1st CENTRAL Insurance Reviews 184,133

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 30,958 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing and the straightforward, user-friendly online experience. Many people found the website easy to navigate and appreciated the clear layout, making it simple to obtain quotes and manage policies. The overall service is often described as efficient and reliable, with many consumers highlighting the ease of renewing their insurance. However, some customers also noted issues with customer service, describing experiences where interactions were not always helpful or efficient, and some found the fees for minor changes to be excessive.

What people talk about most

Price

Reviewers highlight positive aspects of price, with many finding the quotes competitive and the overall cost... See more

User experience

Customers generally report positive experiences with the user experience. Many found the process... See more

Service

Clients share positive opinions on service, often highlighting the ease and speed of renewing insurance and... See more

Website

Customers consistently note positive experiences with the website, finding it easy to navigate, access, and... See more

Customer service

Reviewers mention ambiguous feedback about customer service. Many customers report positive experiences,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The process of obtaining insurance online was very easy. I’m unable to comment on any other aspects of their services as I’ve only just taken out the policy.

Company replied

Rated 5 out of 5 stars

recently got my car insurance with 1st Central and found the whole process really easy and straightforward. The quote was very competitive, and adding breakdown cover for extra peace of mind was simpl... See more

Company replied

Rated 5 out of 5 stars

Easily bought my car insurance online. Very easy process. Good email communication after. When the policy began I received a text message with my policy number and numbers to call if I break down or h... See more

Company replied

Rated 5 out of 5 stars

Generally the online experience was Generally good your insurence rates are good at this time we have been with you for some years now . Unfortunately your renewal rates are not as good as your onlin... See more

Company replied


Company details

  1. Auto Insurance Agency
  2. Home Insurance Agency
  3. Insurance Agency

Written by the company

Get a car insurance quote from 1st CENTRAL and you won’t be disappointed. As experts in UK motor insurance, 1st CENTRAL provides cheap car insurance for new drivers and experienced drivers, along with a high standard of customer service. Our friendly support teams are on hand to help you with your car insurance quote. We can customize your affordable car insurance policy with optional extras including Legal Cover, Personal Accident Cover, Hire Car, Excess Protect and RAC Breakdown Cover.

Who We Are

Written by the company

We offer Defaqto 5-Star rated car insurance
Our car insurance provides quality cover and includes a comprehensive range of features and benefits including a courtesy car, £1500 of key cover and 90 days driving in Europe, as standard
We’re competitive on price
We’ve got some very smart people in our pricing team (and some clever technology) monitoring the market to make sure we’re always giving the best price possible. We’re pretty hot on fraud too, which helps us keep our premiums lower.
We’re not all talk
If you make a claim, we’ll look after you. You'll be assigned a Personal Claims Advisor, enjoy free collection and delivery of your vehicle, a 5 year warranty on all repairs, mobile repairs and estimates where possible, and like for like vehicle replacement.
We’re nice people
All of this is backed up by support from our friendly call centre. Our call centre is open at sensible times including weekends and our claims line is open 24/7, 365 days a year.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

184K reviews

5-star
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1-star

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Rated 5 out of 5 stars

Very easy to get insurance

Very easy to get insurance, clear instructions and easy steps

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We're so pleased you found the process straightforward and clear. Thank you for your feedback!

Emily

Rated 5 out of 5 stars

Polite staff when renewing my policy

Polite staff when renewing my policy. Good end to end service. Than you.

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We are so pleased to hear about your positive experience with our team. Thank you for your kind words!

Emily

Rated 1 out of 5 stars

Automatically put the price up but…

Automatically put the price up but would lower it if I called, not very customer friendly of them. Just offer the lowest price for your customers??

Edit after response: Nice corpo bs you don't care, you are just replying for your kpi metrics.

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We appreciate your feedback regarding our pricing. We are reviewing our policies to ensure fairness for all customers.

Emily

Rated 4 out of 5 stars

The service was generally good

The service was generally good, except that the certificate took several days to be emailed which hampered efforts to get a residents parking permit issued by the council

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We appreciate your feedback and regret the delay in receiving your certificate. We understand this caused an issue with your parking permit. We are reviewing our processes to prevent future delays.

Emily

Rated 5 out of 5 stars

Very straightforward booking through…

Very straightforward booking through Compare the Market so I get good Meerkat offers too.
Good price after shopping around
Thank you for giving me peace of mind 🙂

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We're so pleased you found our booking process straightforward and secured a great price. It's wonderful to know we could provide you with peace of mind!

Emily

Rated 5 out of 5 stars

Helpful

Friendly, helpful, polite staff.

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We appreciate your five-star review! We are so glad our staff was friendly, helpful, and polite.

Emily

Rated 5 out of 5 stars

Easy

Easy, simple to do, no fuss.

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We appreciate your five-star review! We're glad our service was easy and simple for you.

Emily

Rated 5 out of 5 stars

Very nice people

Very nice people

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

Rated 5 out of 5 stars

Very efficient

Very efficient

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

Rated 5 out of 5 stars

Very good

Very good !!

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

Rated 5 out of 5 stars

Best I found so far

Found the whole thing of setting up a new insurance for my car easy with have a app to sign into. And to go though everything I needed in changing it over much better. Thanks 😊

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We are so glad to hear that our app made setting up your new car insurance easy and convenient. Thank you for your wonderful feedback!

Emily

Rated 5 out of 5 stars

How fast and easy it all was to fill…

How fast and easy it all was to fill form in also How fast my cover got sorted out.

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We appreciate your feedback! We are so glad the process was fast and easy, and that your cover was sorted out quickly.

Emily

Rated 5 out of 5 stars

Its excelente

Its excelente

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

Rated 5 out of 5 stars

The price was a major factor.

The price was a major factor.
All secondary items (legal cover, breakdown etc) included where others are an additional cost.

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We're so glad to hear you found our pricing and inclusive extras to be a major benefit. Thank you for your positive feedback!

Emily

Rated 5 out of 5 stars

You are a good insurance company and I…

You are a good insurance company and I thank you for your efforts.

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We appreciate your five-star review! We are glad you recognize our efforts. Thank you for your kind words.

Emily

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