Zuto Reviews 65,537

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 26,586 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, patience, and professional demeanor, making the process smooth and stress-free. Many highlight the exceptional customer service, noting that representatives are knowledgeable, understanding, and go above and beyond to assist with finding suitable options and explaining details clearly. The overall service is frequently described as excellent, with people appreciating the efficiency and ease of the entire user experience from initial contact to completion. However, some customers also noted issues with the product itself, mentioning problems like body damage on vehicles or mechanical faults shortly after purchase. A few other people also felt that communication became less efficient after the initial agreement, with cases being passed between different agents and a lack of consistent follow-up with dealerships.

What people talk about most

Staff

Consumers consistently report positive experiences with the staff, highlighting their helpfulness, patience,... See more

Service

Reviewers express high satisfaction with the service, highlighting its ease and efficiency, with many... See more

Customer service

People report positive experiences with customer service, highlighting the helpfulness, patience, and... See more

User experience

Customers had positive experiences with user experience, often highlighting how easy and stress-free the... See more

Product

Reviewers highlight ambiguous aspects of product, with some customers expressing satisfaction with finding... See more

Reviews shaping this summary

Rated 5 out of 5 stars

First time experience with them. Never had finance before so I didn't know anything how it works. Just filled the application form and had a phone call from a guy name Djamel Berdeg he explained me ev... See more

Rated 5 out of 5 stars

My experience with Zuto has been great, especially with Mike Wynne my car dealing expert. He knew exactly what he was talking about I really do appreciate his help and he liased with me and the car co... See more

Rated 5 out of 5 stars

Josh L was my main point of contact throughout my application with Zuto. From the first phone call up to collecting the keys to my first new car Josh was there. He sent numerous choices of vehicles &... See more

Rated 5 out of 5 stars

Great service from start to finish. Liam was patient, professional and supportive when a few issues cropped up along the way, making the whole process feel smooth and stress-free. My only criticism w... See more


Company details

  1. Car Finance and Loan Company
  2. Auto Broker
  3. Finance Broker

About Zuto

Written by the company

Zuto are car finance specialists and we will search our panel of over 275 finance options from a wide range of different lenders to help find the right car finance product to suit your individual circumstances and your budget. We've been doing this since 2006 so you're in safe hands with Zuto.

Our range of products includes HP (Hire Purchase) and PCP (Personal Contract Purchase) options, amongst others.

Our team of dedicated car buying experts are on hand throughout the journey to offer support with finding a car. We work with a network of verified dealers so you can buy a car in confidence, and our team will run free vehicle valuations and history checks on any vehicle you're interested in to make sure you're getting a fair deal.

Over 5 million car buyers have trusted Zuto, and you can get a finance quote with no impact on your credit score.

Contact info

4.8

Excellent

TrustScore 5 out of 5

66K reviews

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Rated 5 out of 5 stars

I didn't get the finance from Zuto in…

I didn't get the finance from Zuto in the end because they did not work with the dealership I found a car at, but Ben was fantastic from start to finish in making sure I was looked after and nothing was too much trouble for him.

June 25, 2026
Unprompted review
Rated 5 out of 5 stars

Great customer service from Ben James

Made an enquiry yesterday and was allocated a car buying expect, Ben James. He has been absolutely brilliant, kept up great communication, great knowledge and helped me to find the car I wanted for a great price. Made my whole experience easy, straightforward and stress free from start to finish. Thank you Ben James!

June 25, 2026
Unprompted review
Rated 5 out of 5 stars

Beth's a Legend 👍

The agent i spoke to today called Beth was very knowledgeable and helpful going through every step simply and thoroughly .
Beth is obviously a credit to her team , so thankyou Beth 👍 Great job.

June 25, 2026
Unprompted review
Rated 1 out of 5 stars

Mis‑sold, misled, and left with a faulty car — shocking lack of consumer protection

I used Zuto because they advertise “trusted dealers”, “hassle‑free buying”, and vehicles that are properly serviced and MOT’d. My experience has been the complete opposite.

Zuto set me up with a trader who sold me a car with multiple faults from day one — broken key lock, broken speaker, squeaking brakes, and clear evidence the car had not been serviced despite being advertised as such. A VAT‑registered garage confirmed the oil filter was old and untouched.

I followed Zuto’s instructions exactly: report the faults, get an inspection, send the report. Instead of supporting me, they told me the car must be taken 200 miles away for repairs and that I would have to collect it myself. This is completely unreasonable and contrary to the Consumer Rights Act 2015, which states repairs must be carried out at no cost or inconvenience to the consumer.

Zuto’s “trusted trader” ignored my messages, and Zuto’s own staff contradicted themselves, blamed me for not raising issues sooner (I did), and refused to take responsibility for the mis‑selling and lack of due diligence.

I have been left with a faulty car, a potentially questionable MOT, and a service that never happened. Zuto’s advertised guarantees were misleading, and their handling of the situation has been unacceptable.

I am now going to have the hassle of escalating to the FCA, DVSA, and Trading Standards, and will be exercising my short‑term right to reject if this is not resolved immediately.

I would strongly caution anyone considering Zuto — the “trusted trader” promise is not what it seems.

June 25, 2026
Unprompted review
Rated 5 out of 5 stars

The agent

The agent, Dan Simandi, was extremely efficient and professional in his assistance of my application and progression of my loan. This was extremely smooth from
start to finish with constant contact throughout the process.

June 24, 2026
Unprompted review
Rated 5 out of 5 stars

Found my dream car

Found my dream car. Applied for Zuto car finance through Clearscore. George Mann from Zuto called me, explained the process, discussed different options and terms, 2 days later the whole process was done and I had the car! Just make sure you have ID, driving licence, proof of income to hand and it's quick and easy.

Thanks George!

June 25, 2026
Unprompted review
Rated 5 out of 5 stars

10/10 service

Jacob Rio helped me with my application and finance. Throughout the whole experience he was friendly, professional and went above and beyond to help me find the best possible car for me tailored to my budget and preferences. He helped me find a car that was amazing value and just below average asking price which was amazing. Would highly recommend his services to others. He’s a credit to the company.

June 25, 2026
Unprompted review
Rated 5 out of 5 stars

Speedy and amazing service

I received a call very quickly after submitting my application. Lewis Cameron dealt with it all with me from start to finish and was excellent!! He was kind, considerate and informative, a fantastic example of an employee for Zuto. Found me the best quote for finance, amazing service!!!

June 23, 2026
Unprompted review
Rated 5 out of 5 stars

Great experience

Excellent customer service from the 2 gentleman I spoke to Ben Cameron and Jonathon Hunt. Very knowledgeable and extremely patient with me whilst I explored my options to ensure I got the best deal for me which both gentleman aided in.

June 25, 2026
Unprompted review

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