The Surrey Mortgage Company Reviews 

35
•
TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Charlotte has been fantastic to work with. She helped us secure our first mortgage and has continued to support us since, even checking in ahead of our remortgage previously to make sure we could... See more

Company replied

Rated 5 out of 5 stars

We've been working with Charlotte for about 3 years now, and once again, she helped us secure the best deal for our second home purchase. Her quick responses, true dedication, diligent service, keen a... See more

Rated 5 out of 5 stars

Charlotte and her team are fantastic and I would highly recommend them. I have now used them 3 times for both new and renewals of my mortgages. Her professional and friendly approach makes the process... See more

Rated 5 out of 5 stars

The Surrey Mortgage Company have been an absolute dream to work with, swiftly securing the best rates. I can see why this mortgage broker came so highly recommended. Charlotte Skinner and her team ens... See more

Company replied

Company details

  1. Mortgage Broker
  2. Insurance Broker

Written by the company

"We are your local mortgage brokerage based in Ashtead, Surrey. We provide expert tailored advice for mortgage and protection services throughout all of England, Scotland and Wales. We are the key to finding the right home loan & navigate the mortgage maze, connecting you with lenders and securing competitive deals tailored to your needs."


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

35 reviews

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4.7

All reviews

(35)

6 reviews in the last 12 months

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Rated 5 out of 5 stars

I’m one of those customers who asks…

I’m one of those customers who asks endless questions, likes things done in very specific ways, and can be extremely particular. Charlotte listened patiently throughout the entire process. Her expertise made everything seem much simpler than I expected, and she went above and beyond to find the best solutions for us.

We eventually reached the conclusion that it would be better to wait rather than move forward at this stage, which meant there would be no business for her. Despite that, Charlotte remained incredibly patient, kind, and supportive. It was clear that she genuinely cared about what was best for our family, not just about making a sale.

I’m so grateful we met her and would wholeheartedly recommend her to anyone. She is a true professional and an absolute pleasure to work with.

June 12, 2026
Unprompted review
Rated 5 out of 5 stars

This is my second experience with…

This is my second experience with Charlotte, and she continues to be fab. Her transparency, dedication, and speed are outstanding — she made the whole process seamless and delivered a mortgage offer incredibly quickly.

May 5, 2026
Unprompted review
The Surrey Mortgage Company logo

Reply from The Surrey Mortgage Company

Thank you Vinita so much for the lovely words and the time you have taken to leave us a review. we really appreciate it! Look forward to working with you when your rate is next due!

Rated 5 out of 5 stars

Charlotte is incredible!

Charlotte is speedy, efficient and found us much better rates than other brokers.

She's incredible in what she does- 100% recommend.

April 1, 2026
Unprompted review
The Surrey Mortgage Company logo

Reply from The Surrey Mortgage Company

Thanks so much Abbie! That's so kind, and thank you for taking time to leave a review! So appreciated!

Rated 5 out of 5 stars

Charlotte has been fantastic!

Charlotte has been fantastic to work with. She helped us secure our first mortgage and has continued to support us since, even checking in ahead of our remortgage previously to make sure we could find the best possible rate.

We’re especially grateful that she went above and beyond to secure us a great rate for our new mortgage before the recent increases.

It’s clear she genuinely cares about her clients and works hard to get the best outcome for them. Highly recommend!

April 1, 2026
Unprompted review
The Surrey Mortgage Company logo

Reply from The Surrey Mortgage Company

Thank you so much for the lovely review & taking time to share your experience! We always love working with you to!

Rated 5 out of 5 stars

Charlotte and her team are fantastic…

Charlotte and her team are fantastic and I would highly recommend them. I have now used them 3 times for both new and renewals of my mortgages. Her professional and friendly approach makes the process so easy and her ability to explain even the most technical of legal terms gave me confidence that I had chosen the right team to find my mortgage offer. Thank you Charlotte and team for all your hard work and speedy response to get everything over the line in time.

October 31, 2025
Unprompted review
Rated 5 out of 5 stars

I don’t normally leave reviews but…

I don’t normally leave reviews but Charlotte was exceptional from start to finish. I will definitely use her services again and strongly recommend her. It was fast and seamless so thank you!

Nyk
The Hayloft
Charlwood

October 22, 2025
Unprompted review
The Surrey Mortgage Company logo

Reply from The Surrey Mortgage Company

Thanks so much Nyk, that's very kind of you! Very much appreciated! I am so pleased you chose us to help with your mortgage. Charlotte

Rated 5 out of 5 stars

Fabulous and totally seamless!!

Having applied for several mortgages over the years of homeownership, I can safely say that this was, without doubt, the easiest and most efficient application ever. Charlotte is a truly delightful person to work with and it really felt as though she was a friend helping me out! The service was professional, fast and completely seamless. My entire application process took less than a week from initial conversation to offer. I literally can’t recommend Charlotte highly enough. Thank you for making everything so easy!!

