YouLend Reviews 11,179

Very smooth and efficient process.

And a special thanks to Filip

Excellent account manager and good business to help us grow 👍
10_10 thank you

Speed
Speed
Speed
No calls no messing 1 minute open banking bosh

The process was easy and quick from start to finish.
Thank very much to Madison for his help

Really happy with the speed and correspondence Jeremy was a great help

This was great speech with you faduma
Good job

I had already secured financing for my business through them before, and the process was so easy that I decided to go with them again. From the application to the disbursement, everything went smoothly and without a hitch. The money was in my account within a few hours.
I’d also like to extend a heartfelt thank you to my account manager, Daniya Babar, who handled all the details behind the scenes for me. Simply fantastic. I’m really looking forward to doing more business with you.

Michael Katsimperis made the whole process really easy , he was helpful and was very quick in responding.. would definitely use again

Always a great help, service is really quick and helpful

was truly amazed by your promptness. Thank you very much for your trust. I hope you are satisfied with the payment process as well.

With many thanks,
Omid solaymanpanah

Had a really great experience from Haitham Abdalla help me receive funding for the business from applying to get in the credit Just 48 hours but highly recommend

Really easy way to get extra funds for my business to help it grow, and Halle was a great help explaining and guiding me through the options.

Easy
Professional
Made to feel your business counts
Friendly
No pressures at all
Communication from start to finish
Great service
Lovely friendly staff

Very disappointing.
I was looking to build a relationship with Youlend, however my application was declined despite earning double the amount 1 year later. I was offered a very modest loan 1 year ago which was all paid off. This time around my business has grown significantly - yet I didn’t even get a conversation to discuss about future lending.

I took funding from YouLend on the basis that it was a receivables-based product, where repayments are tied to actual revenue.

My business operates on 30–60 day terms, so income comes in larger lump sums rather than weekly. This was made clear from the outset.

In practice, however, the experience has been very different.

Communication has been driven by projected weekly repayment figures, with repeated references to arrears and risk of default, even while substantial payments were actively being collected from my account.

Within a short period, over £5,000 was taken via direct debit, with further similar amounts scheduled. That already accounts for roughly 25% of the total balance being cleared, yet the messaging remained unchanged, still framing the account as “behind” and at risk.

There is a clear disconnect between how this product is presented during onboarding and how it is enforced in reality, particularly for businesses with non-linear cash flow.

If your income is steady and predictable, this may align with their model. If your revenue comes in stages or on terms, expect pressure based on projections rather than actual receipts.

That mismatch is the issue.

Great communication from Archie who was very informative and clear with all the options available to my business needs. Would highly recommend.

An easy and pleasant experience. Madison was extremely helpful with very fast replies. Payment was also extremely fast! Highly recommend!

Good person who’s understanding

Alex was first class so professional