1st CENTRAL Insurance Reviews 184,133

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 30,958 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing and the straightforward, user-friendly online experience. Many people found the website easy to navigate and appreciated the clear layout, making it simple to obtain quotes and manage policies. The overall service is often described as efficient and reliable, with many consumers highlighting the ease of renewing their insurance. However, some customers also noted issues with customer service, describing experiences where interactions were not always helpful or efficient, and some found the fees for minor changes to be excessive.

What people talk about most

Price

Reviewers highlight positive aspects of price, with many finding the quotes competitive and the overall cost... See more

User experience

Customers generally report positive experiences with the user experience. Many found the process... See more

Service

Clients share positive opinions on service, often highlighting the ease and speed of renewing insurance and... See more

Website

Customers consistently note positive experiences with the website, finding it easy to navigate, access, and... See more

Customer service

Reviewers mention ambiguous feedback about customer service. Many customers report positive experiences,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The process of obtaining insurance online was very easy. I’m unable to comment on any other aspects of their services as I’ve only just taken out the policy.

Company replied

Rated 5 out of 5 stars

recently got my car insurance with 1st Central and found the whole process really easy and straightforward. The quote was very competitive, and adding breakdown cover for extra peace of mind was simpl... See more

Company replied

Rated 5 out of 5 stars

Easily bought my car insurance online. Very easy process. Good email communication after. When the policy began I received a text message with my policy number and numbers to call if I break down or h... See more

Company replied

Rated 5 out of 5 stars

Generally the online experience was Generally good your insurence rates are good at this time we have been with you for some years now . Unfortunately your renewal rates are not as good as your onlin... See more

Company replied


Company details

  1. Auto Insurance Agency
  2. Home Insurance Agency
  3. Insurance Agency

Written by the company

Get a car insurance quote from 1st CENTRAL and you won’t be disappointed. As experts in UK motor insurance, 1st CENTRAL provides cheap car insurance for new drivers and experienced drivers, along with a high standard of customer service. Our friendly support teams are on hand to help you with your car insurance quote. We can customize your affordable car insurance policy with optional extras including Legal Cover, Personal Accident Cover, Hire Car, Excess Protect and RAC Breakdown Cover.

Who We Are

Written by the company

We offer Defaqto 5-Star rated car insurance
Our car insurance provides quality cover and includes a comprehensive range of features and benefits including a courtesy car, £1500 of key cover and 90 days driving in Europe, as standard
We’re competitive on price
We’ve got some very smart people in our pricing team (and some clever technology) monitoring the market to make sure we’re always giving the best price possible. We’re pretty hot on fraud too, which helps us keep our premiums lower.
We’re not all talk
If you make a claim, we’ll look after you. You'll be assigned a Personal Claims Advisor, enjoy free collection and delivery of your vehicle, a 5 year warranty on all repairs, mobile repairs and estimates where possible, and like for like vehicle replacement.
We’re nice people
All of this is backed up by support from our friendly call centre. Our call centre is open at sensible times including weekends and our claims line is open 24/7, 365 days a year.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

184K reviews

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Rated 5 out of 5 stars

Very simple hassle free 100% recommended

Very simple hassle free 100% recommended

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We appreciate your five-star review. We are so glad you found our service simple and hassle-free. Thank you for your feedback.

Emily

Rated 5 out of 5 stars

Good service

Good service , quick and easy to set up car insurance .

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We're glad setting up your car insurance was quick and easy! Thank you for your 5-star review.

Emily

Rated 4 out of 5 stars

I would give 5 stars but I can't get my…

I would give 5 stars but I can't get my new policy in my portal I called but the lady did not know how to sort it and would like it sorted please

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hello,

Thank you for your feedback.

Let’s see if we can help put this right for you. Just give our team a call on 0333 043 2055 or speak to us on web chat which can be found on our website. We’re here to help from Mon-Fri: 8am to 8pm, Sat: 9am to 5pm, Sun: 10am to 2pm.

Emily

Rated 5 out of 5 stars

Very good & great

Very good & great

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

Rated 3 out of 5 stars

I couldn't manage to speak to an…

I couldn't manage to speak to an advisor on the telephone as my renewal quote was cheaper, than I paid but my card details where incorrect. I find not speaking to a human being is so frustrating. I feel i should be refunded the difference between my more expensive quote and the cheaper one

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hello,

Thank you for your feedback. We’re sorry to hear your experience with us hasn’t been as positive as we’d hoped it would be.

Let’s see if we can help put this right for you. Just give our team a call on 0333 043 2055 or speak to us on web chat which can be found on our website. We’re here to help from Mon-Fri: 8am to 8pm, Sat: 9am to 5pm, Sun: 10am to 2pm.

Emily

Rated 5 out of 5 stars

Customer service

What a amazing service knowledge of the product and professionallism.
Would 100percent recommend to friends and family.and the price amazing compared to other sites

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We truly appreciate your fantastic review! We're so happy to hear you found our service, product knowledge, and professionalism amazing, and our prices competitive.

Emily

Rated 5 out of 5 stars

Made my car insurance schedule easy to…

Made my car insurance schedule easy to read through and understand. Everything made clear.
No need to shop around other insurance companies

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We're so glad you found your car insurance schedule easy to understand. We appreciate your positive feedback!

Emily

Rated 5 out of 5 stars

Easy to sort out.

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

Rated 5 out of 5 stars

Easy process

Easy process

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

Rated 1 out of 5 stars

Renewal price went up 50%

Renewal price went up 50%
They cancelled to get me a new quote for a better price and it actually doubled last years price
No thanks .

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

We appreciate you sharing your concerns about the renewal price increase. We understand your frustration with the significant change. We are reviewing this matter.

Emily

Rated 5 out of 5 stars

Great

Great, insurance company!

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

Rated 5 out of 5 stars

great service

great service

May 21, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

Rated 5 out of 5 stars

Reasonable price

May 18, 2026
1st CENTRAL Insurance logo

Reply from 1st CENTRAL Insurance

Hi

Thanks for your great feedback! We always aim to give the best service and price to our customers 😊.

Emily

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