TotallyMoney Reviews 

14,194
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances... See more

Company replied

Rated 3 out of 5 stars

I like the fact that you can see where you are in terms of your credit journey and that you can plan your way to a certain goal. I - for one - am aiming to claw my way out of debt, so this is us... See more

Company replied

Rated 5 out of 5 stars

Grate site help me keep an eye on my spending and money. Let's me know how I can improve my credit. I can see updated information of my credit rating if its gone up or down.

Company replied

Rated 5 out of 5 stars

If free to use which is very good and it shows you everything that is in your file aswell has your credit score Other ones charge a fee , I’ve been using it for many years

Company replied

Company details

  1. Credit Reporting Agency
  2. Credit Bureau

Written by the company

Our technology puts you right at the centre of your credit data, helping you make smarter decisions to take control of your finances. Use our free credit report and live credit score, along with our unique Borrowing Power and Match Factor technologies, to find the right financial products, make better financial decisions and build a stronger credit history. We believe that our technology can drive a better and fairer consumer credit market that can help you get smart with credit!

Get a better credit score

Written by the company

97% of customers recommend us to improve your credit score
Credit scores don't always feel fair. That's because they were made for lenders. Now, make yours work for you and move on up towards your goals, for free.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

14K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(14,194)

56 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Best service

Best service

January 4, 2026
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, Sangarappillai!

We are thrilled to know that you are enjoying the service we provide.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars
TotallyMoney logo

Reply from TotallyMoney

We appreciate your positive review!

It is great to know that you are enjoying your experience with TotallyMoney.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

My thoughts.

Very good service and excellent customer experience.

October 17, 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for your positive review, John!

We are glad to hear that you are enjoying the TotallyMoney service and appreciate the kind words about your experience.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Totally awesome.

This app has literally been a lifesaver,if I ever need financial help, it's the only place I need to go,they always find a way to help and with zero effort on my part. I can't praise them enough.

October 16, 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, Mat!

We are thrilled to know that you are happy with our services, and hope this continues throughout your journey with TotallyMoney.

All the best,

The TotallyMoney Customer Ops Team

Rated 4 out of 5 stars

Knowing what is going on in my finances, being kept up to date.

It’s easy to navigate around to find what you need.

September 26, 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear!

We are thrilled to know that you are happy with our services, and hope this continues throughout your journey with TotallyMoney. If you have any suggestions on how to make this a 5-star experience, please contact us at help@totallymoney.com

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Helps with making plans regarding…

Helps with making plans regarding finances

September 15, 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, Denise!

We are thrilled to know that you are happy with our services, and hope this continues throughout your journey with TotallyMoney.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Totally Money is a excellent credit

Totally Money is a excellent credit reference site.
It uses Transunion and the credit score is Live.
It has helped me get my credit back to a good standing through recommending credit building credit cards etc.
Highly recommend

September 15, 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, Dawson!

We are thrilled to know that you rate our service so highly and that you have been able to get your credit back in good standing, this is exactly what we are hoping to achieve.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Be fair.

Notification

August 22, 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for the review, this is great to hear!

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Great App

Great App, very useful

August 12, 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for the review, we are glad that you are finding our services useful.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Far the best platform to engage with…

Far the best platform to engage with your credit file by offering meaningful insights compared to other providers. I have paid subscriptions for other services that don’t offer the same functionality or top-tier card and loan offers. I’m amazed this all comes for FREE!

July 23, 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, David!

We are thrilled to know that you rate our service so highly and that you are more than happy with our insights, this is the level of service we strive to provide for our users.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Highly recommend

Everything in app is easy and they give you a real score and how to increase your credi score highly recommend 👌

July 19, 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for the positive review, Oana!

We are glad to hear that you are finding using our app easy and have been able to see how you can increase your credit score. We really appreciate your recommendation.

Thanks,

The TotallyMoney Customer Ops Team

Rated 1 out of 5 stars

Dosent help

July 2, 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for taking the time to leave a review, although we are sorry to hear that you are not finding our service helpful. If you would like to provide any further feedback regarding this, please contact us at help@totallymoney.com.

All the best,

The TotallyMoney Customer Ops Team

Rated 4 out of 5 stars

The app is excellent in the way it is…

The app is excellent in the way it is set out and has given me information that I would not have otherwise known. The only thing I have an issue with is the way it keeps showing what credit i am eligible for. I think if it knows you have a bad credit rating it should focus more on how to improve it rather than try to encourage you to get more credit. Once your score improves then it makes sense for it to show you what credit you could be accepted for. Personally I have a bad credit score and I feel the app should be geared more towards how I can improve it to get better credit offers rather than sending me emails showing how I could be eligible for high APR credit cards or loans. Apart from that it’s worth knowing where you stand especially if you are trying to rebuild your credit score.

June 30, 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for your detailed review Ibrar.

We appreciate the constructed feedback and completely understand your point of view. All customers are shown which credit products that they may be eligible for, as building a credit history can be a good way to boost your credit score. If you would like to unsubscribe from receiving marketing emails, you can do this through the service to limit the amount of offers that you are shown by ourselves.

I hope this helps explain this.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

TotallyMoney is an excellent company…

TotallyMoney is an excellent company which has given me the confidence and better understanding of managing my finance in a healthy manner

June 29, 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you so much your lovely review, Im!

We really appreciate you taking the time to leave this review and we're so happy that we've helped you gain a better understanding of managing your finances.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

I'm very happy with Totally Money it…

I'm very happy with Totally Money it keeps me in contact with my credit score and also benefits has my credit score gets better

June 27, 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear Michael, we are delighted to hear that you are happy with our service.

We are glad to know that our service has helped you increase your credit score, this is the impact we set out to have when starting our app.

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Great app no problems getting all your…

Great app no problems getting all your information

June 26, 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for the positive review Peter.

We are glad that you have been able to access your credit report with no problems.

The TotallyMoney Customer Ops Team

Rated 3 out of 5 stars

Not very accurate so far

Not very accurate so far, doesn’t seem to be able to pick up on monthly savings, also seems to be quite a bit behind on bills that come out of your bank? I noticed it will have an old amount from a several bills that was changed 2 months ago due to rate changes or just other reasons.

June 16, 2025
TotallyMoney logo

Reply from TotallyMoney

We’re sorry to hear your info isn’t up to date, Neil!

It usually takes lenders around 6-8 weeks to update TransUnion, the credit reference agency we partner with, with any new information.

You can check when your lender last provided an update to TransUnion by clicking "See More" next to the account. As it's the lender's responsibility to report this information to TransUnion, you may want to check with your lender if they’ve sent updated info to all three credit reference agencies.

If you’re not seeing your monthly savings, please get in touch at help@totallymoney.com and we’ll look into this for you.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Trustpilot is the best of all,My…

Trustpilot is the best of all,My Daughter told me everything about you guys,trust me she was right about you guys,what I’m saying is that you guys should continue to help us,we will never let you guys down. God bless you all.

June 13, 2025
TotallyMoney logo

Reply from TotallyMoney

We're so glad to hear that our service is helpful, Joseph! Thank you for taking the time to leave a review for us :)

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

They help you

Helping me with my finances

June 2, 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, thank you so much Andrew!

We are delighted to help you with your finances.

All the best,

The TotallyMoney Customer Ops Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look