience. Our policies do not cover emergency treatment and are designed to complement the NHS for planned treatment. If you wish to raise a complaint regarding your claim, please contact the claims team directly. Their telephone number is 0300 123 3253 and they are open Monday to Friday 8am to 8pm and Saturday 8am to 1pm. Alternatively their email address is pmi-claims@the-exeter.com. Many thanks Jessica, Member Servicing Specialist.
Very friendly and helpful
I found the telephone helpline team to be friendly helpful and efficient.
February 2, 2026
Reply from The Exeter
Hi Kate, I am delighted that you have found our telephone team to be friendly, helpful and efficient. Thank you very much for taking the time to leave a review. Many thanks Jessica, Member Servicing Specialist.
Shoulder replacement
Very clear process from initial contact. Operation a great success. After care has been brilliant. Very easy to sort
January 16, 2026
Reply from The Exeter
Good morning, SO,
Thank you for taking a moment to leave us a review. I am glad to hear that you found our processes clear and easy to understand, that your operation was successful and that you were pleased with your aftercare, too.
Kind regards, Ruby - Member Servicing Specialist.
Overall treatment for spinal surgery .They managed to get me up to Harley…
They managed to get me up to Harley Street clinics best consultants and best Hospital and absolutely amazed with the service and treatment I got ,thank you.
March 2, 2026
Reply from The Exeter
Good morning, Stephen,
Thank you for taking the time to leave us a review. I am very pleased to hear that you have experienced amazing service and treatment through The Exeter, and were able to see Harley Street specialists when you needed to.
Kind regards, Ruby - Member Servicing Specialist.
Reply from The Exeter
Good morning, Spencer,
Thank you for leaving us a review. I am delighted to hear that you found The Exeter easy to deal with and had no issues with the hospitals used.
Kind regards, Ruby - Member Servicing Specialist.
Excellent company, excellent help
I have had a couple of issues this year and both have been resolved with no fuss, no equivalent and complete professionality by the Exeter. I have nothing but praise for this company and have been thoroughly impressed with the amount of backup I have had during the last couple of years.
March 16, 2026
Reply from The Exeter
Good afternoon, Theresa,
Thank you for taking the time to leave us a review. I am very pleased to hear that you have had a fuss-free and professional experience when you have contacted us. We are always happy to hear that our members are impressed!
Kind regards, Ruby - Member Servicing Specialist.
Reply from The Exeter
Hi Terry, I'm delighted that my colleagues have ensured your experience with us was efficient, pleasant and empathetic. Thanks for taking the time to leave a review, Many thanks Jessica, Member Servicing Specialist.
Service
Everyone I have spoken to has been very helpful and the process has been very clear to follow.
March 9, 2026
Reply from The Exeter
Hi, thank you for sharing your experience with us. I am so pleased that my colleagues who you have spoken with have been very helpful and that the process has been clear to follow. Many thanks Jessica, Member Servicing Specialist.
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