We received a fantastic service from Andrew from start to finish. We would highly recommend to anyone looking for assistance with mortgage advice. The communication was excellent and he was always ava... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
Myself and my wife Michelle have used Andrew Ray from the moment we started looking for our first home (over 10yrs ago). Since then we have used his services for remortgages and most recently the purc... See more
Andrew is fantastic. Have used him multiple times for mortgage products and he always finds us amazing deals. Not only that, he’s exceptionally professional and a lovely person to boot! Nothing is eve... See more
Andrew Ray has provided us with sound mortgage advice since our very first purchase in 2012. He offers open and honest advice and an absolutely seamless process that always feels so personal. We have... See more
Company details
Written by the company
Independent Mortgage and Protection Broker
Contact info
United Kingdom
- andrewraymortgages.co.uk
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Simply the Very Best!
I have known Andrew for over 15 years and he looks after all of my mortgage needs, 100 percent honest and a true expert in his field. A truly consummate professional on every level!

Reply from Andrew Ray Mortgages
Outstanding Mortgage Broker Experience
I recently secured my mortgage with the help of Monika at Andrew Ray Mortgages, and I couldn't be happier with the outcome. She made the procedure easy, stress-free, and efficient from beginning to end.
Monika was very informed and took the time to go over all of my options with me, making sure I understood every step of the process. She was always available, quickly responding to my enquiries and providing precise instructions as required.
The degree of expertise and individual attention I received was very noteworthy. In order to guarantee that I received the greatest mortgage offer customised to meet my unique requirements, Monika went above and beyond, and she kept me updated at every turn. I genuinely thought I was in capable hands.
Everything went easily because of Monika, and I'm now content with my new house. I heartily urge anyone searching for an exceptional mortgage broker who actually cares about their clients' success to contact her.
Once again, I'm grateful for your fantastic service!

Reply from Andrew Ray Mortgages
Very helpful and timely, would definitely recommend to anyone
Once I messaged Andrew he called me straight away to arrange a time to come out. I only had a week to update my mortgage rate before it went onto variable so he made sure he came out that night on a Friday to help me and my husband get something in place. He explained everything really clearly so it was easy to understand and gave the best advice. Everything is now set up ready to go in time for my next mortgage payment. I now won't dread when I need to review the rate at the end of this fixed term arrangement. Thank you Andrew

Reply from Andrew Ray Mortgages
5* Andrew- thank you.
We have used Andrew to get our first mortgage and to now remortgage! Andrew has been nothing but patient and helpful whilst dealing with us young first time buyers. Andrew makes the whole process stress-free, narrows everything down so simply for you and always has your best interests at heart. We will continue to use and recommend him to everyone in the future.

Reply from Andrew Ray Mortgages
Excellent Mortgage Broker!
We chose Andy for the purchase of our first home, he was excellent from start to finish.
He advised and supported us through each step of the process brilliantly, answering any ad-hoc questions we had whilst using his impressive industry knowledge and experience to secure us the best possible deal on our mortgage.
We will definitely use Andy again for our future property purchases and highly recommend him!

Reply from Andrew Ray Mortgages
This company helped us a lot in getting…
This company helped us a lot in getting our first apartment.
We had a lot of problems when buying an apartment, but this company helped us solve these problems, and now we are happy with our new home.

Reply from Andrew Ray Mortgages
Outstanding Service from Monika!
Monika assisted us with our remortgage and went above and beyond in providing an incredible service. She was kind, personable, and exceptionally understanding of our schedules. Her communication skills and market knowledge are truly impressive. Monika made the entire process seamless and stress-free for us. I highly recommend her to anyone seeking a professional and supportive experience.

Reply from Andrew Ray Mortgages
Great Service since 2010
I have been using Andrew Ray for all my mortgage needs since 2010. Andrew works hard to secure the best deal possible, has good communication and extremely knowledgeable.
I would highly recommend his services

Reply from Andrew Ray Mortgages
Great service for two older clients!
Thank you Andrew for your patience, professionalism, expertise and help with our slightly complex mortgage requirements! You did a fab job in securing the best rates for both products, in particular the older person’s mortgage we needed for our seaside retirement! Great service!!

Reply from Andrew Ray Mortgages
I would like to say a massive thank you…
I would like to say a massive thank you to Monika for all her support and guidance throughout my house buying process, it’s very lovely people. Thank them👍👍👍

Reply from Andrew Ray Mortgages
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