September 15, 2025
Unprompted review
The Surrey Mortgage Company logo

Reply from The Surrey Mortgage Company

Thank you so much for your lovely kind words! So glad we could help with your mortgage and look forward to your mortgage coming up for renewal!

Rated 5 out of 5 stars

Charlotte truly is the best

Charlotte truly is the best. Our experience has been so personal and seamless. Moving house is stressful but with charlottes expertise and calm she guides you with confidence. She’s always been at the end of the phone to answer any questions. I’m in ore of how talented she is and we couldn’t have done it without her. We will be forever grateful. Couldn’t recommend her more!!

September 13, 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic experience

Fantastic experience with Surrey Mortgage Company. They found us a mortgage even though my partner hasn’t started his job yet. They kept us informed every step of the way and worked so quickly. Our first purchase fell through when the seller pulled out and Surrey Mortgage Company worked equally and efficiently on our second mortgage. Thank you so much for guiding us through the daunting experience of buying our first property!

September 5, 2025
Unprompted review
Rated 5 out of 5 stars

Remortgage made easy

We are in the process of remortgaging several of our properties and from a Brokerage viewpoint, the process has been seamless and The Surrey Mortgage Company have really made it easy. I have been given the best deals and the application that follows has been very prompt and the process is moving very swiftly and smoothly. A well recommended and reputable company that is very knowledable and at the top of their game. Thank you.

August 21, 2025
Unprompted review
Rated 5 out of 5 stars

The best Mortgage Advisor out there!

I can’t even begin to express how thankful I am to Charlotte for all her help and advice along our journey! Me and my fiancé are first time buyers so it’s all so scary and new to us…. Charlotte has been there every time we’ve had questions or worries and she’s done nothing but put us as ease. Our biggest worry was getting a mortgage but this is been the most smooth sailing process of it all! We can’t wait to move into our first ever home and will definitely be using Charlotte again when we’re ready to move into a bigger property!
Highly recommend!! ⭐️⭐️⭐️⭐️⭐️

July 18, 2025
Unprompted review
Rated 5 out of 5 stars

An outstanding brokerage company.

The Surrey Mortgage company has helped us for many years in finding the best deals and rates in what can be a daunting time.The staff are very friendly,have expertise knowledge and can adapted to changing needs.Thank you so much in helping us save so much time and money and your services are greatly appreciated.

July 10, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent as always

We've been working with Charlotte for about 3 years now, and once again, she helped us secure the best deal for our second home purchase. Her quick responses, true dedication, diligent service, keen attention to detail, and strong market knowledge are everything you could ask for in an outstanding mortgage broker. We feel truly blessed to have found her three years ago.

June 16, 2025
Unprompted review
Rated 5 out of 5 stars

The only mortgage company I’ll ever use

I’ve been using Charlotte for my mortgage finances for about 10 years now and I wouldn’t go else where.
It’s amazing to see her do so well in her career and now have her own business.
Her service is like no other and she really goes above and beyond to deliver the best mortgage for me every time.
Thank you again Charlotte and team for helping us get our dream home for our new family.

March 12, 2025
Unprompted review
Rated 5 out of 5 stars

Charlotte is a fantastic mortgage…

Charlotte is a fantastic mortgage advisor with extensive market knowledge. Her service is both friendly and professional. She secured excellent rates for our mortgage 5 years ago as well as our current remortgage. She consistently goes above and beyond, notably by regularly checking in and finding improved rates after our initial offer. I wholeheartedly recommend her, and have done so on numerous occasions

March 20, 2025
Unprompted review
The Surrey Mortgage Company logo

Reply from The Surrey Mortgage Company

Thank you so much taking time to write us a review & for the kind words! We will look forward helping you again with your mortgage in the future!

Rated 5 out of 5 stars

Best in the business!

Having worked with Charlotte at The Surrey Mortgage Company for my first mortgage, there was no doubt in my mind to enlist her help when the time arose again. Her service is second to none, a professional and friendly approach that when related to sensitive financial information was refreshing. I will continue to work with her/The Surrey Mortgage Company for any future needs, and would highly recommend to anyone requiring mortgage advice.

October 19, 2024
Unprompted review
The Surrey Mortgage Company logo

Reply from The Surrey Mortgage Company

Thanks Alvin and the lovely review! Always appreciate clients taking time to review us, so thank you! Thanks for using us again!

Rated 5 out of 5 stars

Excellent service

Excellent service, clean and efficient process i have used twice now.

February 25, 2025
Unprompted review
The Surrey Mortgage Company logo

Reply from The Surrey Mortgage Company

Thank you Thomas for the lovely review & taking time out to write this! Very much appreciated!

Rated 5 out of 5 stars

Consummate professional

Consummate professional, trustworthy, skilled with great attention to detail. Able to provide a wonderful personalised service, listening carefully to individual financial needs and circumstances. Highly recommended for sound financial advice.

February 3, 2025
Unprompted review
The Surrey Mortgage Company logo

Reply from The Surrey Mortgage Company

Thank you so much Tim, appreciate the kind words and time to write us a review.

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